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Invoice Software and Online Billing Made Easy #starting #a #business

#business invoices


Fast & Easy Online Invoicing Software

Customize Your Invoices

Create spiffy looking invoices complete with your own logo, payment terms, and client info. See your totals and taxes get calculated on the spot!

Automate Your Workflow

Save time and get paid faster with recurring invoices. You can even auto-bill your client’s credit card so you never miss a payment.

Accept Credit Cards

Start accepting credit cards from day one. Setup is painless, and clients can pay you right from your invoice — even on their mobile device.

Multi-Currency Invoicing

Working internationally? No problem! FreshBooks lets you bill in any currency. Plus, you can also set default currencies for your clients.

FreshBooks mobile allows me to quickly send invoices and check in on my business no matter where I am.

Amber MacArthur. TV Host, BNN s App Central

Improve Your Cash Flow with Online Invoicing

No matter how you collect payment, FreshBooks makes it easy to stay on top of billing so you can get paid faster.

From Estimate to Invoice

Get your projects moving faster with professional-looking estimates. When you re ready to bill, go from estimate to invoice in just two clicks.

Know When Your Invoice is Viewed

See if your invoice was viewed with a tidy invoice history. Clients slow to pay? Send reminders and add late fees so your cash flow doesn’t suffer.

Bill Anytime, Anywhere

With the FreshBooks companion app for iOS and Android, you can send an invoice straight from your client s office and get paid by the time you get home.

Frequently Asked Questions

Does FreshBooks support recurring billing?

Absolutely. If you invoice the same amount on a set schedule, FreshBooks Recurring Profiles are a dream come true automating everything from making invoices to collecting payments and even (gently) reminding any late-paying customers.

Is FreshBooks compatible with a mac?

Great news: FreshBooks is available on any device—desktop, mobile or tablet and plays nicely with both Mac and PC.

Are my invoices safe in the cloud?

The safety of your private data is our top priority, that s why it s protected by 256-bit SSL encryption the gold standard in Internet security. The FreshBooks billing system is synced to the cloud using industry-leading secure servers.

Are FreshBooks Invoices professional looking?

If FreshBooks Invoices were any more professional, they d come with a bowtie. Better yet, they re clean cut, easy to read and even include your own logo.

Can I make and send invoices while away from my office?

Whether on a train, in a plane, or hanging from a weathervane, FreshBooks iOS and Android apps let you painlessly invoice your clients wherever and whenever you need to.

Can I mail my invoices both traditionally and electronically?

All your invoices live in the cloud, meaning they can be sent online. But, if you prefer to kick it old school, FreshBooks offers a ground mail option too.

All your invoices live in the cloud, meaning they can be sent online. But, if you prefer to kick it old school, FreshBooks offers a ground mail option too.

Join 5 million people using FreshBooks to make billing painless

Setup only takes a minute. No credit card required. Cancel anytime.

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Best Business Smartphones 2016 (and Why We Love Them) #business #valuation

#best business phone


Best Business Smartphones 2016 (and Why We Love Them)

What do you need in your next business phone? Whether it s a big display, a built-in stylus, or just something that fits into your budget, there s a great smartphone for you. Here are our top picks for 2016.

[For more information on how we test mobile devices, visit our testing methodology page .]

Best Overall Business Phone

  • Early software updates
  • Always-listening voice commands
  • Fingerprint scanner
  • Fast performance
  • Long battery life

Click here for a full review of the Nexus 6P on our sister site Tom s Guide.

Best Battery Life Business Phone

Huawei Ascend Mate 2

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  • Promotional Products and Promotional Items #business #bankruptcy

    #business promotional products



    No Hidden Fees or Charges

    – What you see is what you pay. No surprises.

    FACT: Promotional products benefit your business or event. We’ll make a believer out of you.

    Quality Logo Products and your promotions go together like cookies and milk (or like rum and Coke, depending on the day). We’re here to complement your advertising with high-quality giveaway items and we take your advertising needs EXTREMELY seriously. Your QLP representative will make it a personal mission to ensure that your promo products are exactly the way you want them, from the size of your logo to the color of the item itself. and everything in between.

    For argument’s sake, let’s say that custom water bottles and stress balls aren’t your proverbial cup of tea, or that you distributed a promo item in the past that didn’t go over as well as you’d hoped. That’s not your fault, and as with any advertising effort, it’s beneficial to jump back onto that saddle and try again-and we’ll be there to give you the boost you need!

