Tag: and

Online Stock Trading and Stock Trading Tools #how #to #finance #a #business


#stock market websites

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Scottrade Client Website for Online Trading

Scottrade received the highest numerical score in the J. D. Power 2016 Self-Directed Investor Satisfaction Study, based on 4,242 responses measuring 13 firms and the experiences and perceptions of investors who use self-directed investment firms, surveyed in January 2016. Your experiences may vary. Visit jdpower.com .

Authorized account login and access indicates customer’s consent to the Brokerage Account Agreement. Such consent is effective at all times when using this site.

Unauthorized access is prohibited.

Scottrade, Inc. and Scottrade Bank are separate but affiliated companies and are wholly owned subsidiaries of Scottrade Financial Services, Inc. Brokerage products and services offered by Scottrade, Inc. – Member FINRA and SIPC. Deposit products and services offered by Scottrade Bank, Member FDIC .

Brokerage products are not insured by the FDIC — are not deposits or other obligations of the bank and are not guaranteed by the bank — are subject to investment risks, including possible loss of the principal invested.

All investing involves risk. The value of your investment may fluctuate over time, and you may gain or lose money.

Online market and limit stock trades are just $7 for stocks priced $1 and above. Additional charges may apply for stocks priced under $1, mutual fund and option transactions. Detailed information on our fees can be found in the Explanation of Fees (PDF).

You must have $500 in equity in an Individual, Joint, Trust, IRA, Roth IRA, or SEP IRA account with Scottrade to be eligible for a Scottrade Bank® account. In this instance, equity is defined as Total Brokerage Account Value minus Recent Brokerage Deposits on Hold.

The performance data quoted represents past performance. Past performance does not guarantee future results. The research, tools and information provided will not include every security available to the public. Although the sources of the research tools provided on this website are believed to be reliable, Scottrade makes no warranty with respect to the contents, accuracy, completeness, timeliness, suitability or reliability of the information. Information on this website is for informational use only and should not be considered investment advice or recommendation to invest.

Scottrade does not charge setup, inactivity or annual maintenance fees. Applicable transaction fees still apply.

Scottrade does not provide tax advice. The material provided is for informational purposes only. Please consult your tax or legal advisor for questions concerning your personal tax or financial situation.

Any specific securities, or types of securities, used as examples are for demonstration purposes only. None of the information provided should be considered a recommendation or solicitation to invest in, or liquidate, a particular security or type of security.

Investors should consider the investment objectives, charges, expense, and unique risk profile of an exchange-traded fund (ETF) before investing. A prospectus contains this and other information about the fund and may be obtained online or by contacting Scottrade. The prospectus should be read carefully before investing.

Leveraged and inverse ETFs may not be suitable for all investors and may increase exposure to volatility through the use of leverage, short sales of securities, derivatives and other complex investment strategies. These funds’ performance will likely be significantly different than their benchmark over periods of more than one day, and their performance over time may in fact trend opposite of their benchmark. Investors should monitor these holdings, consistent with their strategies, as frequently as daily.

Investors should consider the investment objectives, risks, charges and expenses of a mutual fund before investing. A prospectus contains this and other information about the fund and may be obtained online or by contacting Scottrade. The prospectus should be read carefully before investing. No-transaction-fee (NTF) funds are subject to the terms and conditions of the NTF funds program. Scottrade is compensated by the funds participating in the NTF program through recordkeeping, shareholder or SEC 12b-1 fees.

Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. The Margin Disclosure Statement and Agreement (PDF) is available for download, or it is available at one of our branch offices. It contains information on our lending policies, interest charges, and the risks associated with margin accounts.

Options involve risk and are not suitable for all investors. Detailed information on our policies and the risks associated with options can be found in the Scottrade ® Options Application and Agreement. Brokerage Account Agreement. by downloading the Characteristics and Risks of Standardized Options and Supplements (PDF) from The Options Clearing Corporation, or by requesting a copy by contacting Scottrade. Supporting documentation for any claims will be supplied upon request. Consult with your tax advisor for information on how taxes may affect the outcome of these strategies. Keep in mind, profit will be reduced or loss worsened, as applicable, by the deduction of commissions and fees.

Market volatility, volume and system availability may impact account access and trade execution.

Keep in mind that while diversification may help spread risk, it does not assure a profit, or protect against loss, in a down market.

