Simformer – business simulations for online training, business games and education #selling #your #business

#business simulation games



for training and education

Business simulations for training and education

Simformer is an unparalleled project. We have created not only a powerful, multi-user business-simulation environment, but also a platform that is fundamentally changing the current approach to business education.

We make learning more effective and practical. Our story is about making business education a fascinating process … from a school bench to a corporate university.

Our goals are to bring closer theory to practice, knowledge to skill, abstract formulas and definitions to real life. We hear complaints that the modern education system doesn’t keep up with the requirements of today’s businesses. We strive to eliminate this skills gap, to provide employees at all levels with skills that can be applied in any business environment, to help new entrepreneurs avoid common mistakes and be more effective at business development.

We unite the modern education system with a unique, multi-user business-simulation environment with flexible settings for courses and training programs.

Educators, instructors and corporate trainers have an opportunity to expand their technology tools, as well as promote their products through Simformer Marketplace.

Multi-user business environment Simformer Business Simulation (SBS). where real business processes are simulated, allows users to try daring ideas ranging from interactive school activities to corporate events.

We can “place” a company into SBS, and the company management will get a chance to test new products and services, innovative management methods, as well as evaluate employee strengths and weaknesses to identify and develop new leaders.

Our team offers a rare fusion of capabilities in the fields of educational technology, game design, business development, HR, and design and development of complex computer systems.

Sergey Menshchikov
Founder CEO

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Business Banking Definition #startup #business #loans

#business banking


Business Banking

What is ‘Business Banking’

Business banking is a company’s financial dealings with an institution that provides business loans, credit, savings and checking accounts specifically for companies and not for individuals. Business banking is also known as commercial banking and occurs when a bank, or division of a bank, only deals with businesses. A bank that deals mainly with individuals is generally called a retail bank, while a bank that deals with capital markets is known as an investment bank.

BREAKING DOWN ‘Business Banking’

In the past, investment banks and retail/commercial banks had to be separate entities under the Glass-Steagall Act, but changes to the law made it so a single bank can deal with business banking, retail banking and investment banking. The Glass-Steagall Act is also known as the Banking Act of 1933, and was introduced to manage speculation. Parts of the act were repealed in 1999, making it no longer illegal for an investment bank to also engage in business/commercial and retail banking.

Services Offered by Business Banks

Business banks provide a wide range of services to companies of all sizes. In addition to business checking and savings accounts, business banks offer a range of financing options and cash management solutions.

Bank Financing: Bank financing is a primary source of capital for business expansion, acquisitions and equipment purchases, or simply to meet growing operating expenses. Depending on a business’ needs, business banks can offer fixed term loans, short and long term, as well as lines of credit and asset-based loans. Banks are also a main source of equipment financing, either through fixed loans or equipment leasing. Some banks specialize in lending in certain industries, such as agriculture, construction and commercial real estate.

Cash Management: Also referred to as treasury management, cash management services help businesses achieve greater efficiency in managing the cash coming into the business, or receivables; cash going out of the business, or payables; and cash on hand, or liquidity. Utilizing the latest digital technology, business banks set up specific processes for businesses that help them streamline their cash management, resulting in lower costs and more cash on hand.

Banks provide businesses with access to Automated Clearing House (ACH) and electronic payment processing for accelerating the transfer of money in and out of the business. They also allow for the automatic movement of money from idle checking accounts into interest-bearing savings accounts, so surplus cash is put to work while the business checking account has just what it needs for the day’s payments. Businesses have access to a customized online platform that links their cash management processes to their checking and savings account for a real-time view of their cash in action.

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Business Consulting – Small Business or Larger Business In Greater Vancouver #doing #business #as

#small business consulting


Business Consulting is Our Only Business

Small business consulting for the Vancouver area is our speciality and our business consultants also work with medium and large sized businesses, and government agencies. We are experts in preparing business plans, strategic planning, budgets and business cases. If you want to obtain financing for your business or project, you must have a professionally prepared business plan.

Please click in the appropriate box that best describes your operation. This will save you time and keep us focused on how a business consultant can help YOUR business improve its effectiveness and profit. Here in B.C. small business is often defined as a business with between 1 and 50 employees.

Business Planning Consulting

We can help you with practical small business plans, business consulting and technology consulting to help your business increase its efficiency, effectiveness and earnings. We’re located in Burnaby and work with clients in Vancouver, Coquitlam, Surrey, and throughout Metro Vancouver and BC’s Lower Mainland.

Looking for a Business Plan?

Providing Business Plans, Business Consulting, Financial, Technology, Project Management and Consultant services to businesses in the Vancouver, BC area including:

We help businesses get going and keep on growing.

Helping businesses succeed throughout the Lower Mainland and Fraser Valley of BC.

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Global Business Coalition for Education #franchise #business

#global business


Global Business Coalition for Education

Call to Action: Business Leads in Emergencies

With the education of over 75 million youth disrupted by conflict and emergency last year, the economic growth critical to business operations in our globalized world is increasingly impacted. To address this crisis, the Education Cannot Wait Fund was created, which aims to provide 13.6 million children and youth living in emergencies and protracted crises with quality education over the course of the next five years. The Fund presents a critical opportunity for business to do their part and capitalize on the growing political will to take action. Through a coordinated and targeted approach, the Fund will help the private sector to engage, contribute, and prioritize investments, create shared value, and promote sustainable development and growth.

