Tag: 2016

Top 7 best business mobiles in the UK in 2016: top smartphones for work #business #research

#business phones


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Top 7 best business mobiles in the UK in 2016: top smartphones for work

Impressive security features

Not premium build quality

When the Priv launched, it took a lot of analysts by surprised because of radical step involving the OS. BlackBerry had finally decided to embrace Android and re-introduce the keyboard (albeit a slide out one) on a flagship handset. It is, as techradar’s John McCann candidly puts it, the mullet of the smartphone world. “It’s still business in the front, but now there’s a party in the back too. It will divide opinion, but this is the best BlackBerry in years,” he added. The device will appeal to those who wants the security halo associated with BlackBerry with the ubiquity of Google’s Android. Overall, it remains a stunning piece of kit, and probably one bound to become a classic.

3. BlackBerry Classic

For those who yearn for the golden age of BB OS

Great messaging capabilities

Old-school QWERTY keyboard

Square screen not for everyone

Pretty hefty phone

There are still BlackBerry fans out there and the Canadian company unveiled the Classic to please them all. An old-school QWERTY keyboard, a familiar operating system and user interface, a design that doesn’t age and the enterprise-grade security are all on the feature list of this smartphone. Sure, Android might well have the upper hand when it comes to market share and the sheer number of applications but BlackBerry provides with yet another attractive alternative when it comes to business smartphones. It runs BlackBerry OS 10 with a square 720×720 pixel touchscreen display, a touchpad and up to 22-hour battery power.

4. Samsung Galaxy S6

A secure and compelling offering for BYOD aficionados

Disappointing battery longevity

With every iteration of its Galaxy S series, Samsung edges towards the business user. The S6 (and its partner the S6 Edge) saw the inclusion of Microsoft Office Android applications as well as Samsung’s own mobile device management container solution, Knox. The latter provides military-grade, multi-layered mobile security. Siloed personal and work partitioning containers (Knox Workspace) means that employers can separate work and personal life in a near seamless way. Great for BYOD aficionados. Samsung also wisely scrapped the plastic finish for a more upmarket design that blends glass and metal.

5. Samsung Galaxy Note 4

A more productive way to be mobile

Oodles of power

Some will find it too big

Since the Note 5 is not officially available in the UK, the best Android-based device with a pen remains the Note 4, still a very capable device. Multi-tasking is part of the parcel of business these days and what better phone to handle this than the Galaxy Note 4 with its stunning QHD (better than full HD) 5.7-inch display, 3GB of RAM and serious power inside. A great battery life and expandable memory have always been key Galaxy Note features, but you can now add a more premium design to that list. A metal frame runs round the circumference of the handset, and while the rear is still plastic it’s a big step forward for Samsung and it’s a welcome addition. The S Pen has been given a boost with greater accuracy, making handwriting and multi-tasking even easier. Snap two apps side by side on screen if you want to up your efficiency even more.

6. Apple iPhone 6S Plus

The alternative business smartphone

Bright and vibrant screen

3D Touch has definite potential

Supersized smartphones are all the rage these days, even Apple has one, and if the Cupertino firm’s styling and iOS heritage appeals to your business then check out the excellent iPhone 6S Plus. Its 5.5-inch display is one of the best on the market and the A9 processor that powers it regularly ranks amongst the most powerful in smartphone-dom. It supports more LTE bands than most smartphones and its enclosure is made of the same grade of aluminium alloy as used in the aerospace industry. Add in Siri and a bunch of other innovations (like Touch ID and 3D Touch) and you have a very capable business phone, one whose profile was raised by Apple’s close collaboration with IBM.

7. Lenovo K80M

A handset which boasts sizzling bang for buck

Great value for money

Plentiful RAM and storage

No local warranty

Some pre-installed bloatware

This smartphone is worthy of a special mention on this list as a business phone for a number of reasons. It is built by Lenovo, the biggest PC manufacturer on the planet, one who also owns Motorola as well. It’s shipped directly from China which is a novel but growing shift in the way products are purchased. It has a headline-grabbing 4GB of RAM, same as most desktop PCs, and 64GB of storage. Despite these specs and a quad-core Intel CPU it retails for a fraction of what similar smartphones will cost over here. Sadly though, because it doesn’t have a local warranty you will need to send it back for repairs.

