Tag: American

Certification Agency #certification #agency, #professional #clinical #nutritionist #training, #health #care #examination, #certification, #ccn #examination,

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WE ARE A POST GRADUATE
ONLINE PROGRAM

The Clinical Nutrition Certification Board (CNCB) is a 501(c)(3) non-profit tax-exempt certification agency which provides professional training, examination and certification for health care practitioners.

The discipline of Human Clinical Nutrition applies principles derived from current biochemical and physiological scientific knowledge for the purpose of promoting optimal health while recognizing biochemical individuality. The Certified Clinical Nutritionist assesses a person s nutritional needs to achieve normal physiological function. Assessment includes the use of appropriate test and observations such as case history, anthropomorphic measurements, physical signs, laboratory tests, and nutrition/lifestyle analysis to determine an educational nutrition program. Assessment also provides the basis for referral to a licensed physician, or other health care professional.

The educational protocol may include, among other information, nutrition / lifestyle modification, nutritive supplementation, understanding of physiological/biochemical pathways, and evoking of regenerative processes.

The Purpose of Certification

The Certified Clinical Nutritionist (CCN) Examination establishes reputable standards of excellence.

Creation of a quality examination, based on a validated scope of practice which appropriately represents the field of clinical nutrition.

Candidate access to the broad scope of clinical nutrition training and a mechanism for recertification every five years, recognizing continued competency in the field.

The CCN Examination Candidate must:

  1. Satisfy the CORE Requirements
  2. Submit Credential Review Application and College Transcripts
  3. Obtain Credential Review Approval
  4. Complete the Post Graduate Studies in Clinical Nutrition Program (PGSCN)™
  5. Achieve a passing score on the online CCN Examination

The CCN Examination processes and the examination data bank are reviewed and revised annually, in accordance with the specifications of the Role Delineation Study. The CNCB utilizes a criterion referenced passing point for each section of the certification examination.





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American CPR Training™ #cpr, #cpr #training #classes, #first #aid #training, #first #aid #at #work,

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Our price is lower than the manufacturer’s minimum advertised price. As a result, we cannot show you the price in catalog or the product page.

You have no obligation to purchase the product once you know the price. You can simply remove the item from your cart.

Our price is lower than the manufacturer’s minimum advertised price. As a result, we cannot show you the price in catalog or the product page.

You have no obligation to purchase the product once you know the price. You can simply remove the item from your cart.

the Time, the Price, and TWICE the Fun!

CPR Training, AED Courses, First Aid Classes and 100 ‘s of other OSHA Safety Training Topics

Train in an accelerated format at your location (training at work, home, you name it – we come to you!) using the knowledge of the industry’s leading professionals, presented in an entertaining and informative manner. Our OSHA Safety Training Classes are offered in a “corporate style”, streamlined format

Save a Life A.C.T. Now!

American CPR Training . Be sure to try our On-Line Price Quote Form for group training at your facility. CPR. First Aid. AED. BBP. Forklift OSHA Safety Classes.

Just click the ‘Get a Quote Now ‘ button on to the right to get a quote now for American CPR Training . America’s Favorite CPR, AED First Aid Training . Have a Safe Day.

Training

On-Site GROUP CPR, First Aid, AED, OSHA BBP Training Quotes

American CPR Training offers many OSHA Compliance Safety Training classes, courses, and programs.

Click Here for List of OSHA Compliance Safety Training Classes Available Through American CPR Training
(Click Here to Open or Close List)

American CPR Training

America’s Favorite CPR, AED First Aid Training is more than just the Leader in Safety Training throughout the US, Canada, Mexico.
American CPR Training is ½ the Time, ½ the Price, and TWICE the Fun!
American CPR Training also offers all aspects of Environmental Health Safety consulting, training, products, management, and services.

