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Designer and Luxury – WWD, media – designer.#Media #- #designer

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media – designer

Media - designer

Adidas Outdoor Builds on Parley for the Oceans Collaboration

Media - designer

Fossil Continues to Set Watch Business to Wearables

Media - designer

Exclusive: Masha Ma to Become Creative Director of Kolon Sport China

Media - designer

British Designers Explore New Presentation Formats

Media - designer

Billabong Taps Aptos for Upped Omnichannel Services

Media - designer

The Hut Group Inks Espa Deal

Media - designer

Kohl’s Becomes Latest Retailer to Join Forces With Amazon

Media - designer

What Macy s Has to Look Forward To

Media - designer

Target Adds to Its K-Beauty Assortment

Media - designer

Wunder2 Branches Into Highlighter, Glitter, for Fall

Media - designer

Comme des Garçons Releases Warhol’s You’re In — Pun Intended

Media - designer

Bobbi Brown to Tap Influencers, Introduce Lower-Priced Lipstick Range

Media - designer

Timberland Introduces New Boot Style With Nationwide Brand Activation

Media - designer

Mr Porter to Mount Kingsman Shop in London

Media - designer

NBA s Chris Paul Teaming Up With Hook Albert

Media - designer

Eton Revamps Madison Avenue Boutique

Media - designer

Ovoll RTW Spring 2018

Media - designer

Rachel Comey RTW Spring 2018

Media - designer

Rachel Zoe RTW Spring 2018

Media - designer

Marina Moscone RTW Spring 2018

Media - designer

Ash Teams With Illustrator Filip Pagowski for Capsule Collection

Media - designer

Eyebobs to Launch Prescription Program

Media - designer

Footwear Maker Allbirds Nabs $17.5M Series B

Media - designer

Krewe to Open First New York Boutique

Media - designer

MSGM Sponsors London Photo Exhibition

Media - designer

Pantone Lists 12 Leading Spring Colors

Media - designer

Having Conquered Bollywood, Ali Fazal Heads to LA

Media - designer

Fall Into Spring: What to Do, to See, to Play at NYFW

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Copyright 2017 – Penske Media Corporation

Today s Digital Daily

Media - designer

Fashion. Beauty. Business.

Media - designer

Media - designer

Media - designer

Media - designer

Fashion

Zac Posen s Spring Awakening

14h Bridget Foley

Business

Kering and LVMH Join Forces on Model Charter

13h Joelle Diderich

Pantone s Spring Color Trends Leads With Meadowlark, Cherry Tomato

14h Rosemary Feitelberg

Designer and Luxury

Media - designer

Designer and Luxury

EXCLUSIVE: Guy Laroche Appoints Richard René as Creative Director

A veteran of brands including Jean Paul Gaultier and Hermès, René succeeds American designer Adam Andrascik.

13h Joelle Diderich

Media - designer

Designer and Luxury

Intermix, CFDA Fashion Incubator Program Team Up for NYFW

From Sept. 7-14, Intermix’s creative retail lab at 810 Washington Street will pay tribute to fashion’s rising stars.

14h Lisa Lockwood

Media - designer

Designer and Luxury

Five Finalists in Green Carpet Talent Competition Revealed

The finalists include Matea Benedetti, Calcaterra, CO|TE, Leo Studio Design and Tiziano Guardini, who were tasked with creating a bespoke look celebrating Italian craftsmanship and sustainable innovation, as well as social and environmental values, and produced in Italy.

September 5, 2017 Luisa Zargani

Media - designer

Designer and Luxury

Jean Paul Gaultier s Canadian Sojourn

The designer will speak at Toronto Fashion Week before heading to Montreal to view the Love Is Love show there.

September 4, 2017 Constance Droganes

Media - designer

Designer and Luxury

Milly Sets Strategy With In-House Sales, Fashion Presentation

The privately owned New York-based company has absorbed its sales agency, L’Atelier Group.