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Best Checking Accounts for Small Businesses in 2016 #business #credit #card

#best bank for small business


Best Checking Accounts for Small Businesses in 2016

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15 Best Business Card Cases and Holders 2016 – Leather Business Card Cases #business #consultant

#business card holders


15 Business Card Cases to Keep Your Office Style Game on Point

Stewart/Stand Diamond Grey Stainless Steel Card Case

With the growing concerns about card skimming and other identity theft on the rise, the demand for RFID-blocking wallets continues to grow. Stewart/Stand’s wallets use a thin layer of flexible stainless steel to protect you from theft, as well as add a nice reflective detail to your card case. This is a great example of function meeting form in the best possible way.

Stewart/Stand Diamond Grey Stainless Steel Card Case

With the growing concerns about card skimming and other identity theft on the rise, the demand for RFID-blocking wallets continues to grow. Stewart/Stand’s wallets use a thin layer of flexible stainless steel to protect you from theft, as well as add a nice reflective detail to your card case. This is a great example of function meeting form in the best possible way.

Custom Fabric Business Card Case

The great thing about Etsy is that it seems like there is no shortage of made-to-order products that can be customized in a variety of ways. These snap-front card cases come in a wide variety of fabrics to suit your wardrobe and personality.

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Alexander McQueen Embossed Skull Calfskin Leather Card Case

We’ve long had a soft spot for all things from Alexander McQueen, and this simple embossed skull card case is a safe and easy pick from the current collection. It’s not quite as bold as the wallet of theirs we recently featured. making it a better choice for those who prefer to be a little more subtle.

Led Zeppelin Concert Ticket Card Case

This is definitely one of the more clever designs we came across when building this list. Whether you were around in 1970 when this show took place, or you’ve just recently been introduced to Led Zeppelin, having a card case sporting a print of one of their old ticket stubs is pretty darn cool either way.

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Acme Studio Imperial Business Card Case

Architecture and design fanatics will love this metal card case from Acme Studios. Its design is inspired by the work of Frank Lloyd Wright, and is copyrighted by the Frank Lloyd Wright Foundation. That said, you aren’t paying a premium for design as much as you are for its well-executed and sturdy construction.

Herschel Supply Co. Charlie Card Holder

Camo has yet to fall out of favor after a reasonable run, and at only $20, this card case from Herschel Supply Co. is a great way to stay on trend without breaking the bank.

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hook + ALBERT Gradient Leather Card Case

Simple, supple and colorful is the name of the game when we look at this card case from hook + ALBERT. Available in nine different colors, this card case is a fine choice for someone who wants to brighten things up without going overboard.

Montblanc Meisterstück Pocket Holder

Montblanc leather goods are always a fine choice for those wanting to spend a bit more coin on something timeless that will last them a good number of years. Still a staple of the Montblanc line, the Meisterstück pocket holder pairs perfectly with the brand’s extensive line of cufflinks and pens .

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Rerii Bamboo Business Card Holder Case

In case you’re on the hunt for something that will stand out without blowing the bank, we’ve found a card case that will do the trick just fine. Crafted of real bamboo, this simple wooden card case from Rerii is an excellent conversation starter when a business card exchange is afoot.

Ermenegildo Zegna Textured Leather Business Card Holder

Leave it to Zegna to present a stylish business card case that still has a practical twist to it. This spring-loaded case will keep your business cards secure, allowing you to slide a single card out via its thumb-sized opening.

14 Stylish Men’s Dopp Kits to Pack Like a Boss

Dapper yet practical dopp kits to store all your travel. By Justin Mastine-Frost

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80% Stock Market Crash To Strike in 2016, Economist Warns – The Sovereign Investor #what #is #the #stock #market

#stock markets


80% Stock Market Crash To Strike in 2016, Economist Warns

Several noted economists and distinguished investors are warning of a stock market crash.

Jim Rogers, who founded the Quantum Fund with George Soros, went apocalyptic when he said, “A $68 trillion ‘Biblical’ collapse is poised to wipe out millions of Americans.”

Mark Faber, Dr. Doom himself, recently told CNBC that “investors are on the Titanic” and stocks are about to “endure a gut-wrenching drop that would rival the greatest crashes in stock market history.”

And the prophetic economist Andrew Smithers warns, “U.S. stocks are now about 80% overvalued.”

Smithers backs up his prediction using a ratio which proves that the only time in history stocks were this risky was 1929 and 1999. And we all know what happened next. Stocks fell by 89% and 50%, respectively.