Among the services we offer are:
OSHA Forklift Safety Training. Train the Trainer, and Do-it-Yourself Industrial Lift Truck Training and Compliance Packages
First Aid Kits. First Aid Courses. First Aid Refills First Aid Programs
CPR Videos and DVDs. First Aid VHS or DVD – even Spanish CPR, First Aid AED Videos. Starting at $49
Emergency Response Team Training, Emergency Response Supplies Response Team Development
OSHA Illness Injury Prevention Programs, OSHA Training DVDs Software, and Packages
Fire Extinguisher and Fire Safety Training

In the News

American CPR Training Affiliate Instructor, Tech Sergeant Earl Scott, returned from a 7 months deployment at Al Udeid Air Force base overseas in Qatar. He is originally from Brooklyn, NY but resides in Philadelphia, PA. Friends and family were anxious for his arrival. His family was told to meet at the base for an orientation about what they should expect when their loved one came home. To their surprise- Earl was already home!

On top of being a Tech Sergeant and American CPR Training Affiliate Instructor, Earl is also a teacher, a coach, and the athletic Director at Holmesburg Christian Academy. He cares about his students and made sure he took the time to also explain to them what it was like and what he did overseas. After a little bit of R R he has returned to his normal routine, including teaching for American CPR Training . His love for teaching makes his classes “fun, highly informative and very hands-on”. He uses real world experience and provides a lot of feedback so the American CPR Training participants feel confident when providing lifesaving skills.

Earl Scott is a representative of the caliber we look for in our American CPR Training Instructors.

Products

Spanish Training Too!

Learn at Home!

ACT is proud to be home to the first and only American Heart Association Approved “Learn at Home” CPR programs including CPR Anytime. These programs come complete with instruction DVDs, student workbook, and up to TWO Mannequins for practice and review so you can keep your skills fresh. ALL FROM ONLY $34.95!

What’s New..

ACT now has more to offer!

CORPORATE CLIENTS: Besides our international group of affiliate instructors, we now also are proud to offer full EHS services in these, and many other communities:
(listed by state)





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American court reporting #American #court #reporting

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Client Login

Welcome to your personal Online Repository!
Here you have access to your transcripts, exhibits, invoices, and other case related material. Also, you can upload requested documents for the reporter‘s dictionary requirements in the upcoming assignment. If you do not have a login and password, please Email here

Password recovery

If you forgot your password, enter your email address below and we’ll send you an email containing a new password.

Message has been sent!

We have sent you an email with your new password.

Сourt Reporting Services

CERTIFIED COURT REPORTERS

U.S. CERTIFIED VIDEOGRAPHERS IN EUROPE

Frederick Weiss Associates is a court reporter-owned firm with associate court reporters and videographers who are U.S. trained and licensed professionals operating at the highest level of service to our clients.

Within easy distance to all major German, French and Benelux cities and other European countries, our staff is ready to service your legal support needs, including depositions, international arbitrations, U.S. Labor Law (EEO/MSPB) and Government Contract dispute cases.

Frederick Weiss Associates is also available for court reporting and video assignments for public company annual meetings, captioning events and televised press conferences.

Frederick Weiss Associates is a Preferred Vendor for The World Bank.

Quality and Experience

We demand the highest level of quality from all of our reporters and staff. Our average professional has more than 15 years of experience serving clients.

Service

We endeavor to flexibly serve our clients when and where they require it. We accept Mastercard and Visa for easy payment options.

Technologyy

We are committed to a continuing program of technical innovation and implementation of modern technology.

We are members of the NCRA (National Court Reporter s Association), offering certified shorthand reporters with top awards in professional associations. Our videographers are licensed with the American Guild of Court Videographers.

We have delivered the highest quality Court Reporter, Videography and Legal Support Services in the following countries:

Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Great Britain, Greece, Hong Kong and Asia, Italy, Liechtenstein, Luxembourg, Netherlands, Norway, Poland, Russia, Slovakia, Spain, Sweden, Switzerland, USA.

Service Highlights

  • Real-time hookups to Livenote, CVnet or other real-timesoftware via laptops or iPads.
  • Remote web streaming of reporter s realtime and video.
  • Speakerphone or video teleconference depositions.
  • VideoDVDs and Videosync for courtroom presentation.
  • Same day or daily delivery of final transcript.
  • Multiple laptops always available for clients who travel light.
  • Decades of experience in working with different accents of non-native English speakers, especially major European accents.
  • Specialize in overseas depositions, we live here!