August 29, 2017 Lisa Lockwood

Media - designer

Designer and Luxury

Joseph to Open Miami Store in October

The store will be the largest in the company s international portfolio.





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Best Small Business Accounting Software, freshbooks – cloud accounting for small business owners.#Freshbooks #-

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Best Small Business Accounting Software

Freshbooks - cloud accounting for small business owners

The benefits of using accounting software for business are well known. When it comes to selecting the right product, though, the choices can be daunting, especially since switching from one accounting software package to another is not a trivial exercise in most cases. Examining your current and potential future needs can help you make the right decision.

If you are just starting a business as a sole proprietor/contractor or a very small business owner without employees, you can probably get by with a basic online invoicing/billing package like Sage One or FreshBooks that can handle invoicing, expense tracking, and produce basic reports to keep tabs on your business and satisfy your accountant and the taxman.

But if your business has employees, is incorporated or is likely to expand to such in future you will need a more robust (and expensive) accounting system such as QuickBooks or Sage 50 that is designed to perform double entry accounting, the basics of which includes:

  • Accounts receivable: moneys received and owing from customers
  • Accounts payable: moneys owing to vendors, suppliers, etc.
  • General ledger: the summary journal of financial transactions

Also typically included in the more expensive packages are features such as payroll, stock/inventory management, project management, financial forecasting, multi-user access, and a wider variety of reports and financial statements.

If your present needs are basic but you are contemplating future business growth make sure whatever accounting package you choose has a path to expand to your future requirements. In many cases, if the core product is missing a feature, you can fulfill your needs with third party add-ons to your existing software. There are hundreds of these available for most of the packages reviewed in this article, including payroll, customer relationship managment (CRM), analytics, and more (see QuickBooks add-ons).

This article contains the most popular small business accounting software packages for Canadian small businesses, ranging from basic to advanced in features (and cost). Some are online-based (cloud) only, some are available in desktop or online versions, and some are hybrids of both.





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NET10 Wireless Smart Phones – Alcatel, Motorola, Samsung, HTC, Nokia, LG, Emporia, CAT, Catepillar,

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SMART PHONES

Connect With Us

International service available for calls originating from U.S. and Puerto Rico only. No international roaming. Personal use only. IMPORTANT NOTICE FOR CUSTOMERS CALLING MEXICO: Unlimited Calls to cellular phones in Mexico, China, Canada and India every 30 day service period. To minimize unreasonable use, each mobile phone will be allowed to call up to 15 unique destination numbers per 30-day period. The number of personal use calls to these unique destination numbers is not limited and automatically resets when the Account is renewed. Other restrictions apply. NET10 reserves the right to terminate your service for unauthorized or abnormal usage. International service available to select destinations which are subject to change at any time. See Terms and Conditions of Service at www.net10wireless.com for complete details.

*At 2G speeds, the functionality of some data applications such as streaming video or audio may be affected. ††To get 4G LTE speed, you must have a 4G LTE capable device and 4G LTE SIM. Actual availability, coverage and speed may vary. LTE is a trademark of ETSI. Please refer always to the Terms and Conditions of Service at NET10Wireless.com.

All offers are subject to change or discontinuance by Net10 at any time without further notice. Net10 reserves the right to limit quantities and to reject or cancel orders in its sole discretion. Product not for resale or distribution.

A month equals 30 days.
◊ Your leased device is covered by the Handset Protection plan.
◊◊ Varies by individual plan you are approved for.
** For no credit score path, FICO score will not be used to determine eligibility, but credit information and consumer reports will still be reviewed. Approval not guaranteed.

NET10® is a registered trademark of TracFone Wireless, Inc. 2017, a subsidiary of America Movil. All other trademarks, service, marks, and trade names referenced in this site are the property of their respective owners.





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Mazuma – s Holiday Business Gift Giving Guide: Part 3, Do – s and

#business gifts

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Mazuma s Holiday Business Gift Giving Guide: Part 3, Do s and Don ts of Client Gift Giving

If you re planning on holiday gift giving for clients, customers, and employees this year, we ve got you covered! We covered what to give and who to give it to, what’s tax deductible, and now we re talking Do s and Dont s of holiday gift giving.