Even the Royal Bank of Scotland says the markets are flashing stress alerts akin to the 2008 crisis. They told their clients to Sell Everything because in a crowded hall, the exit doors are small.

Blue chip stocks like Apple, Microsoft, and IBM will plunge.

But there is one distinct warning that should send chills down your spine … that of James Dale Davidson. Davidson is the famed economist who correctly predicted the collapse of 1999 and 2007.

Davidson now warns, “There are three key economic indicators screaming SELL. They don’t imply that a 50% collapse is looming it’s already at our doorstep.”

And if Davidson calls for a 50% market correction, one should pay heed.

Editor s Note: American seniors have been worried about our nation s ability to continue to pay out Social Security. Leaked Reports.

Indeed, his predictions have been so accurate, he’s been invited to shake hands and counsel the likes of former presidents Ronald Reagan and Bill Clinton — and he’s had the good fortune to befriend and convene with George Bush Sr. Steve Forbes, Donald Trump, Margaret Thatcher, Sir Roger Douglas and even Boris Yeltsin.

They know that when Davidson makes a prediction, he backs it up. True to form, in a new controversial video, Davidson uses 20 unquestionable charts to prove his point that a 50% stock market crash is here.

Most alarming of all, is what Davidson says will cause the collapse. It has nothing to do with the China meltdown, Wall Street speculation or even the presidential election. Instead, it is linked back to a little-known economic “curse” that our Founding Fathers warned our elected officials about … a curse that was recently triggered.

And although our future may seem bleak, as Davidson says, “There is no need to fall victim to the future. If you are on the right side of what’s ahead, you could seize opportunities that come along once, maybe twice, in a lifetime.”

Perhaps most importantly, in this new video presentation, Davidson reveals what he and his family are doing to prepare right now. (It’s unconventional and even controversial, but proven to work.)

While Davidson intended the video for a private audience only, original viewers leaked it out and now thousands view this video every day.

One anonymous viewer wrote: “Davidson uses clear evidence that spells out the looming collapse, and he does it in a simple language that anyone can understand.” (Indeed, Davidson uses a sandcastle, a $5 bill, and straightforward analogies to prove his points.)

With his permission, I reposted the video on a private website. Click here to watch it now

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LivePlan Review 2016 #business #books

#business plan software


LivePlan Review

PROS / LivePlan is intuitive with support tools to help you through writing each part of your business plan.

CONS / It doesn t have tools to create organizational charts.

VERDICT / LivePlan is the best choice for writing start-up, investment, growth and marketing plans, because it provides guidance options and research resources for the most accurate industry, market, and financial data.

The goals you’ve established for your new or growing business will determine what type of business plan you need. LivePlan helps you create business plans ranging from start-up to strategic marketing to funding plans. If you’re not sure what type of plan is best, this program assists you in determining whether you need a funding or an investment plan and then provides templates for each scenario.

Once you choose a template, LivePlan is simple to use, allowing you to fill in the blanks with your own company information to fit your own business. If you need something more original, LivePlan has guides to ensure the information you supply is complete and in the correct format.

This software application can also help with determining the feasibility of your proposed business, projecting future success and securing funding. This easily makes LivePlan our Top Ten Reviews Gold Award winner for online business plan software .

Plan Types & Tools

LivePlan is more than just a mere word processor. It includes many of the top document-creation tools we looked for with business plan software so that each part of your plan is seamless and looks professional. To begin with, you can choose from hundreds of small business plan templates and edit them to fit your own business profile. If using a template isn’t your style, this business plan software program has step-by-step guidance included within each section so you can draft it from scratch.

Financial information is a critical portion of any business plan. LivePlan has financial calculators and automatic projection-analysis tools. You can enter your financial information manually or import it directly from your accounting program, such as QuickBooks, and LivePlan will automatically calculate your financial projections for up to five years. This business plan software can also create charts to visually demonstrate your financials and then input them directly into your business plan.

LivePlan is one of the only business plan software programs we reviewed that allows for team collaboration. This means multiple users, such as your business partner or entire team, can access the business plan and make changes. If you don’t want to give others permission to change the business plan, LivePlan has a comments section so others can give suggestions without changing content. You can also receive feedback from fellow LivePlan users on the website’s blog. Another nice feature is that your business plan is automatically saved with each change so you don’t have to worry about losing any of your work.