Partial list of clients

Testimonials

We are a small law firm in the United States. A defendant in a case moved to Bonn, Germany. In planning to take the deposition of the defendant in Germany, we ran into many challenges. First of all, the system is different in Germany and court reporters are difficult to locate. Fortunately, we were placed in touch with Frederick Weiss Associates. Frederick and his firm have been so helpful! We required a videographer for the deposition, which Frederick and his firm was easily able to locate. The deposition was requested to take place after hours. Frederick and his staff were able to accommodate that request. We were having difficulty scheduling a conference room for the deposition due to time and language barriers. Frederick Weiss Associates went over and above typical service and made contact and obtained estimates for conference rooms. The assistance provided by Mr. Weiss and his team has been invaluable.

Tina M. Sikorski, ACP, FRP
Marshall D.Davis, P.A.

Dear Yvonne,
On behalf of all members of the Arbitral Tribunal I wish to express our gratitude for your highly professional and most appreciated services as a court reporter in the hearing in Stockholm

You managed very well to cope with a tremendous load of witnesses and of counsel speaking rapidly and often enough also in a way which was very hard to follow. It has always been a pleasure working with you during this week.

From our point of view you deserve as award in witness testimony withstand capability . Our award is expressed on the back of the puzzle included in this letter, which was the only item originating from Paris, your home town, which at the moment I could find in Stockholm.

We hope to be able to work with you again in the future.

Dr. Fabian von Schlabrendorff
Clifford Chance

Our firm needed to schedule a deposition of a German citizen in a case pending in the Connecticut Superior Court, which had to take place at the U.S. Embassy in Frankfurt. Since the Embassy has limited hours of time available during the day for deposition discovery, which must end shortly after 4 p.m. it posed a challenge to complete discovery of the witness within the allotted time.

Frederick Weiss Associates arranged a skilled deposition interpreter to work alone throughout the strenuous day, a U.S. certified Videographer and a U.S. Certified Court Reporter, who all traveled locally with limited or no travel costs. Even though initially there were technical problems with the reporter s laptop, you were able to overcome the problem quickly and perform as a seamless legal support team, allow us the maximum amount of time for getting our evidence on the record before we had to leave the Embassy facility.

All in all, I would heartily recommend your services, reasonably priced, to my fellow attorneys here in the U.S. and abroad. Your team operated at the highest professional level and produced competent results at a reasonable price.

Any time we have discovery in Europe, we will look to Frederick Weiss Associates as our legal support provider of choice!

Carl Christian Thier
Urban Thier & Federer, P.A.





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The Music of George Frederick Root (1820-1895) #freelyrics, #lyricweb, #hymns, #cantatas, #american #19th #century,

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The Music of George Frederick Root


(1820-1895)

George Frederick Root, aka G. Friedrich Wurzel, was born in Sheffield, MA on 30 August 1820, and died, at the age of 74, on Bailey’s Island, ME on 6 August 1895. He published over 500 pieces of music from 1848 until 1896. He used his German surname Wurzel, the English equivalent of Root, for his minstrel songs. He had two brothers, Ebenezer Towner Root and William A. Root; and five sisters, among whom were Francis A. Root (who played and taught piano, sang and gave vocal instruction) and the youngest was Fannie Root. He married Mary Olive Woodman in August 1845 and they had two sons, Frederick Woodman Root and Charles Root, and four daughters: [Mrs.] Clara Louise Root [Burnham] (who collaborated on several cantatas with him); Grace Woodman Root, Mary “May” Olive Root, (a mezzo-soprano), and Helen “Nellie” Clara Root (a contralto). His father, Frederic Ferdinand Root, died in 1866 and his mother, Sarah Flint, lived from 1796-1881, dying at the age of 85. For fuller biographical info, see The Story of a Musical Life: An Autobiography by Geo. F. Root (Cincinnati: The John Church Co. 1891; reprinted by AMS Press, Inc, New York, NY in 1973, ISBN 0-404- 07205-4).