-Give. Don’t promote. You have all year to promote your business; allow the holidays to be a time to focus on your clients and let them know how grateful you are for them.

-Send a card. A handwritten card or personal email can be meaningful and memorable. Gift giving has lost its personal touch over the years and your client will love getting a special note from yours truly, with or without a gift.

-Keep an ongoing list of employees, clients, service providers, and others who make your business great throughout the year. The holidays are a busy time of year, making it easy to forget someone. Keeping a small list throughout the year will ease your holiday stress and keep you from overspending at the last minute.

-Set a budget. Not all client gifts are equal, but you do need to have a budget in place before you start shopping. Check out our post on tax deductible gifts (link) and amounts here before deciding how much to spend.

-Check into a company’s gift giving and receiving policy before shipping your presents. The larger the company, the more likely a specific policy is in place. You don’t want to spend unnecessary cash on a contact who is not allowed to accept your gesture. However, a hand written card will almost always suffice and show your genuine appreciation!

-Don’t wait until the last minute. Keep in mind many people take a lengthy break from work to travel during the Christmas season, so sending a gift to a client’s office on December 23 rd may not work. Try to have your gifts sent out early in December to ensure on-time delivery.

-Don’t feel pressure to run out and buy a nice gift for everyone who sends you one. Again, a quick way to go over budget and not always necessary. However, be sure to send a nice thank you card expressing your gratitude or a holiday card, and add that person to the list for the next year, if need be.

-Don’t send gifts that are too personal or religious. Keep it professional in the work place and avoid gifts like clothing, perfume, and other items people have personal (and sometimes very strong!) opinions about.

-Don’t be a brown-noser. Give gifts because you’re grateful for your client, employee, boss, etc. and keep it at that. Don’t try to out-do another employee or company and keep in mind that as long as your gift is genuine and sincere, the recipient will appreciate the gesture.

The best holiday gift to give comes from the heart. Be genuine and sincere and your clients and employees are sure to appreciate the heartfelt gesture.





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Business Internet Features – Comcast Business #business #website

#business internet

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Business Internet: Features and Add-ons

Provide the fastest WiFi connection for your employees and customers so they can do more in more places. You’ll get private WiFi for your business and public WiFi for your customers – included in all Business Internet plans except the Starter plan.

Private WiFi For Your Business

Private WiFi is an internal, private and secure wireless network for your employees. They can connect wirelessly to the Internet, servers and other shared devices, like printers, as well as cloud applications.

Your business benefits from:

  • A wireless network for employees that is private, internal and secure
  • A Private WiFi network that is completely separate from the Public WiFi XFINITY Hotspot
  • Being part of the XFINITY WiFi network with over 3 million hotspots
  • Be listed on the Comcast national XFINITY WiFi Hotspot locator map/app
  • Knowing that Comcast Business takes care of the equipment, installation and 24/7 support

Your employees benefit from:

  • An expanded Internet experience with access throughout your business location
  • Always ready, always fast access to email and business applications via different mobile devices
  • Access cloud applications and shared devices like wireless printers and servers

Public WiFi for Customers

With an XFINITY WiFi Hotspot, your customers can enjoy the convenience of accessing the Internet. Non-Comcast subscribers get limited access to the service, but can get two free, one-hour trials and then can purchase either an hourly, daily or weekly pass.

Public WiFi lets your customers:

  • Stream TV shows and movies, video chat, download apps, share photos, and get on social media networks
  • Get fast connections and a great user experience
  • Have a connection to a service they know and trust
  • Connect for no additional charge if they are already Comcast/XFINITY Internet subscribers simply by entering their username and password

Business WiFi is not included with Starter Internet-only service. Wifi claim based on September 2014 study by Allion Test Labs, Inc. Reliability claim based on August 2014 SamKnows results for Comcast Business Deluxe 50 Internet. Actual speeds may vary.