Scottrade®, the Scottrade® logo and all other trademarks, whether registered or unregistered, are the property of Scottrade, Inc. and its affiliates.

Hyperlinks to third-party websites contain information that may be of interest or use to the reader. Third-party websites, research and tools are from sources deemed reliable. Scottrade does not guarantee accuracy or completeness of the information and makes no assurances with respect to results to be obtained from their use.

© 2016 Scottrade, Inc. All rights reserved.


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About Sumy Designs – Who We Are and What We Do – Sumy Designs

#business website design

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Who We are and What We Do

We are Sumy Designs, LLC. Our business is based in West Lafayette, Indiana.

Our History: Sumy Designs was created by two sisters, Susan Sullivan and Amy Masson in 2006. Susan had been working as an advertising and marketing director with a large publishing firm while Amy had been teaching computer technology. After leaving those respective career paths, a friend asked if we’d like to make a website for her. We said yes. A friend of this friend saw that website and asked us to make a website for her. We said yes. And so and so forth and now we have created many, many sites for many happy clients across the US, Canada, and England.

Susan is our designer, in charge of all things creative and beautiful. She has the vision and skills it takes to create custom masterpieces for every project.

Amy is our resident technical expert, with the skills to make every website function as it should.

Interesting fact: While the business is based in West Lafayette, Susan lives in the Dallas Forth Worth area. We work together virtually, via email and video chat, to seamlessly design, manage, and maintain projects of all sizes.

Where’d you come up with the name Sumy? It’s a combination of our first names. SU san and aMY.

Our Support Team

While Amy does the behind the scenes work and Susan does the design, there are a lot of other areas that need attention, so we have recruited a team of fabulous people to work with us to bring these jobs to completion. Being a virtual business, we are able to employ people from all over the country to work with us.


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Free Business Documents, Templates, and Forms for Small Businesses #business #services


#free business forms

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Free Business Forms

Welcome to The Frugal Entrepreneur s collection of free business forms, letters, and templates for small and home-based businesses. While there are currently numerous sites online offering thousands of printable business documents and templates that are free to download, I have found that most of these offerings are poor in quality or are unsuitable to the needs of either small and home-based companies or the self-employed.

I therefore decided to put together this collection of essential business documents. I hand picked and adapted all of these forms, templates, and sample business letters to specifically suit the needs of small and home businesses. Most of these documents are from my growing personal collection of files that I have used over the years for my own business transactions. (Where any document is from an outside source, the source and link are provided.)

If there are any small business templates, forms, or letters that are not listed here, but you cannot find a suitable example or free, printable download of it anywhere, then let me know, either by leaving a comment in the box below or by sending an email (you can click the email icon on the upper right-hand side of this page), and I ll see what I can do.

And a final note You may notice that I have conspicuously left out most legal-type business documentation. When it comes to these kinds of forms, which as mentioned above, are freely available on several websites, my advice is: do yourself a favor and hire a qualified attorney or CPA to make sure you don t make a regrettable mistake down the road.
You can preview the documents by hovering over them.

If you have any questions or comments regarding this collection of free business forms, documents, and templates for entrepreneurs, and small and home-based business owners, please let me know.

Disclaimer: I m not a certified legal or financial professional. Frugality does not mean you skimp in those areas where a qualified professional, such as an attorney or CPA should be consulted. The small business tips, small business resources, and other information on this site including this collection of free business documents, templates, and forms are for educational purposes; they are meant to get you started in the right direction; but it s up to you to do the appropriate research.

Comments

Thanks so much for this list! I haven t started reviewing the list but from what I assume they are all useful. Thanks for the effort! More power!

Thanks so much for these forms. They re just what I needed to get me started (^


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The Best and Easiest Online Home Based Business Opportunity There Is #latest #business #news


#home business opportunity

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Thinking Big in the New Work at Home Generation

The Best and Easiest Online Home Based Business Opportunity There Is

If you ve been thinking of a way to get out of the rat race and have been contemplating finding a way to fulfill your dreams at the same time start blogging. After all, it is one of the easiest business ideas online you can get going in a matter of minutes and with the least amount of money (startup costs: $0 to $100). All you do is offer really good information, create a community around your blog and attract a lot of visitors. Then, you pick one of dozens of ways to monetize your blog.

You do have to have a certain level of passion and dedication but in terms of starting a business that will fit your lifestyle, blogging is one of the most flexible online home business opportunities around.