For two excellent dissertations about Root, see: George Frederick Root, Pioneer Music Educator: His Contributions to Mass Instruction in Music (1971) by Mazie Pauline Hinson Carder (aka Polly Hinson Carder); and A Study of Oratorios and Sacred Cantatas Composed in America Before 1900 (1954) by Ralph McVety Kent. Both are available from UMI Dissertation Services .

He is best known for the songs The Hazel Dell (1853), Rosalie the Prairie Flower (1855), Departed Days (1857), There’s Music in the Air (1857), Flee As a Bird (arr. 1857), The Vacant Chair, or, We Shall Meet But We Shall Miss Him (1861), The Battle Cry of Freedom (1862), Just Before the Battle, Mother (1864), Tramp! Tramp! Tramp. or, The Prisoner’s Hope (1864), Farewell Father, Friend and Guardian (1865), Blaine for Our President (1884), and The Plumed Knight (1884).

reprinted in The Sabbath Bell (1856): p. 128

The Ladies’ Wreath: An Illustrated Annual for MDCCCXLVIII.– IX.. Edited by Mrs. S. T. Martin, pp. 323-4

Hundred Years Ago (Song and Chorus

The Academy Vocalist;
or Vocal Music Arranged for the Use of
Seminaries, High Schools, Singing Classes, Etc.

Published by Mason Brothers, New York
[Feb 1852]

p. 126; also, The Repertoire. p. 72

p. 170; also, The Repertoire. p. 173

p. 201; also, The Repertoire. p. 131

New York: William Hall & Son, Plate No. 2734; Mills

The Shawm:

A Library of Church Music

embracing about one thousand pieces, consisting of psalm, and hymn tunes
adapted to every meter in use, anthems, chants, and set pieces;
to which is added an original cantata, entitled
DANIEL; or, The Captivity and Restoration.
including, also,
THE SINGING CLASS;
an entirely new and practical arrangement of the elements of music,
interspersed with social part-songs and practice.
By WILLIAM B[atchelder]. BRADBURY and George F[rederick]. ROOT,
assisted by
THOMAS HASTINGS and T. B. MASON.
NEW YORK:
PUBLISHED BY MASON BROTHERS
[350 pages; 6 Jul 1853]

My Shepherd (6’s and 4’s

Hail Happy Day (Fourth of July Chorus)

Universal Chorus (Praise)

The World Is Not So Bad

My Mother’s Voice (Quartette)

Summer Days (Glee)

Shed Not a Tear

Rock of the Pilgrims (Patriotic)

George Pope Morris

A Farmer’s Life (Glee)

Our Country Home

Blaisedell (Hymn, L. M.)

p. 89 [also on p. 110 of The Jubilee (1857)]

Portland (Hymn, L. M.)

Malleville (7’s and 6’s)

127/007; Our Song World. p. 65

Flying Home (Happy news for my mother) (Song and Chorus) [27 Apr]

Proud World Good Bye! I’m Going Home (No. 6 from Six Songs by Wurzel )

Swinging, Swinging All Day Long (The Song of the Old Hall Clock) (Solo and Chorus)

The Grammar Lesson

Music Is Ringing

We’ll Follow Where You Go

Where the Warbling

To the Mountain

Thoughts of Childhood

Hark! the Rain Drops

Over the Mountain

Graceful the Willow

Sweet the Quiet Evening

The Singing School

Softly on the Lakelet

Rushing Down the Mountains

The True and Noble

Softly the Day Reclining

Delight and Joy

On Atlantic’s Wave

Golden Glories Slowly Rise

In Tones of Grief

High in the Sky

p. 71-72; The Triumph. p. 120-121

The Passing Bell

“Up into the light”

To the Woodland

How Still Is the Air

When the Woodland

p. 84-85; The Triumph. p. 124-125

Lightly Fall the Snow-Flakes

Down the Valley

Sounds of Night

Beethoven. L. M. (from Beethoven; Arr.)

Sabbath Morn. C. M.

Varina. C. M. (Double,) (from Rink, by G. F. R.)

Denville. 7s. (6 lines.) (From HUMMEL. By G. F. R.)

Gainesville. 8s & 7s. (6 lines.)

Calore. 8s, 7s & 4s.