Provide the fastest WiFi connection for your employees and customers so they can do more in more places. You’ll get private WiFi for your business and public WiFi for your customers – included in all Business Internet plans except the Starter plan.

Private WiFi For Your Business

Private WiFi is an internal, private and secure wireless network for your employees. They can connect wirelessly to the Internet, servers and other shared devices, like printers, as well as cloud applications.

Your business benefits from:

  • A wireless network for employees that is private, internal and secure
  • A Private WiFi network that is completely separate from the Public WiFi XFINITY Hotspot
  • Being part of the XFINITY WiFi network with over 3 million hotspots
  • Be listed on the Comcast national XFINITY WiFi Hotspot locator map/app
  • Knowing that Comcast Business takes care of the equipment, installation and 24/7 support

Your employees benefit from:

  • An expanded Internet experience with access throughout your business location
  • Always ready, always fast access to email and business applications via different mobile devices
  • Access cloud applications and shared devices like wireless printers and servers

Public WiFi for Customers

With an XFINITY WiFi Hotspot, your customers can enjoy the convenience of accessing the Internet. Non-Comcast subscribers get limited access to the service, but can get two free, one-hour trials and then can purchase either an hourly, daily or weekly pass.

Public WiFi lets your customers:

  • Stream TV shows and movies, video chat, download apps, share photos, and get on social media networks
  • Get fast connections and a great user experience
  • Have a connection to a service they know and trust
  • Connect for no additional charge if they are already Comcast/XFINITY Internet subscribers simply by entering their username and password

Microsoft Office 365

Microsoft Office 365 keeps you connected to all your important business documents. Collaborate with teammates and customers, virtually, in real time, on any device, from any location.

Office 365 Business
Plan description
Always up to date version of Office applications, plus cloud storage to easily share, collaborate and edit your files on your computer, tablet and smartphone.

Included Office 365 Services

  • Office apps on up to 5 PCs Macs
  • Office apps for tablets smartphones
  • Office Online
  • Cloud storage and file sharing (OneDrive)

Business Benefits

  • Included apps: Word, Excel, PowerPoint, OneNote, Outlook, Publisher
  • Apps can be fully installed to a PC or Mac, available offline
  • 1TB of OneDrive for Business cloud storage
  • No domain setup required
  • Supports on-premises Active Directory sync for single sign on
  • 300 user cap
  • 24/7 support for business critical issues

Office 365 Business Premium
Plan description
Always up to date version of Office applications, plus core cloud services for running your business – from online meetings to sharing documents to business-class email.

Included Office 365 services

  • Office apps on up to 5 PCs Macs
  • Office apps for tablets smartphones
  • Office Online
  • Cloud storage and file sharing (OneDrive)
  • Business-class email calendar (Exchange)
  • Online meetings, IM, video chat (Skype for Business)
  • Team sites internal portals (SharePoint)
  • Private social networking (Yammer)

Business WiFi Pro

Get next generation business WiFi for an additional $19.95 a month on select plans

Comcast Business WiFi Pro is the next generation of business WiFi with high performance hardware and a suite of advanced capabilities to help you promote, protect and manage your business.

With WiFi Pro, you can put marketing messages on the WiFi connection page – or splash page. You can highlight the day’s specials, announce the opening of a new location, and offer promotions or other discounts to help grow your business.

  • Easy-to-use splash page designer, no special software or skills required – view the tutorial
  • Web app lets you update your page anytime, anywhere.
  • Link all locations and manage the splash page centrally, or keep them separate for custom messages at each location

Bandwidth You Control

With Comcast Business WiFi Pro, you can limit public WiFi bandwidth so that customer WiFi usage will never overload your network or slow your employees down.

  • Manage bandwidth allocation between public and private WiFi networks
  • Limit how much bandwidth customers can use to upload or download, or both
  • Set time limits for customers, if you need to keep your business moving
  • Easy-to-use Web App to manage bandwidth wherever you have an internet connection, even on your smart phone.