    QLP reps can help you by hand-selecting the perfect promotional items for your marketing needs, whether you want popular items like personalized koozies or less-common giveaway items. We understand that the one-size-fits-all approach does NOT work in this business, so if you have questions, then we’re your problem solvers! Our representatives are standing by to guide you to your marketing destination. And unlike many companies out there, Quality Logo Products will keep you in the loop about your order of promotional items until it’s delivered to your doorstep.

    FICTION: Imprinted promotional products aren’t worth the money.

    Promotional products bring you valuable brand impressions at an inexpensive price, and that’s a fact. There’s nothing wrong with dedicating dollars to television advertisements or social media promotions; actually, diversity should play a part in any successful marketing campaign. However, sometimes you need something tangible for your product promotions or trade show giveaways. and that happens to be our area of expertise!

    Have you ever received business promotional items like custom travel mugs from conventions or customer loyalty programs? We’re willing to bet that you still have a dozen personalized pens or at least one custom stress ball from an event of yesteryear. Or, you know those personalized water bottles you see people using at the gym or during a jog? [Editor’s note to self: Those love handles aren’t going to burn themselves-time to renew that membership!] Believe it or not, those custom logo products don’t grow on trees-they come from us! Giveaway items are worth your time and energy because they make a meaningful impact on your audience.

    FACT: Quality Logo Products is here to HELP you with your promotional item needs, not to treat you like a dollar sign.

    We are NOT a promotional products supplier that makes undeliverable promises or uses slimy sales techniques. We won’t talk you into an order of 6,000 koozies when you really only need 150. You won’t feel pressured to purchase personalized travel mugs that are out of your price range or to order enough promotional stress balls to pass down to future generations (unless it’s your primary goal to bestow stress relievers upon your grandchildren and great-grandchildren, of course, in which case we’d be happy to accommodate). We specialize in custom branded products at an affordable cost to you and the organization you represent.

    If you’re looking for a company that delivers cheap promotional items that fall apart after only two uses, then you’ll have to go somewhere else. Sorry, but we have high standards for our merchandise and we only specialize in quality advertising specialties. In fact, we stand behind the value of our products so much that we even put “quality” in our company name-Quality Logo Products. And quality products are EXACTLY what you’ll get when you choose our imprinted stress balls . travel mugs . custom mouse pads . or any of our more than 23,000 logo giveaways for your promotions. Yes, that’s a promise!

    Well, are you ready to release your brand name into the wild with logo goods. We’re the right guys and gals for the job (actually, we’ve already put on our safari hats and we’re ready to walk with you every step of the way). Shop with full confidence in not only our products but also in our policies, and reach out to us if you need any questions answered. The world of promo item giveaways seems like an endless jungle, but you’ll never brave it alone when you count on Quality Logo Products!

    Quick Links

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    Small Business Financial Tools: Free Startup Budget Template and Guide #start #your #own #business

    #small business startup


    Essential Small Business Financial Tools: Free Startup Budget Template and Guide

    Creating a startup budget is one of the most important tasks a new business owner will undertake. A startup budget serves as a roadmap for the business. It can help you understand where the business is going and whether you’re on the right path. The cost of starting a company varies widely, so it is critical to create an accurate and realistic startup budget specifically tailored to your business.

    There are many reasons to create a startup budget. The main reasons are to figure out how much money you have, how much you will spend, and how much revenue you will need to meet your business goals. A startup budget is usually a key component of your business plan and is useful when applying for a loan or pitching to investors. It explains how your business will spend its resources to reach its goals.

    Business owners should always refer to their budget before making important business expenditures. This helps to make sure they can afford to spend the money. Decisions such as purchasing new machinery or whether to expand operations should only be made after checking to make sure it fits into your budget. You can adjust your budget as needed over time, but make sure to stick to those changes.

    Determining a business startup costs is critical to ensure enough cash is available to begin business operations on time and within the allotted budget. A startup budget usually covers the period leading up to the commencement of operations. It should only include costs that are necessary to start the business. Use this budget to be on the lookout for areas where you can save money .

    Startup costs typically fall within two categories: monthly costs and one-time costs.

    Monthly costs cover expenses that are incurred each month on a recurring basis. such as employee salaries, lease payments and utilities. One-time costs are expenses that are incurred only once during the startup period. Examples of one-time costs include the purchase of a building, computer equipment and consultant fees.

    This startup budget template can be downloaded and used for any type of business. It should be customized to include the specific cost items that apply to the company.

    To fill out this spreadsheet, determine the number of months the startup period will cover. Next, enter the applicable costs into their respective cells. The total amounts will automatically populate based on the embedded formulas. Once completed, you will be able to view an itemized list of your business’ startup costs. An example startup budget is also included to help guide you through the process.