Eldred. 6s, 7s & 8s.

Lauda. 6s, 8s & 4s.

Weep Not. 7s & 8s. (Peculiar)

Olga. 8s & 4s. (Peculiar) (Arr.)

Stilltan. 8s & 9s.

Day Star. 11s. (Peculiar)

HYMN. “The Shining Shore.” (Quartet or Semi-Chorus)

SENTENCE. “The Lord is in his holy temple.”

ANTHEM. “O praise God in his holiness.”

SENTENCE. “Pray for the peace of Jerusalem.” [from the Cantata of Daniel ]

MOTET. “Thou wilt keep him in perfect peace.”

SENTENCE. “Come unto Him.”

MOTET. “How long wilt thou forget me.”

MOTET. “Return, O Lord”

HYMN ANTHEM. “He lives, the great Redeemer lives.”

Gloria Patria (Chant)

Te Deum Laudamus. No. 3. (Chant)

ANTHEM. “From the rising of the sun.”

CHRISTMAS ANTHEM. “Glory to God on high.”

PATRIOTIC HYMN. “The Pilgrim Fathers.”

CHORUS. “Hark! from the regions of Glory.

QUARTET AND CHORUS. “God of the nations.”

Mrs. Mary Ann Whitaker

HYMN. “In the silent midnight watches.”

SONG. “Flee, as a bird.” (Arr.)

[Mrs. Mary Stanley Bruce Dana, 1810-1883]

SOLO AND CHORUS. “How lovely is Xion.”

QUARTET or CHORUS. “Good night.” (German Folk Melodie) (Arr.)

Flee As a Bird [first published in 1856 on p. 373 of The Sabbath Bell ]

The Crystal Spring

The Repertoire. p. 200

128/091; The Repertoire. p. 59

Aleen (The Pearl of Juna)

Kind Friends, One and All (Song of Greeting)

128/023; The Silver Chime. p. 86 (for SAB)

126/016; The Diapason. No. 167

Lily Brook (No. 5 from Six Ballads [c1859; 13 Apr 1860]

Chicago: Root & Cady, Plate No. 6-4 (or 3760)

Low in the Dust of the Valley He Sleeps (Song and Chorus) [To the memory of my friend Isaac Baker Woodbury, 1819-1858)

My Home Is on the Prairie (No. 6 from Six Ballads ) [29 Oct]

Chicago: Root & Cady, Plate No. 7-4 (or 3762)

My Father’s Bible

My Mother She Is Sleeping (c1859) [26 Jan. 1861]

Oh Are Ye Sleeping Maggie

128/040; The Diapason: page 116

She Has Told It to the Winds

Softly She Faded (No. 2 from Six Ballads ) [29 Oct]

Chicago: Root & Cady, Plate No. 3-4 (or 3733)

The Forest Requiem (No. 3 from Six Ballads ) [29 Oct]

Chicago: Root & Cady, Plate No. 4-4 (or 3738)

Be Sure You Call as You Pass By

Don’t Run in Debt

The DIAPASON:
A
C O L L E C T I O N O F C H U R C H M U S I C.

TO WHICH ARE PREFIXED

A NEW AND COMPREHENSIVE VIEW OF “MUSIC AND ITS NOTATION;” EXERCISES FOR
READING MUSIC, AND VOCAL TRAINING; SONGS, PART-SONGS, ROUNDS, ETC.

THE WHOLE ARRANGED AND ADAPTED FOR

Choirs, Singing Schools, Musical Conventions
A N D S O C I A L G A T H E R I N G S.

E D I T E D B Y
G E O R G E F. R O O T.

NEW YORK:
PUBLISHED BY MASON BROTHERS,
Boston: MASON & HAMLIN. Philadelphia: J. B. LIPPINCOTT & CO. Cincinnati: W. B. SMITH & CO.
Chicago: ROOT & CADY

Electrotyped by SMITH & MCDOUGAL, 82 & 84 Beekman St. N.Y.
Printed by C. A. ALFORD, 15 Vandewater St.[N.Y.?]