Comcast Business WiFi Pro has built-in security features so that your WiFi is a benefit, not a risk, and provides:

  • Rogue Access Point Detection: receive alerts when unauthorized users access your WiFi network
  • Device Count: see how many people are accessing your public and private networks at any given time to monitor usage and possible breaches
  • Content Filtering: block access to websites with violence, adult content, or both
  • Network Scheduling (SSID): schedule networks to shut off after hours and minimize your risk to outside intruders
  • Award-Winning Security: get 24/7 active wireless security threat detection with monthly wireless security reports

Power in the Palm of Your Hand

With the WiFi Pro Web App, you don’t need to be at work to control your WiFi. You can control all the features listed above – and more – 24/7, on the device of your choice.

Get a professional installation from our highly trained technicians, who will provide general operating directions and eliminate deadzones.

How WiFi Pro Compares to Other Providers





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Cheap Business Card Magnets – Custom Printed Business Card Magnets #how #to #finance #a

#business card magnets

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Quality Business Card Magnets at Cheap Business Card Magnet Prices
For not much more than many people pay for their business cards you can have these beautiful�full color �business card magnets. These stick around for years on refrigerators and filing cabinets. Your name is in front of your customers�and reminds them to contact you when�needed.�

  • �Actual Size: 2″ x 3 1/2″
  • Ultra High Gloss Coated
  • .023 Material Thickness
  • Rounded Corners
  • Full Color Printing
  • Free Proof, Artwork and Templates

Low Cost Business Card Magnets is our Flagship Product

Best Price Business Card Magnets and a Quality Product

You always receive a free proof for your approval� before magnets are produced.
Use our convenient shopping cart to order on-line or call our toll free number –
888-201-8456. When using the shopping cart you will be prompted to choose from our templates or upload your artwork and/or add the text for the card imprint. There will also be a box to enter instructions if neeeded. Once we have your order we will have our art department lay-out the copy and reply back to your email with proof for approval before product is printed.





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Bmw l #bmw, #bmw #france, #bmw #série #1 #trois #portes, #bmw #série #1 #cinq

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EN MISSION.

LA BÊTE OU LA BELLE ?

L ART DU VOYAGE.

LA BÊTE OU LA BELLE ?

L AMOUR AU PREMIER REGARD.

LA BÊTE OU LA BELLE ?

NOUVELLES BMW SÉRIE 5.

NOUVELLE BMW i3 +EDITION. À PARTIR DE 330€/MOIS SANS APPORT.

NOUVELLE APPLICATION BMW CONNECTED.

CONFIGUREZ VOTRE BMW.

EN MISSION.

LA BÊTE OU LA BELLE ?

L ART DU VOYAGE.

LA BÊTE OU LA BELLE ?

L AMOUR AU PREMIER REGARD.

LA BÊTE OU LA BELLE ?

NOUVELLES BMW SÉRIE 5.

NOUVELLE BMW i3 +EDITION. À PARTIR DE 330€/MOIS SANS APPORT.

NOUVELLE APPLICATION BMW CONNECTED.

CONFIGUREZ VOTRE BMW.

LA BÊTE OU LA BELLE ?

Sur les BMW Série 1, BMW Série 2 Active Tourer et Gran Tourer et BMW X1, découvrez des finitions suréquipées taillées sur mesure pour refléter votre personnalité. fonçeuse et athlétique en finition M Sport, élégante et raffinée en finition UrbanChic, Luxury ou xLine. À vous de choisir. la Bête ou la Belle ?

NOUVELLES BMW SÉRIE 4.

La sportivité associée à une esthétique époustouflante. les BMW Série 4 Coupé, Gran Coupé et Cabriolet représentent la quintessence du plaisir de conduire par BMW. La BMW Série 4 Coupé se distingue par son esthétique expressive et sa dynamique sportive, tandis que la BMW Série 4 Gran Coupé associe une esthétique fascinante à une grande polyvalence grâce à son système de hayon. Enfin, la BMW Série 4 Cabriolet, grâce à son toit rigide rétractable, promet des sensations uniques quelle que soit la saison.