So What Do You Blog About?

Blogging is a lot about finding a balance between offering your readers really good information and entertainment. It s a great place to put your personality out there especially if that s where you shine. But in my opinion, you don t really need personality. You might be a good writer, videographer, or have a great voice for podcasting. What I love about blogging is that you can find an avenue this fits you. You can grow it as big as you like or keep it small and manageable. Either way, you can earn full time income or extra money from home. It all depends on your vision and the amount of work you put in.

When people jump on Google, they are looking for information on some topic. Offering answers for these Google searches by way of tips and strategies on how to deal with something or how to do something better is the recipe for building a successful theme around your blog.

For example, check out 5 dollar dinners. This blogger offers great tips on how make great meals for your family on a budget. She was able to get 1000 visitors a day on her blog in her first month of starting it. That s impressive.

Are you good with crafts? Blog about DIY crafting projects. Here are some ideas of easy crafts you can make. Or, what about home improvement projects like this couple does on Young House Love. The couple who run that blog have taken a break recently because they grew too big.

And lets not forget to mention the blogger of all bloggers Pat Flynn from The Smart Passive Income Blog. He s making it rain money on that blog just by offering great information and resources on how to make your blog work for you.

And yes, they were all ordinary blogs that average people like you and me launched one day and are now making six to 7 figure incomes off their blogs from home.

How Often Should You Get Blogging?

As much as you can. The more updated and fresh your content is on your blog, the more chances you have to rank high on search engines like Google and Bing and the more opportunity you will have for content to go viral and get shared on social media platforms. Plus, you don t want to short change your loyal readers. If you don t want the task of putting content out multiple times aw week, chunk your production time. I knock several blog posts out in one sitting and spread out the time that I publish them for the world to see. Then, I don t have to worry about having to write every week.

Can You Get Rich From Home?

Well, it all depends on what your definition of rich is. But make real money. Oh yes you can. You basically get what you put out. The more invested you are in thinking about your blog as a real business, the more strategic you are going to be about your plan. Just be prepared to have a little patience because it does to take to build readership and loyalty to your blog. As you evolve, you ll learn more about what your people like and you can find more creative ways to solve their problems putting you in a position where your readers will tell other people about you to the point where you ll become famous online for a specific topic. The more famous your blog becomes, the more money you ll make.

Blogging Online Home Business Plan: Start Up and Profit

You first think of a concept that may be helpful to a group of people. For example, I help beginners become more goal directed in actually starting an internet home business centered around blogging and affiliate marketing. Information that I put out moves a person from wanting to start an online home business to actually starting one on the side. Don t underestimate the time investment of this stage. For some people it may take 3 months, for others it can take a year. It all depends on how hot your concept is, how large the market is, how good your information is and how much you promote your blog.

Your blog is live online and you have trickles of traffic if you ve been promoting it. You start friending and following people on Facebook, Twitter, Google + and Pinterest so that you can fine tune the best networks that work for who you are trying to attract. You get a few people leaving comments on your blog and you may even get a few subscribers. At this point, you still are not making any significant money but possibly a few bucks here and there.

A few of your pages and posts are actually showing up on the first page of Google and you are starting to gain some authority in your field. People are sharing your information more and you are developing trust and loyalty with your readers. At this stage, you ll start considering maybe revamping your website design because maybe you went cheap when you first started and you want something with better aesthetics and more functionality. You ll also starting to build your blog subscriber signups and have autoresponders like Aweber in place. You start making income that is a bit more meaty. Statistically, to make your first 1k for the month, you ll need around 35K to 50K visitors to your blog per month. This is a ball park figure and it is highly dependent on your blog s topic and how you are monetizing it. There are dozens of ways to make money with your blog so you ll just have to figure out what works best for you and your market.

You have a pretty consistent traffic flow to your blog. You ve developed a solid reputation and people are linking back to your site left and right. Since you ve developed authority, you are making a lot more money. You are may be making a full time income and you have of the option of leaving your 9 to 5 behind if you like. You even have to option of hiring many of your tasks out to assistants so that you don t have to work so much in your business and have more time to do other important and enjoyable things.

You re the bomb. You re blog is one of the top 5 in your industry and you are getting invited to speak at live events where you can get paid for sharing your knowledge on stage. Your advertisers are paying you more money because of the quality of your traffic. You may start getting endorsement proposals and/or TV appearances like Sparkplugging did on the Today Show .