SCHOOL SINGER,

The Repertoire





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Online Graduate Program in Logistics Management #american #public #university #system, #american #military #university, #accredited

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Logistics Management

Graduate Certificate

The graduate certificate in Logistics Management is a concentrated program designed to provide the knowledge and skills necessary for individuals within any organization to excel in the dynamic field of logistics and supply chain management. This online certificate is intended for graduate students who wish to further their knowledge of logistics management without committing to a degree program.

Program Courses

The curriculum for this online graduate certificate is reviewed by an advisory council of industry experts for relevancy to today’s marketplace. Course topics include:

  • Strategic transportation and logistics planning
  • Financial controls and logistics performance measurement
  • National transportation management and economics
  • Physical distribution, materials, and supply chain management
  • International intermodal surface transportation
  • Port and terminal operations, transportation, and trends
  • Global logistics management

Program Objectives

In addition to the institutional and degree level learning objectives, graduates of this program are expected to achieve these learning outcomes:

  • Evaluate the importance of the maritime industry to the global economy.
  • Evaluate the role of the maritime industry as part of our national defense.
  • Measure the ways in which logistics processes contribute to meeting the financial goals of businesses.
  • Evaluate customer service requirements and their relationships to the goal of driving logistics.
  • Assess the role of logistics in optimizing supply chain management.

Degree at a Glance

  • Number of Credits 18
  • Max Transfer Credits 9
  • Tuition Per Credit $350 | $325 with military grant
  • Program Length 1 year full time
  • Program Format Online | Monthly course starts
  • Program Director Stacey Little
  • View all courses
  • Gainful employment
  • Apply Now
  • Request Info

Admission Requirements

  • All AMU graduate programs require you to have earned a minimum of a bachelor’s degree from an institution whose accreditation is recognized by the Council for Higher Education Accreditation (CHEA)
  • If you have a non-U.S. transcript, please view our International Admissions page for more information.
  • There is no fee to complete the AMU admission application. View steps to apply.

Please be prepared to submit a legible copy of your valid government-issued photo ID (civilian students) or government issued JST or CCAF transcript (military students) upon request.

An AMU admissions representative will contact you with further details about how to submit the required documentation after you complete the enrollment application.

Need help?

Graduate Tuition Rates

Per credit hour: $350 | $325 with military grant*

*To help minimize out-of-pocket costs, AMU offers a tuition grant for U.S. active-duty servicemembers, Guard, Reserve, military spouses and dependents, and veterans. See all military-affiliated student benefits .

Paying for School

Because our university is accredited by the Higher Learning Commission (HLC ), (the same as the Ohio State University, Univ. of Chicago, and U.S. Air Force Academy, to name a few), we can accept the following forms of financial aid and payments:

Ways to Save

Transfer Credits

Accelerate your degree completion by taking full advantage of our transfer credit options. including credit for your previous college courses, military service schools, American Council on Education (ACE) and College Level Examination Program (CLEP) tests, and prior learning experiences.

Employer Contributions

AMU has educational partnerships with many employers and associations. Be sure to accurately enter your employer information when you complete our admissions application. Your employer might also offer a tuition reimbursement plan as one of your benefits.





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Credit Card Help: How different are Visa, American Express, MasterCard and Discover really, american

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Visa, AmEx, MasterCard, Discover — What’s the difference?

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American airline mastercard

in this article

Credit card companies are like watches. As long as they work, you don’t worry much how.

That said, their inner mechanisms may differ markedly.

You can group the four most familiar credit card companies in pairs with Visa and MasterCard using one system of transaction and American Express and Discover another. There are other differences between them, too. Below you’ll find a summary of how each pair of cards operates, their histories and other distinctive points:

Visa and MasterCard do not issue cards. Rather, they function as intermediary organizations creating networks between financial companies, including major banks and credit unions that issue cards bearing the Visa or MasterCard name, and merchants providing goods and services. The issuer, a term describing the banks, and merchants pay fees to participate in the Visa or MasterCard networks. Visa and MasterCard set and maintain rules governing use of their branded cards.

When a cardholder requests a purchase via either Visa or MasterCard, it triggers a multistep processes. The merchant submits the charge to his or her bank, which requests authorization from the issuer of the card. If there are enough funds available in the cardholder’s account, the issuer, and subsequently the merchant’s bank, can authorize the transaction.