OFFRES DE LOYER.

Découvrez les offres exceptionnelles de financement BMW. Loyers sans apport, entretien et extension de garantie inclus.

BUSINESS DESIGN.

BMW Group est le premier constructeur mondial en matière de durabilité avec, à ce jour, 111 modèles qui ne dépassent pas 120g de CO2 /Km, et 196 qui ne dépassent pas 140g de CO2 /Km. La gamme Entreprises BMW, ce sont des modèles à l’efficience prodigieuse, mais également des voitures minutieusement sélectionnées, disponibles en finition Business ou Executive et accompagnées de solutions de financement sur-mesure.





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Need a Job? Invent It #thing #- #thing

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The New York Times

Need a Job? Invent It

March 30, 2013

Thomas L. Friedman

WHEN Tony Wagner, the Harvard education specialist, describes his job today, he says he’s “a translator between two hostile tribes” — the education world and the business world, the people who teach our kids and the people who give them jobs. Wagner’s argument in his book “Creating Innovators: The Making of Young People Who Will Change the World” is that our K-12 and college tracks are not consistently “adding the value and teaching the skills that matter most in the marketplace.”

This is dangerous at a time when there is increasingly no such thing as a high-wage, middle-skilled job — the thing that sustained the middle class in the last generation. Now there is only a high-wage, high-skilled job. Every middle-class job today is being pulled up, out or down faster than ever. That is, it either requires more skill or can be done by more people around the world or is being buried — made obsolete — faster than ever. Which is why the goal of education today, argues Wagner, should not be to make every child “college ready” but “innovation ready” — ready to add value to whatever they do.

That is a tall task. I tracked Wagner down and asked him to elaborate. “Today,” he said via e-mail, “because knowledge is available on every Internet-connected device, what you know matters far less than what you can do with what you know. The capacity to innovate — the ability to solve problems creatively or bring new possibilities to life — and skills like critical thinking, communication and collaboration are far more important than academic knowledge. As one executive told me, ‘We can teach new hires the content, and we will have to because it continues to change, but we can’t teach them how to think — to ask the right questions — and to take initiative.’ ”

Thomas L. Friedman

Josh Haner / The New York Times

My generation had it easy. We got to “find” a job. But, more than ever, our kids will have to “invent” a job. (Fortunately, in today’s world, that’s easier and cheaper than ever before.) Sure, the lucky ones will find their first job, but, given the pace of change today, even they will have to reinvent, re-engineer and reimagine that job much more often than their parents if they want to advance in it. If that’s true, I asked Wagner, what do young people need to know today?

“Every young person will continue to need basic knowledge, of course,” he said. “But they will need skills and motivation even more. Of these three education goals, motivation is the most critical. Young people who are intrinsically motivated — curious, persistent, and willing to take risks — will learn new knowledge and skills continuously. They will be able to find new opportunities or create their own — a disposition that will be increasingly important as many traditional careers disappear.”

So what should be the focus of education reform today?

“We teach and test things most students have no interest in and will never need, and facts that they can Google and will forget as soon as the test is over,” said Wagner. “Because of this, the longer kids are in school, the less motivated they become. Gallup’s recent survey showed student engagement going from 80 percent in fifth grade to 40 percent in high school. More than a century ago, we ‘reinvented’ the one-room schoolhouse and created factory schools for the industrial economy. Reimagining schools for the 21st-century must be our highest priority. We need to focus more on teaching the skill and will to learn and to make a difference and bring the three most powerful ingredients of intrinsic motivation into the classroom: play, passion and purpose.”

What does that mean for teachers and principals?