    Starting a business can be difficult and overwhelming. By taking the time to create an accurate startup budget now, you can give your business the best chance of succeeding in the future.

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    Indiana Child Support Calculator: Childcare Costs and Health Insurance #health #insurance #and #child #support


    Indiana Child Support: The Effect of Childcare Costs and Health Insurance

    The Indiana Child Support Rules and Guidelines allow for the deduction or a credit for amounts paid for work-related childcare costs and the child’s portion of health insurance premiums from a parent’s child support obligation.

    However, questions often arise as to how the child’s portion of health insurance premium is calculated and what constitutes work-related childcare costs.

    Calculating Health Insurance in Child Support

    The child’s portion of heath insurance premium is calculated by obtaining the premium spreadsheet, typically from the parent’s Human Resources department. The cost for employee only and the cost for employee plus 1 or employee plus child are then located.

    The cost for the employee only is subtracted from employee plus 1 or employee plus child and the remaining amount is the cost for the child’s portion of the health insurance premium.

    It is important to determine whether the figures used are for monthly premiums, per pay period, or weekly. If the amounts are not weekly amounts, then the figures must then be converted to weekly amounts for use in an Indiana child support calculator worksheet.

    Determining What Amount is Reasonable

    Once the child’s portion of the health insurance premium is determined, the amount must be determined to be reasonable based on the parent’s income.

    For example, if the father has health insurance available to him for the benefit of the children at a cost of $55 per week but the father only earns $1,000 per week (gross income), then the court will determine that the amount is not reasonable. For a gross income of $1,000 per week, the reasonable cost threshold is $50 per week.

    This is determined by using a Health Insurance Premium Worksheet that states the reasonable value. Any amount below the listed amount would be considered reasonable. Therefore, if the child’s portion of the health insurance premium in the example above was $45, then that amount would be reasonable.

    If neither parent has health insurance available to them at a reasonable cost, then the court will not order either parent to provide the insurance. If health insurance is reasonably available to one or both parents, the court may order a parent to provide the health insurance.

    The parent ordered or agreeing to provide the health insurance will then receive a credit against their child support obligation for the amount he or she pays.

    Calculating Childcare Costs

    Calculating work-related childcare costs would seem to be much easier. However, issues often arise when there are questions as to what portion of the childcare is actually necessary to allow the other parent to work.

    For example, if a parent works part time but the child is in full time childcare, then not all of the expense is work-related childcare and the other parent may introduce evidence of such at a hearing to determine child support.

    There are also questions that may arise if the parent is unemployed but actively looking for employment. The court may determine that at least some amount of work-related childcare is appropriate in order to allow the parent time to prepare and deliver resumes, to attend interviews, and to pursue other employment seeking opportunities.

    Another common situation that arises is when one parent is in school or taking education classes. Courts have commonly held that childcare costs should be included in child support calculations to allow the parent to further his or her education and allow him or her to potentially obtain better employment in the future to provide for the child.

    If a parent elects to enroll a child in full-time childcare when part-time childcare would cover the parent’s needs to allow him or her to work, attend school, or locate employment, then the court may determine that the cost of part-time childcare may be included in the child support calculation and order the parent electing to place the child in the full-time program to be fully responsible for the difference.

    The parent who pays the portion of the obligation ordered by the court and included in the child support obligation worksheet will receive a credit for the amount they pay for the work-related childcare in their child support obligation.

    DadsDivorce.com Indiana Child Support Calculator

    Indiana Child Support Attorneys

    If you have questions about your current child support obligation, wish to modify your child support obligation, or are involved in a case revolving around child support issues and child support calculation, you should contact the Indiana child support attorneys at Cordell Cordell.

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    Window Cleaning Coach: How to Start a Window Washing Business, Tips, Advice, Training, Tools,

    #window cleaning business


    Hi, my name is Dave and I run my own successful window cleaning business called ShineTime in Birmingham, England.

    The reason I’ve created this website is because I found that there was a lack of free information on setting up your own window cleaning business when I first started.

    Instead I found there are a lot of opportunist window cleaners on the internet who are selling their knowledge (you can’t blame them really can you).

    I realise when you’re setting up your own business funds are tight, so I’ve decided to give my expertise away for free.

    The reason for this generosity you might ask? Well window cleaning helped me out of a tight spot: I was working in a dead-end factory for minimum wage and wasn’t too happy about the situation.