However, one feature that is lacking in LivePlan is an organizational chart builder. With all the other important tools that are included, it was a bit of a surprise to learn that this application omitted it. While you can’t create an organizational chart within the program itself, LivePlan allows you to upload one created in another program, such as Visio, Excel or PowerPoint

When you are finished writing your business plan, you have the option to save the final document as a Word document or as a PDF. These are the most universal formats and the easiest to share digitally, including as email attachments.

Research Resources

Part of a successful business plan is making sure you’ve included the most current statistics and marketing benchmarks for your industry. LivePlan gives you access to a variety of industry reports that you can then use to determine market trends and competitive niches to implement as part of your business plan, including access to the North American Industry Classification System. Other publications are available for you to search with wide-ranging topics, including common business mistakes to avoid, employee training guides and funding identification for your business idea.

LivePlan has created in-depth and informative video tutorials that cover each section of your business plan. The video series, presented by Tim Berry, an internationally renowned entrepreneur, outlines the importance and purpose of including specific details in your business plan, why banks and investors look for this information, and how it is used to determine the value of your business for funding purposes.

LivePlan has several sample plans to help you see what a finished business plan looks like before creating your own. Unlike other solutions that have sample plans available on their websites, LivePlan has them within the program itself. You can use these as a template and copy, paste, and edit certain elements within the program.

Customer & Technical Support

LivePlan has some of the best customer service options available. You can connect with a support representative through live chat or by telephone. When we emailed customer support, we received a response within two hours. The FAQs section is thorough, and the video tutorials are just as good as having someone sitting right next to you explaining every detail. You can also contact customer service through LivePlan’s social media pages, including Facebook, Twitter and Google Plus.


The future of your company depends on the quality of your business plan. LivePlan gives you access to the most up-to-date market analysis and business trends. In addition, it offers step-by-step help and direction on where to find funding, making it the best business plan-writing software application available.

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Top 10 business ideas – opportunities for 2016 #credit #repair #business

#good business ideas


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Top 10 business ideas opportunities for 2016

We’ve selected 10 new business ideas that will provide entrepreneurs with plenty of inspiration in 2016. Spotted from countries all around the world, these businesses offer a taste of what’s to come in the year ahead.

We hope that you’ll find these concepts as inspiring as we do, and that they spark even more innovation in the year to come!

For all of the articles and papers discussing the numerous benefits of Big Data, it’s important to remember that all this data still needs to be stored somewhere. As more and more data centres are built every year (it’s a booming industry), enormous expense goes into regulating the temperatures within those centres, with large cooling isolations designed to handle the excess heat produced. Dutch startup Nerdalize offers a new solution which makes use of this waste heat, by placing individual servers in people’s homes where the heat can be useful, rather than a problem. Homeowners can lease the two-in-one heater/server from Nerdalize, who cover the electricity costs of the device. The multiple servers then connect to create The Nerdalize Cloud, while helping to warm homes.

In March, The Prado Museum in Madrid displayed six 3D replicas of famous paintings, which visually impaired visitors could explore through touch. The article we wrote about the exhibit proved to be one of our most popular from the last year, and was just one of many inspiring innovations from museums in 2015. We also saw the MCA Chicago offering free EnChroma glasses to colorblind visitors. enabling them to see artworks in full colour.

As well as becoming more accessible, we saw museums become more personalized, with the Muzeums app creating individually curated experiences based on the visitor s unique profile. The app was similar in principal to the BBC’s experiments with presenting different versions of the same film based on the viewer’s preferences. It should already be clear that personalization, powered by big data, is set to be the major theme for 2016.

Read more about the Prado Museum. which can reduce road collisions by 40 percent.

2016 looks set to be the year that The Internet of Things takes its first meaningful steps into the mainstream. We’ve already seen a number of startups aiming to upgrade existing devices and appliances, retrofitting plugs and switches to turn once dumb objects smart. But as more smart devices enter the household, there will be a growing need for a centralized command center to control them all.

Last year, the most talked about interface for the new, smart home was Jibo. Probably the closest thing to a real life R2-D2 or BB-8, Jibo is a friendly personal robot designed to interact with your Internet of Things devices. But this year’s most fascinating foray into the arena was Knocki. Knocki is a battery-powered disc that transforms any surface it is mounted on into a smart communication tool — translating up to ten knocking patterns into commands for the user’s smart home. Knocki works by sensing vibrational patterns on the surface using an accelerometer-based system. The startup behind the device has a range of suggested uses, for example, two knocks on the living room wall could skip the current song, or five quick fire knocks on the bedside table could set the coffee brewing.