At this time, you can sell pretty much anything to your readers. All you have to do is mention a product to your subscribers and they run to buy it because they trust in your word. Many blogs don t make it to this stage but you don t really need to in order to make a full time income from your blog. However, it s perfectly doable if those are your aspirations and you are willing to put in the time and effort to get it to that point. So, there you have it. Although this lifecycle of a blog can be pretty overwhelming to look at a glance, it s really simple once you get started. It all starts with a decision and a commitment. With time, the home business opportunity you jumped on will become a full fledging self-sustaining home-based business.

Go on. What are you waiting for? Get your blogging on.

Juicy Reads:

Join the Community!


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Business Plan Templates – Free Sample and Example of every Template #sba #grants


#free business plan

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By department

Business Plan Templates

Your business plan is probably the most important thing your startup can work on creating and updating, especially in the first five years. It helps you and your team stay focused on results and then helps you guys persuade potential investors and advisors of how awesome your business is. That’s why we’re offering you free business plan templates to help you automate the process and to focus on the parts that count, not the formatting, copy-pasting and legal mumbo jumbo.

Remember, the most important part of your is presenting your team as an experienced, cohesive group of entrepreneurs that is more than capable of building a business that’s successful in the long-term. Include examples of how you have each of you has experience managing a team, finances, marketing and/or sales. Feel free to put a face with the name by adding headshots and prove that experience by including LinkedIn profiles and add CVs or resumes to the addendum.

Next, once they are convinced with your team, potential investors are going to want to take a long hard look at your financial plan. Each template includes spreadsheet samples with automatic formulas and examples each of: a Cash Flow spreadsheet, a Break-Even Analysis Spreadsheet, and a Profits and Loss Analysis with Graph. Each sample was developed by lawyers who have written business plans for successful entrepreneurs. And we had an awesome economist design these easy-to-complete financial plans.

Smart Document Automation for Sales

Claim your 14-day free trial. No credit card required!

Any early stage startup could use this subscription agreement template as a free sample to outline the agreement in which investors offer payment for equity and shares in your budding business.

This free budget proposal template is perfect for both a small business or a nonprofit to outline funds used for investors and donors.

We offer you the steps and the tools to create a fantastic business plan. Attract investors with this sleek and free startup business plan template.

Think you have the solution for local tourism? Kick off your hotels empire with this free hotel business plan template to assure investors and guests.

You’re ready to go out on your own to share your fabulous breads and pastries with the world. This free bakery business plan template is just what you need to get going.

Looking for investors and permits for your new cafe? Use this free Coffee Shop Business Plan Template to get all your cups in a row.

Always dreamed of starting a restaurant? This free restaurant business plan template is your first step in making your dream a legal, planned reality.

This free grant proposal template not only helps you put your most professional foot forward, it offers you loads of tips to make your project shine.

Your potential investors are spending the most time reading one part of your business plan. Use this executive summary template to make your business idea shine.

Use this free financial funding proposal template to present your organization as responsible and worthy of funding.

This business plan template is a great tool for your startup to customize to reflect your strong qualifications, experienced team, and marketable business idea.

You’re finally ready to open your own salon. This salon business plan template and tips will help guide you how to present your salon as a sound investment.


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Business Debt and Bankruptcy #business #supplies


#business bankruptcy

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Business Debt and Bankruptcy

Most businesses will incur some form of debt as a necessary part of operations, whether it’s the use of credit cards or bank loans. However, problems arise when the debt load is unsustainable and out of balance with revenues, sometimes leading to bankruptcy. This section contains information and resources to help a financially troubled business, including personal liability and what to expect when filing for bankruptcy. Also included are government resources to help businesses better understand debt and bankruptcy.

Good Debt vs. Bad Debt

Most people are not exactly thrilled about owing people money. But there is a distinction among different kinds of debt, as some debts are held in a much better esteem than others. More to the point, good debt refers to debt on assets that earn your business more income than the cost of that debt. The cost of any debt is the interest charged. In contrast, bad debt — such as emergency loans meant to keep a business afloat during hard times — doesn’t contribute to the company’s growth and may hurt the company’s overall value.

You may have to incur some bad debt from time to time, but the key is to pay it off as quickly (and painlessly) as possible.