    I finally decided to start my own window cleaning business, and after a lot of trial and error my business became successful. I want to help other people thinking of starting their own window cleaning company avoid some of the mistakes I made when I first started by doing this informative website.

    Let’s get one thing straight, being a window cleaner is a horrible job: in Winter you feel like your hands are going to drop off, if you’re working by yourself it can become very lonely, and sometimes your customers can give you hassle. As you’re the head of the company you’re the one who has to deal with troublesome customers because there’s nobody to pass the blame onto.

    It’s not easy either, most people seem to think it’s just a case of buying a bucket, getting a chammy and you’re away. Sadly there’s a lot of competition out there, it’s highly likely you’ll find all the best areas where you live (the posh ones that make you the most money) are taken.

    You have to be prepared to work hard to build up your round and be able to discipline yourself because there’s no boss to kick you up the arse when you feel like having an impromptu day off. It’s very easy to slip into the habit of thinking: I can’t be bothered with it today. or I think I’ll knock off early .

    It’s good to have the freedom that only comes with being your own boss, but it still doesn’t mean you can spend every other day in bed. Disappointing I know, but that’s life.

    I want to make it clear that not everybody is suited to self-employment, some people need a person watching over them to make them work. If this is a description of you then you probably shouldn’t bother wasting anymore of your time on this site. Instead, you may want to consider looking for other cleaning jobs first to get some experience and see if a window cleaning career is really for you.

    Despite all the drawbacks however, I believe if you’re desperate, i.e. stuck in a job you absolutely hate, or unemployed and on the dole, then window cleaning could be for you because it’s a realistic way of making a respectable living for a person who has no other options, just don’t expect to be driving around in a Bentley anytime soon.

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    Business Ethics and Social Responsibility #business #strategy

    #business ethics


    Business Ethics and Social Responsibility

    Also See the Library’s Blog Related to Ethics and Social Responsibility

    In addition to the articles on this current page, also see the following blog that has posts related to Ethics and Social Responsibility. Scan down the blog’s page to see various posts. Also see the section Recent Blog Posts in the sidebar of the blog or click on next near the bottom of a post in the blog. The blog also links to numerous free related resources.

    About Ethics, Principles and Moral Values

    Simply put, ethics involves learning what is right or wrong, and then doing the right thing — but the right thing is not nearly as straightforward as conveyed in a great deal of business ethics literature. Most ethical dilemmas in the workplace are not simply a matter of Should Bob steal from Jack? or Should Jack lie to his boss?

    What is Business Ethics?

    The concept has come to mean various things to various people, but generally it’s coming to know what it right or wrong in the workplace and doing what’s right — this is in regard to effects of products/services and in relationships with stakeholders. Wallace and Pekel explain that attention to business ethics is critical during times of fundamental change — times much like those faced now by businesses, both nonprofit or for-profit. In times of fundamental change, values that were previously taken for granted are now strongly questioned. Many of these values are no longer followed. Consequently, there is no clear moral compass to guide leaders through complex dilemmas about what is right or wrong. Attention to ethics in the workplace sensitizes leaders and staff to how they should act. Perhaps most important, attention to ethics in the workplaces helps ensure that when leaders and managers are struggling in times of crises and confusion, they retain a strong moral compass. However, attention to business ethics provides numerous other benefits, as well (these benefits are listed later in this document).

    Note that many people react that business ethics, with its continuing attention to doing the right thing, only asserts the obvious ( be good, don’t lie, etc.), and so these people don’t take business ethics seriously. For many of us, these principles of the obvious can go right out the door during times of stress. Consequently, business ethics can be strong preventative medicine. Anyway, there are many other benefits of managing ethics in the workplace. These benefits are explained later in this document. (Extracted from Complete (Practical) Guide to Managing Ethics in the Workplace .)

    Managing Ethics in the Workplace

    Managing Ethics Programs in the Workplace

    Organizations can manage ethics in their workplaces by establishing an ethics management program. Brian Schrag, Executive Secretary of the Association for Practical and Professional Ethics, clarifies. Typically, ethics programs convey corporate values, often using codes and policies to guide decisions and behavior, and can include extensive training and evaluating, depending on the organization. They provide guidance in ethical dilemmas. Rarely are two programs alike.

    All organizations have ethics programs, but most do not know that they do, wrote business ethics professor Stephen Brenner in the Journal of Business Ethics (1992, V11, pp. 391-399). A corporate ethics program is made up of values, policies and activities which impact the propriety of organization behaviors.