“Teachers,” he said, “need to coach students to performance excellence, and principals must be instructional leaders who create the culture of collaboration required to innovate. But what gets tested is what gets taught, and so we need ‘Accountability 2.0.’ All students should have digital portfolios to show evidence of mastery of skills like critical thinking and communication, which they build up right through K-12 and postsecondary. Selective use of high-quality tests, like the College and Work Readiness Assessment, is important. Finally, teachers should be judged on evidence of improvement in students’ work through the year — instead of a score on a bubble test in May. We need lab schools where students earn a high school diploma by completing a series of skill-based ‘merit badges’ in things like entrepreneurship. And schools of education where all new teachers have ‘residencies’ with master teachers and performance standards — not content standards — must become the new normal throughout the system.”

Who is doing it right?

“Finland is one of the most innovative economies in the world,” he said, “and it is the only country where students leave high school ‘innovation-ready.’ They learn concepts and creativity more than facts, and have a choice of many electives — all with a shorter school day, little homework, and almost no testing. In the U.S. 500 K-12 schools affiliated with Hewlett Foundation’s Deeper Learning Initiative and a consortium of 100 school districts called EdLeader21 are developing new approaches to teaching 21st-century skills. There are also a growing number of ‘reinvented’ colleges like the Olin College of Engineering, the M.I.T. Media Lab and the ‘D-school’ at Stanford where students learn to innovate.”

We’re interested in your feedback on this page. Tell us what you think.





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Business Broker – Small Business Encyclopedia #small #business #grants #for #women

#business broker

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Business Broker

Definition:A professional who assists in the buying and selling of businesses .

The principal value of a business broker is to act as a buffer between the buyer and the seller. A broker can say certain things to a buyer and certain things to a seller and wind up with a productive discussion. The broker can tell the owner the price is too high, relay what has to be done to make a deal–very openly and candidly–and discuss how the differences in viewpoint can be ironed out effectively.

If you’re in the market to buy an existing business, a broker can help you find businesses for sale that fit your parameters, including location, industry and size. The broker will typically charge you a commission of 5 to 10 percent of the purchase price, but the assistance brokers can offer, especially for first-time buyers, is often worth the cost. However, if you’re trying to save money, you might want to consider hiring a broker only when you’re near the final negotiating phase. Brokers can offer assistance in several ways:

  • Prescreening businesses for you. Good brokers turn down many of the businesses they’re asked to sell, either because the seller won’t provide full financial disclosure or because the business is overpriced. Going through a broker helps you avoid these bad risks.
  • Helping you pinpoint your interests. A good broker starts by finding out about your skills and interests, then helps you select the right business for you. With the help of a broker, you may discover that an industry you had never considered is the ideal one for you.
  • Negotiating. During the negotiating process is when brokers really earn their keep. They help both parties stay focused on the ultimate goal and smooth over problems.
  • Assisting with paperwork. Brokers know the latest laws and regulations affecting everything from licenses and permits to financing and escrow. They also know the most efficient ways to cut through red tape, which can slash months off the purchase process. Working with a broker reduces the risk that you’ll neglect some crucial form, fee or step in the process.

When it comes to selling your business, finding the right buyer can be time-consuming and daunting if you try to do it yourself. A seasoned business broker can read the market, knows who’s buying what and who’s got resources, and can weed out the so-called “tire kickers” from serious buyers with sufficient financial resources who are well-suited to run a business like yours. They will also ensure that news of the sale remains confidential, that loyal customers, staff, vendors and suppliers find out only when you’re ready to let them know.

Then there are administrative issues. An experienced business broker knows what paperwork to file, and when. They also coordinate efforts between lawyers, CPAs, bankers, insurance agents and others.

While it costs money to contract with a broker to sell your business, think of the commission you’d pay him or her as a kind of insurance. Your broker will protect your investment in the business by placing the proper value on your business, finding the right buyer, getting you the best price possible, protecting the confidentiality of the sale, handling all negotiations, ensuring that all transactions are legal, and seeing that the transition to new ownership is as wrinkle-free as possible.