At the end of a business day, a merchant sends a batch of sales receipts to its bank, which distributes them to the appropriate issuing organizations. For example, the merchant’s bank will send separate batches to Chase, Bank of America or Barclays.

Each issuer subtracts a fee from the amount charged. The issuer shares this fee with Visa or MasterCard. The card network sends the remaining amount to the merchant’s bank, which subtracts its own fee before advancing a final total to the merchant.

Visa and MasterCard birthed the first general service credit cards in 1966. First, Bank of America created a division franchising a card that later became Visa. At about the same time, a group of banks created a member-owned association, the InterBank Card Association, which is now MasterCard Worldwide. Both organizations developed an open-loop system that enabled banks to cooperate seamlessly on fund transfers. For much of the groups’ histories, financial institutions that wished to issue a card had to select one of the two. But rules changes now allow them issue Visa and MasterCard in both networks.

The end result has been an extensive worldwide presence. Both cards may be used at more than 25 million locations in 170 countries.

American Express, Discover

Whereas the Visa and MasterCard systems engage many organizations, American Express and Discover are akin to one-stop shops. That is, they issue their own cards, authorize purchases and settle both with consumers and merchants.

American Express’s roots date to the mid-19th century when the company was a competitor to the U.S. Postal Service. It invented travelers checks in 1891 but didn’t enter the credit card business until the late 1950s when it introduced a charge card for travel and entertainment expenses. AmEx was first to market with a plastic card, although it didn’t allow revolving payments until 1987; prior to then, it required customers to pay their balance in full at the end of each month.

American Express generally charges merchants a higher fee. That may account for its lesser reach than Visa and MasterCard. American Express says its cards are accepted in more than 130 countries.

Discover was introduced in 1985 by retailing giant Sears in its expansion into the financial services industry. It was sold to Dean Witter, which was later acquired by Morgan Stanley. In 2007, Discover became its own company, Discover Financial Services. In 2008, the company purchased Diner’s Club, and in doing so, broadened its acceptance overseas.





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Fraud Protection, American Express, american express identity protection.#American #express #identity #protection

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American Express

American express identity protection

Email Fraud Alert Example of Fraudulent E-Mail

As an example of a phishing e-mail, please note some of our customers reported receiving the following e-mail, which is known to be a hoax.

Approximate date the e-mail hoax was sent: December 13, 2008 and October 20, 2008

Address appearing in Sender line: American Express and [email protected]

Some examples of the Subject line being used in this scam include:

American Express: security maintenance

American Express: new online security measures

American Express: data confirmation

American Express security upgrade

Content of the e-mail:

As part of the new security measures, all American Express Card holders are required to complete American Express Customer Form. A link takes Cardmembers to an online form that asks for their American Express Card number, as well as other sensitive security information.

If you have received and/or responded to an e-mail of this nature, purportedly from American Express, please see instructions below.

PRIVACY AND FRAUD PROTECTION

American Express Protects Your Privacy and Personal Information

American Express takes your privacy very seriously. Should our name be used in efforts to fraudulently obtain personal information, we will work aggressively to halt those operations. In addition, it is important to know that American Express never sends e-mails requesting customers to reply in the body of an e-mail with personal information, such as password, social security number, account numbers, mother’s maiden name, etc.

Phishing (pronounced fishing ) refers to fraudulent communications designed to deceive consumers into divulging personal, financial, or account information, including account user name and password, credit card information, and social security number. E-mail is most commonly used for phishing due to its low cost, greater anonymity for the sender, the ability to reach a large target group instantly, and the potential to solicit an immediate response. However, fraudsters have also used online pop-up windows, direct mail and phone calls.

Phishing e-mails often appear to come from legitimate financial institutions, insurance companies or retailers. Techniques such as a false from address, the use of seemingly authentic logos from financial institutions, or Web links and graphics may be used to mislead consumers into believing that they are dealing with a legitimate request for personal information. These fraudulent e-mails often create a false sense of urgency intended to provoke the recipient to take immediate action; for example, phishing e-mails frequently instruct recipients to validate or update account information or face cancellation.