Prioritizing Debts: Which to Pay Off First

Deciding which debts to pay down first can be overwhelming when your company’s revenue is less than your debt obligations and monthly payments. Since you can’t satisfy all debts at the same time, it’s best to prioritize these obligations in a strategic way. For instance, certain debts must be paid in full — taxes, for instance — while other debts can be paid down gradually or even negotiated.

Your unique situation and business needs will dictate how you repay your debts, but the following debts generally should take priority (this is not a comprehensive list):

  • Payroll and payroll taxes – While it may be tempting to use money withheld from employee paychecks to plug financial holes, it could lead to problems come tax time; also, you likely will face steep penalties if you fail to pay your workers on time or in full.
  • Utilities and communications – Resources and services such as electricity, water, telephones, and Internet are absolutely critical to most businesses; and if you fall behind, you may lose these vital services.
  • Loans with personal liability – Partners and sole proprietors are personally liable for business debts, although officers of corporations and LLCs also may be liable for debts they personally guaranteed.
  • Court Judgments – Creditors that have won court judgments against you or your business may legally seize property or even garnish wages.
  • Secured Loans – Many small business owners put up personal property, including their private home, as collateral for a loan; a default could lead to losing one’s home, or home office.

If you’re unable to secure additional funding or otherwise find yourself without options to revive your struggling business, bankruptcy may be the next step. Businesses that have a shot at a turnaround typically file for Chapter 11 bankruptcy protection. This allows businesses to have certain debts forgiven while they reorganize, with limited protections for the its suppliers and vendors as well. But generally, the type of bankruptcy available to your business depends on your legal structure, amount (and type) of debts, plans for the future, and your personal liability for these debts.

Other types of business bankruptcy — those which are more common for small businesses — include Chapter 7 and Chapter 13. You will want to file Chapter 7 if you are a sole proprietor and therefore liable for all business debts, which involves the liquidation of most assets and the eventual winding-down of operations. Another option for sole proprietorships or partnerships is Chapter 13, which allows you to keep your assets while reorganizing and paying off your debts.

Click on a link below for more detailed information about business debt and bankruptcy.


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Business applications news, help and research #business #computers


#business applications

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Business applications

At the heart of enterprise software strategy are the key business applications upon which every organisation relies. From enterprise resource planning (ERP) to customer relationship management (CRM), financial and accounts software to business intelligence (BI), such applications demand high investments and can deliver high returns. We analyse the latest product developments and the news from major suppliers such as Oracle, Microsoft and SAP.

  • Motorway services company is using SAP SuccessFactors HR technology to manage its people across franchises that include Starbucks and KFC

  • August 23, 2016 23 Aug’16

    IT records as well as sporting records were set at the recent Olympic Games in Rio de Janeiro

  • August 23, 2016 23 Aug’16

    As Saudi Arabia sets out to diversify its economy away from oil, the kingdom’s companies are undergoing rapid transformation

  • August 16, 2016 16 Aug’16

    There has been a big rise in the number of data scientist positions in the UK and Europe in the first half of 2016

    In Depth. Business applications

    Evaluating and selecting a data governance tool depends on not only features and functionality, but also how you will use the tool to add value to your organization. Continue Reading

    Apache Spark is growing in popularity and finding real-time use across Europe, including in online betting and on railways, and with Hadoop Continue Reading

    Hexagon, a manufacturer that measures and monitors robot, and other, components is using the Salesforce IoT Cloud to better tune components to environmental factors Continue Reading

  • View All In Depth

    Download this free guide

    Digital cash and anonymous fair-exchange payment protocols

    This article in our Royal Holloway Security Series sketches a protocol that ensures fairness as well as anonymity in Bitcoin transactions

    By submitting your email address, you agree to receive emails regarding relevant topic offers from TechTarget and its partners. You can withdraw your consent at any time. Contact TechTarget at 275 Grove Street, Newton, MA.

    You also agree that your personal information may be transferred and processed in the United States, and that you have read and agree to the Terms of Use and the Privacy Policy .