Brokers’ fees generally range anywhere from 5 to 10 percent of the selling price of the business, depending on negotiations with the broker, state laws and other factors. This is usually money well spend, because the broker can usually get more money for the business, make negotiations run smoothly, handle a lot of clerical and other details, and make a sale possible, whereas an individual business seller might not be able to accomplish all these things.

One of the key functions of a business broker is to act as a cushion between the buyer and the

seller and negotiate the details of the deal at a time when emotions can, and do, run high. A small business is often one of the biggest assets a business owner has, one which he or she has spent considerable time and money building. An experienced broker knows how to price a business and can toot the business’s horn in a way you might not be able to. The buyer can ask the broker pointed questions that might be difficult to ask you directly and get the answers he or she needs. The broker can also help answer any questions or resolve any problems that develop during the course of the sale.

When it comes to choosing a business broker, make sure there’s good chemistry between you and your broker and that the two of you communicate well. You’re paying your broker to look out for your interests, negotiate successfully on your behalf, and complete the transaction in a timely and professional manner.

To find a business broker to help you sell your business, take these steps:

  • Check newspaper ads under “Business Opportunities.” Look in your local and regional papers, as well as in The Wall Street Journal. You’ll frequently see businesses for sale under this heading, and just as prospective buyers are invited to inquire about these businesses, prospective sellers should also check out who’s facilitating these sales.
  • Look in the Yellow Pages under “Real Estate” or “Business Brokers.” Be sure to find a broker who specializes in selling businesses, not simply real estate. Don’t let the broker list your business on a realtor’s multiple listing service. Any broker who wants to do this isn’t willing to devote the time and work necessary to sell your business.
  • Ask for referrals. Ask other business owners who’ve sold businesses who they worked with. Your local chamber of commerce can also provide referrals to business brokers, as can your banker, CPA, attorney, and financial planner.

Once you find a broker to work with, sign a contract that specifies what kind of advertising your broker will do and that the name of the business will not appear in any ads or other promotion.





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IBM Social Business – Why social business #cash #flow #business

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Social Business

Win in your marketplace.
Become a social business.

Businesses move from liking to leading when they look beyond social media to see how social technologies drive real business value. From marketing and sales to product and service innovation, social is changing the way people connect and the way organizations succeed.

Why social business works

When you inspire your workforce to innovate and collaborate more productively, you create tangible business value. When you anticipate needs and deliver exceptional experiences, you delight your customers and create advocates. When you integrate your business processes with the right social tools, you secure a competitive advantage and pioneer new ways of doing business.

Test drive products to find your social solution

Webinars

  • Socially-enabled Office Productivity
    Learn how socially enabled solutions can change the way people work, improve productivity and create a smarter workforce.
  • Reinventing Business with Next Generation Social Collaboration in the Cloud
    Cost-effectiveness. Implementation ease. Increased productivity. Positive ROI. Just some of the reasons you should become a social business right away! Watch this Webcast to discover how to become a social business and the benefits of doing so in the cloud.
  • IBM Unified Communication Solutions
    Real-time collaboration solutions that enhance decision-making, speed up processes, improve operational effectiveness and reduce expenses.
  • IBM SmartCloud
    Scalable, security-rich e-mail, web conferencing and collaboration solutions that bring you new ways to work. Cuts costs. Boosts productivity!
  • IBM Web Content Manager
    Smart, consistent, personalised multi-channel web experiences by efficient content experts. Drives your conversion rates, improves customer loyalty and user engagement

Resources

  • Video: Smarter Workforce Drives Sales at Verve
    Verve Power System’s workforce used their collective wisdom better, improved relationships with customers, shortened sales process closed more sales.
  • IBM Collaboration Assessment Tool
    This smart IBM tool provides quantitative results based on Aberdeen Group’s research on over 450 organisations. Come, assess your collaboration practices; learn from best-in-class organisations; and get strategy recommendations. Benefit from the IBM Collaboration Assessment Tool, absolutely free!

Get social with us

Follow us and be the first to know about social business products, news and events. Our community of thought leaders share the best ways to add social value to your business.





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