Just like the Nerdalize servers, the best innovations look to solve more than one problem at once. Tackling the dual problems of derelict housing lots and a lack of affordable housing in Amsterdam, Heijmans ONE are complete, self-contained two storey living units. They cost around EUR 700 per month to rent and come equipped with all the basic required facilities, including kitchen, bathroom, separate bedroom, living room and outside patio space. The units can be installed in derelict lots in less than a day, breathing life into neglected areas. When building work is set to start in those areas, the units can be removed as easily as they were installed, and transferred to a new site.

This means that the accommodation can only ever be considered temporary, but another of this year s standout startups, Kasita. makes this nomadic lifestyle their central feature. Kasita is creating simple apartment block ‘scaffold shells’, which are easy to build on small lots of urban space generally classified as not developable. These shells can literally be picked up and moved by a truck whenever — so users can move to other Kasita locations around the world simply by putting in a request on the companion app.

3D printing has the potential to revolutionise the way items are stocked and sold, but it will also have an impact beyond retail. The affordability of the production process means that we’ve already seen the creation of the world’s first robotic hand retailing for under USD 1,000. and this year we discovered E-Nable — a volunteer run network that matches people in need of prosthetic hands with local designers and makers in possession of a 3D printer. In an effort to make prosthetics more desirable for young amputees, we also saw the UK introduce the first line of superhero-themed bionic hands .

The best way to harvest renewable energy is to acquire it from existing sources without too much disruption to the current infrastructure. Putting that theory into practice, the LucidPipe is able to harvest low-cost renewable energy from water flowing through a city’s pipes. The LucidPipe can be installed in any system where water flows downward naturally with gravity, and each piece of LucidPiping contains three small turbines which spin in the flowing water. The turbines connect to a generator on top of the pipe, producing hydroelectric power, which can drastically reduce the cost for the water utilities or be filtered back into the city.

A collaboration between Norwegian oil company Statoil and the Scottish government meant 2015 also saw the introduction of the world’s first floating wind farms. and we saw the creation of smart wind turbines for the home — designed to learn local wind patterns in an effort to save power during periods of low wind activity.

We could hardly look back on 2015 without some mention of drones. UAViators is an humanitarian UAV network, which signs up experienced amateur drone operators willing to provide disaster relief. Drones can capture aerial images faster, cheaper and at a higher resolution than satellites, which makes them excellent tools for communicating the lay of the land after hurricanes, earthquakes and other disasters.

We also saw the University of Nebraska-Lincoln developing autonomous drones that drop delayed ignition parcels to induce controlled forest fires. in an effort to contain the spread of wildfires.

And, of course, we couldn’t write an annual top ten without highlighting our favourite Weird of the Week article from the past year…

Following on from last year’s methane backpacks for cows. the winner of this year’s Weird of the Year award goes to UK-based Kinneir Dufort and their 3D printed pancakes. To create the uncanny delights, a digital camera first captures a customer’s likeness. Kinneir Dufort’s bespoke software transforms brightness from the image into contours, which are then produced gradually by a batter dispenser. The result of all this effort is a 3D printed pancake designed to look exactly like the customer’s face. And that, is true innovation.

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Office Depot Coupon Codes September 2016 Discount Codes #business #current #events



Office Depot Coupons September 2016

The Office Depot coupons and discount coupon code offers displayed on this page are completely free to use and may provide instant discounts on your purchases from OfficeDepot.com. Office Depot online coupons and promotions can help reduce your business costs by helping you save on office supplies, equipment, computers, technology products and other things you need to run your business.

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Most of the time Office Depot online coupons can be used simply by clicking our link and shopping in the window that opens. Our special link triggers a code, and the instant savings are unlocked once you reach the purchase requirements. Sometimes there is a coupon code listed, and you may have to enter the code to trigger the discount. Usually we list instant discount coupons, but some offers may be general or specific promotions and other savings may be through rebates.

Office Depot is your one-stop resource for office supplies, furniture and business technology. Log on to www.officedepot.com for an enormous selection and affordable prices. Use the site to view specials, locate a store in your area, browse and search for offerings, or order from a catalog by item number. The website boasts a Business Resource Center where you can discover expert advice, free online seminars, templates and more. OfficeDepot also offers custom printing of business cards, envelopes, checks, forms, calendars, stamps, labels, letterhead, greeting cards and more.