    Bob Dunn, President and CEO of San Francisco-based Business for Social Responsibility, adds: Balancing competing values and reconciling them is a basic purpose of an ethics management program. Business people need more practical tools and information to understand their values and how to manage them. (Extracted from Complete (Practical) Guide to Managing Ethics in the Workplace .)

    Developing Codes of Ethics

    According to Wallace, A credo generally describes the highest values to which the company aspires to operate. It contains the `thou shalts.’ A code of ethics specifies the ethical rules of operation. It’s the `thou shalt nots. In the latter 1980s, The Conference Board, a leading business membership organization, found that 76% of corporations surveyed had codes of ethics.

    Some business ethicists disagree that codes have any value. Usually they explain that too much focus is put on the codes themselves, and that codes themselves are not influential in managing ethics in the workplace. Many ethicists note that it’s the developing and continuing dialogue around the code’s values that is most important. (Extracted from Complete (Practical) Guide to Managing Ethics in the Workplace .)

    Developing Codes of Conduct

    If your organization is quite large, e.g. includes several large programs or departments, you may want to develop an overall corporate code of ethics and then a separate code to guide each of your programs or departments. Codes should not be developed out of the Human Resource or Legal departments alone, as is too often done. Codes are insufficient if intended only to ensure that policies are legal. All staff must see the ethics program being driven by top management.

    Note that codes of ethics and codes of conduct may be the same in some organizations, depending on the organization’s culture and operations and on the ultimate level of specificity in the code(s). (Extracted from Complete (Practical) Guide to Managing Ethics in the Workplace .)

    Resolving Ethical Dilemmas and Making Ethical Decisions

    Perhaps too often, business ethics is portrayed as a matter of resolving conflicts in which one option appears to be the clear choice. For example, case studies are often presented in which an employee is faced with whether or not to lie, steal, cheat, abuse another, break terms of a contract, etc. However, ethical dilemmas faced by managers are often more real-to-life and highly complex with no clear guidelines, whether in law or often in religion.

    As noted earlier in this document, Doug Wallace, Twin Cities-based consultant, explains that one knows when they have a significant ethical conflict when there is presence of a) significant value conflicts among differing interests, b) real alternatives that are equality justifiable, and c) significant consequences on stakeholders in the situation. An ethical dilemma exists when one is faced with having to make a choice among these alternatives.

    Assessing and Cultivating Ethical Culture

    Culture is comprised of the values, norms, folkways and behaviors of an organization. Ethics is about moral values, or values regarding right and wrong. Therefore, cultural assessments can be extremely valuable when assessing the moral values in an organization.

    Ethics Training

    The ethics program is essentially useless unless all staff members are trained about what it is, how it works and their roles in it. The nature of the system may invite suspicion if not handled openly and honestly. In addition, no matter how fair and up-to-date is a set of policies, the legal system will often interpret employee behavior (rather than written policies) as de facto policy. Therefore, all staff must be aware of and act in full accordance with policies and procedures (this is true, whether policies and procedures are for ethics programs or personnel management). This full accordance requires training about policies and procedures.

    Some Contemporary (Arguably) Ethical Issues

    General Resources Regarding Managing Ethics in the Workplace

    Social Responsibility

    Social responsibility and business ethics are often regarding as the same concepts. However, the social responsibility movement is but one aspect of the overall discipline of business ethics. The social responsibility movement arose particularly during the 1960s with increased public consciousness about the role of business in helping to cultivate and maintain highly ethical practices in society and particularly in the natural environment.

    Boards and Corporate Social Responsibility

    General Resources Regarding Social Responsibility

    There are many online resources in regard to social responsibility. The following will help to get your started.

    For the Category of Ethics:

    To round out your knowledge of this Library topic, you may want to review some related topics, available from the link below. Each of the related topics includes free, online resources.

    Also, scan the Recommended Books listed below. They have been selected for their relevance and highly practical nature.

    Recommended Books

    Business Ethics

    The following books are recommended because of their highly practical nature and often because they include a wide range of information about this Library topic. To get more information about each book, just click on the image of the book. Also, a “bubble” of information might be displayed. You can click on the title of the book in that bubble to get more information, too.

    Social Responsibility

    The following books are recommended because of their highly practical nature and often because they include a wide range of information about this Library topic. To get more information about each book, just click on the image of the book. Also, a “bubble” of information might be displayed. You can click on the title of the book in that bubble to get more information, too.

    Also see

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    10 great start-up business ideas to launch in weeks: Starting a business advice and

    #start up business ideas


    10 great start-up business ideas to launch in weeks

    Take a look around you this morning as you drive or catch the train to work.