If you receive an e-mail that you believe could be fraudulent, please contact American Express and your issuing back as follows:

  • American Express: Send an email to [email protected] Please note that any submissions to this email address will be reviewed, but we are unable to provide individual follow-up to each message with our findings.
  • Issuing Bank: Please contact the number on the back of your Card to report any incidents. If you do not have your Card available, you can also find phone numbers and email addresses for your issuing bank by clicking on Contact Us on the American Express website for your country.

If you have already responded to an e-mail with your American Express account information and you believe it to be fraudulent, please contact Customer Service immediately by calling the number on the back of your Card. Also, make sure that you immediately change any passwords and continue to monitor your account activities.

TIPS TO PREVENT FRAUD

Keep all your financial details safe and secure. Here s what you can do to help minimize the risk of fraud.

Never let anyone else use your debit, credit or charge cards

Immediately sign the back of new cards

Always destroy old, expired cards by cutting them up

Let us know immediately if you’ve lost your Card, or think it may be stolen. We will then be able to cancel the Card and prevent fraudulent transactions.

Never keep your PIN in your wallet, purse or diary, or record it in a way that others could understand

Do not tell anyone else your PIN, password or security information

Always try to cover your hand when entering your PIN at a terminal or ATM to prevent others seeing your number

When shopping online, only use secure web pages. A web page is secure if there is a locked padlock in the lower right-hand corner of your browser or if the address starts with ‘https’, where the ‘s’ stands for secure.

Review your statements regularly

Keep copies of your receipts and compare them to your statement

Call your card issuer as soon as possible if an unrecognized charge or charges appear on one of your statements

When no longer required, make sure you destroy or securely dispose any unwanted statements

Checking your statements is easy to do with online services – you can check your transactions daily. Or register for card alerts to monitor your account activity, with weekly account balance updates by email or text message

Protect yourself from identity theft

Safeguard all your personal information and documents, especially your date of birth – this information can be used to steal your identity

Tear up or shred any sensitive information from financial organizations or utility companies when no longer needed

Review your credit reference report regularly; this may be the earliest way to identify fraudulent activity when you are the victim identity theft

FOR MORE INFORMATION

Please see the Privacy Policy section of the American Express website for your specific country.

Copyright 2008 American Express Company.

All Rights Reserved

American express identity protection American express identity protection





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Many business owners send greeting cards and corporate gifts to show gratitude to clients and business partners. These gifts are often useless and end up being thrown away or regifted. The purpose of the gift is to standout and remind the individual about you or your brand long after the holidays.

Here are eight tips, from Entrepreneur. to help you select a gift that will leave an impression:

1. Make it useful. Give people something they can use throughout the year. Desk calendars, pens, small flashlights and letter openers are great examples of items every business person could use.

2. Give your product. Skip the shopping and extra spending, and give your product as a gift. It allows you to show gratitude while promoting your business.

3. Make a donation. Create goodwill by making charitable donations in the names of your business partners. An added bonus is the tax writeoff.

4. Look for exchanges. Ask other businesses about exchanging products and services. This will reduce costs, result in better gifts and serve as a marketing tool. Some companies you may want to talk to include movie theaters, restaurants, coffee shops and entertainment venues.

5. Personalize it. Include your business name on the corporate gifts you give. There is nothing wrong with branding the items you give to your business partners.

6. Spread it around. Give a gift that employees can benefit from. They are often left out while the owners and managers get all the corporate gifts.

7. Keep it simple. While it can be tempting, it is best not to go overboard. Remember that gift giving is a marketing strategy and does not need to cost you a lot of money. Be sincere and tactful in your gift choices.

8. Keep it healthy. Everyone loves treats, but too many sweet snacks go around during the holidays. There is no need to add to the cookies and chocolates your business partners are already receiving. The fall from a sugar rush can negatively impact businesses. If you want to send something edible, make sure it’s healthy.

Gift giving during the holiday season is a great gesture for business partners. Be sure to be reasonable, choosing items that are useful, cost-effective and serve to market your business.





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