Office supplies offered include labels and binders; business cases; calendars; filing and storage necessities; mailroom supplies such as boxes, mailers, postal scales and packing materials; paper, forms and envelopes; pens, pencils and markers; printer and fax supplies including ink and toner; data storage (flash drives, floppy drives, CD-Rs, etc.); promotional products and business software. Office equipment is likewise available, from computers, monitors and printers to phones, copiers and fax machines. Select products from IBM, Compaq, Hewlett Packard, Gateway, Samsung, Microsoft, Avery, Sharpie and countless others.

Furnish your office from a wide assortment of armoires, bookcases, carts, stands, chairs, chairmats, floor mats, computer and desk workstations, file and storage cabinets, lamps, organizers and tables. OfficeDepot.com also retails audio visual equipment to meet your presentation needs. Find art and drafting supplies, laminating and binding equipment, message boards and signs, dry erase and chalk wall boards and multimedia and overhead projectors along with all their necessary accessories: screens, bulbs, carts, tripods and lamps.

If you run a business, you probably shop OfficeDepot.com all the time to save on office equipment, business supplies and everything else you need. You should also get in the habit of browsing this website to find great deals, online coupons and spectacular promotions to save money, fast and easy, on the Internet.

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23 Inspiring Quotes for Growing Your Business in 2016 – Salesforce Blog #current #stock #market #prices

#business quotes


23 Inspiring Quotes for Growing Your Business in 2016

If there’s one thing we know about small businesses, it’s that they’re focused on growth. When we surveyed entrepreneurs and small-business leaders earlier this year, the majority told us they expected to grow significantly in the coming year. (Click here to see the full results of our research .)

So, as 2015 draws to a close, we wanted to give small businesses a little inspiration. Here are 23 of our favorite quotes to help you jumpstart business growth in 2016.

Growth is never by mere chance; it is the result of forces working together.

— James Cash Penney, founder, JC Penney

“Play by the rules, but be ferocious.

— Phil Knight, founder, Nike

“The only strategy that is guaranteed to fail is not taking risks.”

— Mark Zuckerberg, founder, Facebook

“Out of your vulnerabilities will come your strength.”

― Sigmund Freud, neurologist

“Motivation is the catalyzing ingredient for every successful innovation.”

— Clayton Christensen, economist and Harvard professor

“Every problem is a gift — without problems we would not grow.”

― Anthony Robbins, motivational speaker and writer

“Conformity is the jailer of freedom and the enemy of growth.

— John F. Kennedy, 35th president of the United States of America

Strength and growth come only through continuous effort and struggle.

— Napoleon Hill, author

“Everyone wants to live on top of the mountain, but all the happiness and growth occurs while you’re climbing it.”

― Andy Rooney, journalist

“Mistakes are the growing pains of wisdom.”

― William George Jordan, writer/editor

“The greatest thing in this world is not so much where we stand as in what direction we are moving.”

― Johann Wolfgang von Goethe, writer/statesman

“And the day came when the risk to remain tight in a bud was more painful than the risk it took to blossom.”

― Anaïs Nin, writer

No company can afford not to move forward. It may be at the top of the heap today but at the bottom of the heap tomorrow, if it doesn’t.

— James Cash Penney, founder, JC Penney

“Only those who will risk going too far can possibly find out how far one can go.”

— T.S. Eliot, author

“The only way you are going to have success is to have lots of failures first.

— Sergey Brin, co-founder, Google

If you don’t build your dream, someone else will hire you to help them build theirs.

— Dhirubhai Ambani, founder, Reliance Industries

I do not know the word ‘quit.’ Either I never did, or I have abolished it.

— Susan Butcher, sled dog racer

To be successful, you have to have your heart in your business, and your business in your heart.

— Thomas Watson, Sr. former CEO, IBM

“It’s very easy to be different but very difficult to be better.”

— Jonathan Ive, Chief Design Officer, Apple

“Almost everything worthwhile carries with it some sort of risk, whether it’s starting a new business, whether it’s leaving home, whether it’s getting married, or whether it’s flying in space.”

— Chris Hadfield, astronaut

“Happy employees lead to happy customers, which leads to more profits.”

— Vaughn Aust. EVP of Integrated Solutions, MarketStar

Employees want to feel inspired by their leaders. hire individuals who will lead by example.

— Jody Kohner. VP of Employee Marketing Engagement, Salesforce

“Forget past mistakes. Forget failures. Forget everything except what you’re going to do now and do it.”