    From the window cleaner who arrives on your street as you close the front door behind you to the coffee cart serving cappuccinos and lattes at the station, the world is full of thriving and profitable small businesses that have been set up for relatively little initial outlay.

    These are not ‘clever’ businesses trading on the strength of innovative new products and nor do they require the backing of deep-pocketed investors to get them off the ground. They succeed because their owners are responding to genuine demand for tried and trusted services.

    And with a low initial outlay and overheads, many of these small-scale ventures can be profitable within weeks or months and over time provide their owners with a good income.

    So how do you get started? Well, to give you an idea of how it’s done, here are 10 great businesses ideas I’ve come across that you can get up and running within weeks.

    1. Mopping up – household cleaning

    The lower your outlay, the faster you turn a profit and that’s one of the big attractions of launching a domestic cleaning business. For instance Millie Dark, founder of Sussex cleaners, Mrs Muscle started her company with no real investment. “My customers supply all the equipment and cleaning products,” explains Millie.

    Millie worked part-time for a few months before advertising in the local press and word-of mouth generated enough work to go full time. Today she employs 12 part-timers. “It’s taken me a couple of years to get that stage,” she says.

    2. On cloud K9 – dog walking

    A dog walking and pet sitting service can also be set up with minimal investment. For instance, when Catherine Cleaver started her business – Catherine’s Pet Services – all she needed was £500 for a couple of garden kennels.

    Catherine placed a few ads in shop windows. Over time – and with the help of word of mouth recommendation and ads in the local magazine – what started as a part-time activity became a full time job.

    “I was earning enough to live on after about three months,” she says “and after about a year I felt I had a sustainable business.” She succeeds by offering a range of services, including dog walking, pet visits and boarding.

    3. Cutting it – home hairdressing

    Many hairdressers dream of starting their own businesses but are deterred by the cost of renting a salon. Setting up a home visit service can be an ideal way forward.

    There is a significant outlay on brushes, tongs, dryers, mirrors and products. “You’re talking several thousands rather than hundreds,” says Ela Lapus, founder of Home Hair and Make Up.

    “And customers expect to see the same products they find in a salon. Customers will also expect evidence of recognised skills. I have Level 2 and Level 3.”

    The key to profitable success is effective marketing. Hairdressers can use local ads and web directories to publicise their services. Social Media can also be effective. “About 50% of my work comes through Facebook,” says Ela.

    Once the initial investment had been made Ela was able to start earning immediately but the present business, operating across several counties has taken a number of years to build.

    4. A caffeine hit – mobile coffee bar

    We’re a coffee hungry nation and beyond Starbucks and Costa there are thousands of small mobile barista carts selling lattes on the go.

    “A coffee maker will cost about £5,000,” says Beth Baxter, co-founder of Camper Cafe. “And then you have to pay for the cart or a van to put it in.”

    Prices vary but carts or trailers can cost anything between £5,000 and £10,000. The founders of Camper Cafe were given a Volkswagen van which they kitted out to become their visual signature. Training is an additional cost. Courses for coffee making can be had for between £50 and £200.

    Finding pitches is the most challenging aspect as you are often in competition with other vendors. “It took us a year to find out about the market,” says Beth. “After that we took off.”

    5. Juiced perfect – mobile juice bar

    The rise of coffee carts has been matched by the emergence of juice bars in markets, shopping malls, public thoroughfares and events. The set-up costs are similar to coffee in terms of equipment and training.

    6. Bright idea – window cleaning

    If you have a car with a roof rack you can start a window cleaning business for a few hundred pounds (bucket, ladder, clothes, etc).

    Alternatively you might invest in high pressure pure water sprays, water tanks (around £2,000) and a van to carry them (say £15,000). This is increasingly common.

    The challenge then is to build a customer base and that tends to be up close and personal. “Initially the most effective way to do it is to knock on doors and ask,” says Guy Lupton, co-founder of Khameleon Window Cleaning Ltd.

    Building a solid base can take time. “We spent about three years of trial and error to get it right,” says Guy. “We’ve been going about five.”

    However, when you do get it right the business can grow rapidly. “We still knock on doors,” says Guy. “But we get a lot more business by word of mouth.”

    7. Showing drive – ‘Man in a Van’ business

    Advertisements for ‘Man in a Van’ and ‘Light Removals’ services are a common sight on shop window advertising boards.

    The pre-requisite is a van, probably a Luton-style box van with a tail lift and that’s also the main expense. You’ll need public liability insurance (as is the case for all the businesses listed here). The ongoing costs include petrol, servicing, MOT, and repairs.