    Blog Posts. Business applications

    This is a guest blogpost by Stuart Wells, chief technology officer, FICO In a previous blog post for Computer Weekly, I discussed six ways that companies can improve their decision making. With. Continue Reading

    What happened was the marketing people at Venafi hired a corporate brand consultant and asked them to come up with a funky term so that the firm didn’t have to just explain that it. Continue Reading

    Opinion. Business applications

    Computer Weekly assesses the history, legal aspects and latest developments in the story of the mass surveillance programme launched by the US National Security Agency Continue Reading

    Britain’s most secretive court combined the surreal with the deadly serious, as it debated the legality of bulk data collection by MI5, MI6 and GCHQ Continue Reading

    Privacy Shield faces inevitable legal challenges, so organisations should prepare by considering legal and practical alternatives Continue Reading

    Videos. Business applications

    John Streit, CTO, OgilvyOne Worldwide, looks at how IT is being used to help organisations understand their customers better

    Sara Gardner, CTO for Hitachi Data Systems’ social innovation business unit, discusses how to drive societal impact through the internet of things

    IT pros need training in listening skills to achieve digital business transformation, says the SAP practice leader at Tata Consultancy Services.


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    CRM for Small Business – 2016 Reviews and Pricing #current #stock #market #prices


    #small business crm

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    Compare Small Business CRM Software

    With the growing number of affordable, Web-based products on the market, more and more small businesses are looking for customer relationship management (CRM) software to manage interactions with both current and prospective customers.

    Many are seeking to upgrade from basic email marketing or contact management systems. However, the capabilities of CRM systems can range widely, with varying levels of functionality for sales, marketing and customer support. We developed this guide to help buyers understand exactly what these products can offer, so they can select the solution that best meets their needs.

    Here’s what we’ll cover:

    Common Reasons Small Businesses Shop for a CRM Solution

    Thousands of small businesses contact us every year, looking for advice to help them select the CRM solution best suited to their company. Some are just getting started, while others are looking to replace an outdated or problematic system.

    Small businesses most commonly look to purchase a CRM system because they are:

    • Hoping to consolidate customer records and reduce double-entry.
    • Seeking to automate functions (alerts, follow-up emails etc.).
    • Looking to generate, track and manage leads more efficiently.
    • Needing specific features (e.g. trouble ticket management).
    • Frustrated with current CRM software (too complicated or not enough features).
    • Experiencing transition or company growth.

    Core CRM Applications for Small Businesses

    The core component of any CRM solution, contact management systems consolidate critical customer data (e.g. names, addresses and company info) into a single database, as opposed to scattering it across many individual inboxes or address books.

    Most small businesses; any business that needs to organize contact information or associate notifications, tasks, notes, files etc. with specific customers.

    Basic sales management applications allow businesses to track deals at different stages of the sales pipeline, integrating sales activities and appointments with the general contact database. Some may also include limited automation (e.g. automatically sending follow-up emails or setting up reminders) and reporting.

    Any small business with a dedicated sales team, or that needs to organize a high volume of leads and automate follow-up (e.g. real estate agencies).

    Entry-level marketing automation applications allow small businesses to quickly set up landing pages, Web forms and email templates that inspire potential customers to take action. They may also offer some degree of automation to send targeted, personalized messages based on prospects behavior.

    Small businesses with a dedicated marketing team, and/or looking to attract potential customers through email marketing or Web traffic.

    Customer service management

    Simpler customer service applications typically focus on basic trouble ticket management, which allows small businesses to document, track and resolve customer issues.

    Small businesses with a dedicated customer service team, or any business that needs to resolve a high volume of customer inquiries and/or complaints (e.g. software companies).

    Pricing: Web-Based vs. On-Premise CRM

    Most small businesses should consider hosted, cloud-based CRM solutions. Because these systems are hosted by the vendor, they eliminate the need for you to have a dedicated IT team for managing and maintaining your own server. They also drastically reduce upfront investment and installation costs.

    In addition, they typically offer monthly subscription pricing, which makes them scale well for fast-growing companies that need to add additional user licenses or features down the road.

    However, small businesses with sufficient IT resources and capital may still benefit from on-premise CRM systems. These solutions usually require purchasing an expensive perpetual license up front, but they may become the cheaper option if you use the same system over an extended period of time.

    You can see how pricing for these two models compares to figure out what works best for you using this tool. However, keep in mind that with on-premise solutions, you might also pay additionally for upgrades, customizations or maintenance.