— William Durant, co-founder, General Motors

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Best Business Smartphones 2016 (and Why We Love Them) #stockmarket #today

#best business phone


Best Business Smartphones 2016 (and Why We Love Them)

What do you need in your next business phone? Whether it s a big display, a built-in stylus, or just something that fits into your budget, there s a great smartphone for you. Here are our top picks for 2016.

[For more information on how we test mobile devices, visit our testing methodology page .]

Best Overall Business Phone

Click here for a full review of the Nexus 6P on our sister site Tom s Guide.

Best Battery Life Business Phone

Huawei Ascend Mate 2

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  • Lexington Law Review 2016 #business #credit #reports

    #credit repair business


    Lexington Law Review

    PROS / Lexington Law works directly with your creditors in addition to the credit bureaus to clear up your credit disputes.

    CONS / This company does not offer a money-back guarantee.

    VERDICT / Lexington Law s credit repair service has a lot to offer, including excellent customer service and supplemental education that is especially helpful.

    Lexington Law is a law firm that offers credit repair services to clients across the country. It offers almost all of the program features we looked for in the best services, and it provided excellent customer service in our testing. It also has especially comprehensive supplemental education. These features and more earned Lexington Law our Top Ten Reviews Gold Award.

    Support & Service

    We reached out to this company multiple times on various days to test the customer service it provides to potential clients. Overall, we had positive experiences with Lexington Law’s customer service representatives. They were available via phone and were responsive to email. The representatives we spoke with were transparent and open with the answers they gave us. They also provided accurate information, and the details they gave us were consistent across phone calls and when compared to the information on the company’s website. However, no representatives followed up with us to be sure we did not have further questions.

    Lexington Law offers supplemental education about credit, finances and credit laws on its website. It has 12 topics for you to research the most we saw from any service we reviewed and they include information on bad credit scores, the Fair Credit Reporting Act and other legislation, clean credit reports and more. This company’s website also has a regularly updated educational blog for you to peruse. The blog discusses things such as debt-to-income ratio, taxes, high rates and other information.

    Cost & Fees

    To repair your credit with Lexington Law, you must pay a monthly fee of $79.95 per month, which is among the higher fees charged by these companies. There is no setup fee, and the service pulls your credit for you. Most credit repair services charge either a setup fee (which often includes the credit pull) or charge for the credit pull; some do both. If you sign up as a couple, you receive $50 off your first month’s payment. There are no additional fees for you to worry about, but you should know that Lexington Law does not offer a money-back guarantee for its service. Note that these prices were quoted to us at the time of this review, and the price Lexington Law charges you may vary depending on your situation.

    Time Frame

    The typical program with this credit repair company lasts four months, which is less time than many other companies advertise. Remember that the time you spend working with this law firm may vary depending on the number of items you need to dispute on your credit report. On average, Lexington Law advertises that it removes about 10 items from your credit report in total, though again, you should expect your results to vary.

    Remember that not every item on your credit report is given the same weight in your score. Some items that are removed from your credit could be weighed heavier than other items; it’s possible to have 10 items removed from your report and have a very small score increase. On the other hand, you might have 10 items removed and gain a higher credit score increase than average, though you shouldn’t necessarily expect this to happen.

    The number of items this company disputes each month varies, and is proportional to the total number of disputes that need to be made for your case. Credit bureaus are required to respond to disputes 30 days after receiving them, though it may take some time to see changes on your report. You should expect to start seeing results from the disputations made by Lexington Law within 45 days.

    Program Details

    Lexington Law offers most of the features that we looked for in our evaluation of credit repair companies. It acquires your credit score for you, saving you the hassle. It also works with your creditors in addition to the three credit bureaus, which makes it more likely that the negative items removed from your credit report will stay off. This company also offers monthly credit monitoring and identity theft protection, both of which can help you avoid needing a credit repair company in the future. This service does not offer pay for delete negotiations, however, which means that Lexington Law will not negotiate with your creditors for you to pay off your debt in exchange for the creditor removing the negative item from your credit report. You can stop working with Lexington Law at any time without penalty, as there is no contract required to work with this company.


    Lexington Law’s credit repair service has a low average time for its program compared to its competitors, and there is no setup fee. This company has especially informative supplemental education and helpful customer support representatives. Even though its monthly fee is more expensive than some of the other companies on our review, its features, education and customer support put Lexington Law at the top of our list of credit repair companies.

    Overall Rating

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