    The main challenge is building a customer base and most operators use flyers, shop window ads and online directories. Man or woman in a van businesses can be quick to establish but work is required to build a market and perhaps the biggest challenge is getting the pricing right.

    8. Highest bidder – an eBay business

    Launching an eBay business allows you reach a national and occasionally an international market. You can auction goods or sell at a fixed price.

    Most eBay businesses will pay at least £19.99 per month as a subscription fee (rising to £59.99 for a featured shop and £349 for an ‘Anchor Shop’) and on top of that you will pay fees for each auction or fixed price insertion and each sale.

    To succeed on eBay you usually have to find goods that can’t be bought elsewhere or offer popular products at knock-down prices. For some it’s a part-time source of pin-money, for others a full-time business. Posters on eBay include Nasty Gal and six years after starting to sell vintage clothing on the auction site it’s now a £60m business .

    9. A gem of a business – jewellery and crafts

    Many small businesses are based around the skills of their founders. For instance, if you have training as a jeweller or sculptor, an obvious way to sell your work is to market direct to the public via web, craft fairs or through shops.

    Tools can cost anything from a few hundred to many thousands of pounds but you can keep costs down by working from a home studio. Ongoing costs include materials, rental at craft fairs (from as little as £20 per day to more than a £1,000).

    Jane Faulkner, a jeweller based in Sussex, sells via the web and craft fairs while also having shelf-space in a local co-operative (Billingshurst Creatives) where craftspeople and artists can display their goods in return for taking turns manning the store.

    “Craft fairs are my biggest source of income while the shop provides a regular cheque every month,” says Jane. Teaching is also part of the business.

    With these revenue streams Jane feels she has a sustainable business, but it has taken around eight years to establish.

    10. Snappy work – photography

    Photography is another skills-based business. Go to almost any event – from music gigs to vintage car rallies and weddings and you’ll find photographers hard at work.

    As Art Hutchins, a freelancer photographer trading as Artseye points out, it’s a business that requires investment in time and money. “Being a serious pro photographer requires a high level of financial investment in good quality equipment and time to acquire the knowledge and skill to use it.”

    Starting from scratch would mean buying pro-quality cameras (around £2,000) lenses (£100-£1,000), tripods and lights but many photographers who set up their own businesses will already have acquired some of the equipment over time.

    According to Art Hutchins, the best approach is to decide on a target market – in his case small businesses, editorial and family portraits. “The best marketing is word of mouth,” he says.

    Very different businesses but all can be started quickly and easily using readily available equipment or existing skills. Importantly most of these businesses take payment either at the point of sale or soon after and that’s great for cashflow.

    Demand is there but the key is to market effectively and at the right price.

    John Fagan is the head of RBS branch business, England Wales and direct banking. His team work with businesses to build a bigger support network inside the bank and beyond with partners and fellow customers. www.rbsbusinessconnections.co.uk


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    Lackawanna Health And Rehab Center Olyphant PA #lackawanna #health #and #rehab #center


    Lackawanna Health And Rehab Center in Olyphant, PA

    Lackawanna Health And Rehab Center is a larger-sized nursing home facility in Olyphant. Pennsylvania ( Lackawanna county ). They have 272 beds and 200 residents. Lackawanna Health And Rehab Center participates in Medicare and Medicaid and are classified as a For profit – Partnership ownership. They offer residential councils. They are not located inside of a hospital. They do not belong to a continuing care community.

    Directions and maps, inspection / survey results, and resident reviews for Lackawanna Health And Rehab Center can be viewed by clicking one of the links above. Ratings, phone numbers, activities, comparisons, and more can be reviewed below

    They are located at the following address: 108 Terrace Drive, 18447 in Olyphant Pennsylvania and can be reached at (570) 489-8611. Looking for directions or wish to see the surrounding area? Follow this link: Maps and Directions

    Sprinklers: Yes
    Health Care Participation: Medicare and Medicaid
    Type of Ownership: For profit – Partnership
    Is it inside a hospital?: No
    Resident and/or Family Councils: Resident
    Is it a Special Focus facility?: No
    Is it part of a Continuing Care Facility?: No

    Quality of care, ratings, services available, nursing information, and top-rated facilities can be reviewed below.
    Please visit our Glossary of Nursing Home Terms if you are unsure what any of the terms and phrases used on this profile mean.

    Lackawanna Health And Rehab Center provides an average of 0.58 registered nurse hours, 0.95 Licensed practical nurse / LVN hours, and 2.45 CNA hours per day per resident.
    Licensed nursing hours average 1.53 hours per day per resident.