    Key Considerations for Small Businesses

    With so many options and feature sets to choose from, selecting the right CRM for your small business can quickly become an overwhelming task. To narrow things down, here are four key factors for small businesses in particular to keep in mind as they evaluate different products:

    Which Applications to Prioritize?
    Because CRM encompasses so many functions (e.g. sales, marketing and customer service), many entry-level products are actually best-of-breed solutions. This means they focus on only one of the core applications listed above (although all CRM systems will provide some level of contact management functionality). Integrated suites, meaning solutions combining multiple applications in one software package (often billed as professional or enterprise editions) are much more expensive.

    So before you begin shopping, start with a clear assessment of exactly which functions you need. The Best for. column in the chart above provides recommendations as to which types of companies may need which applications.

    System Complexity and Ease-of-Use
    Many small businesses we speak with say they re replacing their CRM system because it s too complicated or difficult to use. And if your employees find it too burdensome to input data into your program, you ll wind up with a spotty, incomplete customer database, which defeats the entire purpose of having a system in place.

    As a result, small businesses should pay particular attention to ease-of-use as they evaluate CRM software options. Consider solutions with smart, intuitive interfaces. Also, take advantage of the demos and trials offered by many companies to get a real sense of how user-friendly a system is.

    Integration Considerations
    While small businesses may not have as many integration requirements as larger companies, you should still consider CRM solutions that integrate with programs that you and your employees already use, such as email clients, calendars and accounting software.

    For instance, integration with email clients such as Outlook and Gmail will make it much easier to import contacts and conversations into your new system. It also allows your employees to continue using the programs they re comfortable with, while ensuring your contact database remains comprehensive and up-to-date.

    Similar software categories

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    MLM News – Direct Selling Facts, Figures and News #cottage #industry #ideas


    #best home business

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    The average Top Earner in Direct Selling is earning approxiately $20,000 per month / $240,000 per year based on 8,000+ ranks and 500+ distributors are making $1+ million a year.

    Below distributor earnings are based on our Confidential Top Earner Form . public sources, conventions, up and downline information and are estimated due to the dynamics in pay plans.

    Business For Home collects top earners data since year 2007 and we publish on a daily basis important Direct Selling News .

    Active distributors are using this website to introduce prospects into the world of Direct Selling and to show what is possible.

    The ranks are updating every 30 minutes in real time. Below are the first 1,000 top earners,

    If you want access to all 8,000 top earners please log a support ticket .

    The information contained in this website is for general information purposes only. While we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

    Search This Website (Fast)


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    What business to start in 2015: Starting a business advice and business ideas #new

    #businesses to start

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    What business to start in 2015

    The desire to become your own boss and work for yourself is growing and in election year the economy will inevitably be a key policy battleground, meaning small business-friendly pledges will be made.

    With signs of revival and chancellor George Osborne’s recent promises of renewed business support and an extra £1bn funding for regional growth some might argue the climate for starting a business has never been better, making 2015 a great time to take the plunge.

    Action point: Need a loan to start a business of your own? See how we can help here and here

    This appetite for starting a business isn’t just hype; StartUp Britain reported a record 581,173 new businesses for 2014. markedly higher than 2013 and 2012, and the UK’s eco-system appears to be in good health with ONS figures showing a 6% drop in the number of British firms leaving the Companies House register.

    Britain is expected to be the fastest growing G7 economy in 2015 – the IMF has predicted a 3.2% overall rise – and while London remains the start-up capital. regional start-up hubs are beginning to flourish with Manchester, Birmingham and Glasgow fast gaining reputations as top cities to start a business in .

    It’s on the back of these positive indicators that we look to the coming months and the hot sectors and businesses opportunities that could prove fruitful for those looking to start a new venture. We’ve studied and assessed businesses which are gaining market traction, sought insight from leading research bodies such as Mintel, and analysed consumer trends to bring you our predictions of 14 top businesses to start in 2015.

    From foods and fitness to technology, cycling, and even cafes with a twist, there’s a host of start-up prospects to suit a range of skills and backgrounds and this extends to part-time businesses that can offer supplementary income such as starting a niche social network .

    With the freelance workforce now over four million strong and more firms than ever before looking to hire freelance talent, we’ve also identified opportunities for freelancers and “solopreneurs”. This includes starting up as a growth hacker ; a combination of smart marketing and tech development which is becoming increasingly sought after in the start-up world.

    While several of the business opportunities listed aren’t new, the potential to innovate and target an established market with a disruptive new solution – take protein products for instance – are plentiful.

    Follow the buttons above and below to find out what business you should start in 2015…

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