    Medicare and Medicaid participation for Lackawanna Health And Rehab Center began on May 27, 1978.

    • Activity services: off-site
    • Clinical lab work: on-site
    • Dental health: on-site
    • Dietary services: on-site
    • Housekeeping services: on-site
    • Mental health services: on-site
    • Nursing services: on-site
    • Occupational therapy: on-site
    • Additional activity services: on-site
    • Pharmacy services: on-site
    • Physical therapy: on-site
    • Physician services: on-site
    • Podiatry: on-site
    • Therapeutic recreational specialists: off-site
    • Vocational services: off-site

    The average length of stay at Lackawanna Health And Rehab Center is approximately 372 days. (this may include both short and long-term care (LTC) visits).
    We have calculated the average cost per day for Lackawanna Health And Rehab Center to be approximately $233 based off of data provided to CMS. Please note that this is only an estimate for reference and prices are subject to change. If you are interested in this facility you should contact them directly for exact pricing for you or your loved one’s specific care needs.

    * Ratings are out of 5 with 5 being the best and 1 being the worst.

    Lackawanna Health And Rehab Center in OLYPHANT. Pennsylvania has 272 beds compared to a Pennsylvania average of 125.83 and a National average of 106.41.

    As of the last update they had 200 residents compared to a PA average of 113.82 and a National average of 88.66.

    This results in a 73.53% occupancy rate compared to a Pennsylvania average of 90.46% and a national average of 81.98%.

    Lackawanna Health And Rehab Center’s star ratings compare as follows:

    1. Overall Rating. 1 stars compared to a PA average of 3.02 and a National average of 3.04.
    2. Health Inspection Rating. 1 stars compared to a PA average of 2.78 and a National average of 2.81.
    3. Nurses Rating. 2 stars compared to a PA average of 2.87 and a National average of 3.00.
    4. Quality Measures Rating. 2 stars compared to a PA average of 3.33 and a National average of 3.16.
    5. RN Only Rating. 2 stars compared to a PA average of and a National average of 2.96.

    Averaging the available ratings gives an aggregate star rating of 1.6 for LACKAWANNA HEALTH AND REHAB CENTER versus the PA average of 2.4 and a national average of 2.99.

    You may also be interested in seeing how their inspections and penaly enforcements (if any) match up with others at the following links: Inspection Results | Penalty Enforcements

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    Business Simulations to Develop and Assess Business Acumen #best #business #loans

    #business simulation


    Put the Experience in Learning

    Students in entry-level business courses can now experience what it’s like to manage a business. CapsimCore excites students about business by exposing them to concepts and terminology in a fun and engaging simulated environment.

    Simulation Specs

    Market Segments: 2 | Products: Starting – 1, Max – 5 | Class Type: In-person, Online, Hybrid | Decision: R D, Marketing, Production, Finance

    Through Foundation . students get the chance to develop a holistic understanding of how a business works as an integrated system while providing a basis for strategic thought.

    Simulation Specs

    Market Segments: 2 | Products: Starting – 1, Max – 5 | Class Type: In-person, Online, Hybrid | Decision: R D, Marketing, Production, Finance, TQM, HR

    Fundamentals of Business Strategy

    GlobalDNA provides students with a platform to explore why and how companies choose to compete internationally. As they gain insight into multinational operations, they are challenged by differing market conditions and how those conditions influence strategy.

    Simulation Specs

    Market Segments: 2 | Products: Starting – 1, Max – 4 | Class Type: In-person, Online, Hybrid | Decision: R D, Marketing, Production, Finance

    International Business Strategy

    Our most comprehensive simulation, Capstone challenges students to draw on their acquired knowledge to create and execute a strategy in a competitive and dynamic environment.

    Simulation Specs

    Market Segments: 5 | Products: Starting – 5, Max – 8 | Class Type: In-person, Online, Hybrid | Decision: R D, Marketing, Production, Finance, TQM, HR, Labor Negotiations

    Advanced Business Strategy

    Capsim’s Commitment

    At Capsim, customers come first. In everything we do – from providing you with unlimited training and support to developing new products and features based on your feedback – our focus is to provide you with the best learning experience.

    To ensure the best experience for our customers we have a:

    Customer Relationship Services team dedicated to training professors and providing unlimited support for each course

    Program Delivery team dedicated to creating and delivering the best solutions for our corporate customers to fit their unique training needs

    Product Design Development team dedicated to creating products of the highest quality

    Reda Chafai

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