  • How Business Can Help Solve the Lake Chad Basin Crisis

    The violent insurgency of Boko Haram in northern Nigeria has led to the destruction of over 1,500 schools and left 600,000 children without access to education. Another 800,000 children are at risk of losing out on their education and chance to build a strong foundation for their future. Businesses and the private sector, however, can help to solve this crisis, as they have capacity beyond merely funding to engage in the provision of education in emergencies. GBC-Education is developing an Emergency Database through which companies can register the resources they would be able to deploy to support education in an emergency and where they would be able to deploy those resources.


    A new snapshot released by Theirworld reveals that millions of children in East and Southern Africa are missing out on vital components of healthy early childhood development (ECD), in particular access to adequate nutrition and quality early learning opportunities. Business can play an instrumental role in ensuring that children around the world have access not only to good nutrition, but also to comprehensive ECD programs. Business can leverage its core assets, services, voice, expertise, funds, leadership or innovative solutions to provide children with quality nutrition resources and ECD programs.

  • International Youth Day 2016: How Intel Continues to Empower Youth

    Today marks the 16th year of the UN’s International Youth Day, passed by the UN General Assembly in 1999 to emphasize young people’s views and initiatives from around the world. GBC-Education founding member Intel demonstrates how businesses are engaging with youth to ensure that they have the necessary platform to act, such as program encouraging girls to develop apps; tinkering labs for youth in India; and others.

    Latest News Activities

    Report Release: No Lost Generation — Holding on to the Promise of Education for All Syrian Refugees

    A report released August 3rd, commissioned by Theirworld and the Global Business Coalition for Education and written by Kevin Watkins, Executive Director of the Overseas Development Institute (ODI), highlights the current gap in funding that may leave hundreds of thousands of Syrian refugee children out of school when classes resume in 60 days.

  • How Business Can Change a Girl’s Trajectory

    Coalition member Standard Chartered is celebrating its 10-year anniversary of Goal, an initiative designed to equip girls with financial education and critical life skills for future success in their communities as leaders. Goal has reached 217,000 girls between the ages of 12-18, and aims to reach 600,000 girls through its comprehensive programming by 2018. Over the course of its program, Goal has expanded its operations to more than 25 countries, including Gambia, India, Pakistan, China, Nigeria, and Jordan. Standard Chartered’s work to empower girls illustrates the ways in which business can facilitate girls’ learning and growth into leaders.

  • Celebrating a year of impact, Educate Girls on track to deliver promising results in Rajasthan

    Results from the world’s first ever Development Impact Bond (DIB) for education in Rajasthan, India have been released. One year into the three year pilot, the results indicate that the bond is working. Educate Girls, an NGO and the service provider in this bond, has enrolled 44% of its total targeted out of school girls and has accelerated learning gains by 30%.

  • World Youth Skills Day 2016: Skills Development to Improve Youth Employment

    Established as a UN designated day in 2014, World Youth Skills Day recognizes and brings awareness of the importance of training, technical and vocational skills, and other formal and informal methods of education for youth that are relevant to local and global economies. Today, the UN held an event attended by world leaders to discuss how we can effectively provide skills development for the approximately 1.8 billion youth between the ages of 10-24 — the largest ever. Representatives from the private, public, and civil sector all shared the importance of skills development of youth and current efforts to support young people in the workforce.

  • 263 Million Children and Youth are Out of School: How Business Can Help

    UNESCO Institute for Statistics (UIS) has released figures indicating that the number of children and adolescents out of school is growing, now totaling 263 million primary, lower, and upper secondary age youth. Tremendous efforts are underway to address the issue, but without the private sector in the fight to provide every child with quality education, we will not achieve SDG4 of getting all children into school. Investing in education is not only smart for society, it benefits business, too. Investing in education leads to a skilled workforce, one that has critical 21st skills, is healthier, and promotes more stable, conflict-free communities; all of which helps to drive business growth and productivity.

  • Pearson Aligns Sustainability Plan with the SDGs

    GBC-Education founding member Pearson has released its 2015 Sustainability Report illustrating how it is addressing education inequality on a global scale, and aligning with the Sustainable Development Goals (SDGs). Pearson s report is reflective of a larger conversation on how the private sector can align their social responsibility practices and strategy with the SDGs, thereby supporting the UN’s work to end global poverty, combat inequality and injustice, protect human rights, and create a peaceful world.

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  • Inland Empire SBDC #loans #for #women #in #business

    #small business administration


    The Inland Empire SBDC is part of the Orange County / Inland Empire SBDC Network and is funded in part through a cooperative agreement with the U.S. Small Business Administration (SBA), California State University Fullerton and University Enterprise Corporation at CSUSB and extended to the public on a non- discriminatory basis. SBA, California State University Fullerton and University Enterprise Corporation at CSUSB cannot endorse any products, opinions or services of any external parties or activities.

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    Small Business Administration – Best Places to Work #small #scale #business

    #small business administration


    How is the index score calculated?

    The overall rankings are determined by the agencies Best Places to Work index scores, which measure employee satisfaction and commitment.

    The index score is not a combined average of an agency s category scores. It is calculated using a proprietary weighted formula that looks at responses to three different questions in the U.S. Office of Personnel Management s Federal Employee Viewpoint Survey. The more the question predicts intent to remain, the higher the weighting.

    • I recommend my organization as a good place to work. (Q. 40)
    • Considering everything, how satisfied are you with your job? (Q. 69)
    • Considering everything, how satisfied are you with your organization? (Q. 71)

    Why are agencies grouped by size?

    We group agencies by workforce size to provide comparisons of agencies that may face similar management challenges in terms of numbers of employees and locations. The groupings have undergone several changes over the years. In 2003 the rankings featured only one list of agencies, including agencies as large as the Department of Defense (over 600,000 employees) and as small as the Office of Management and Budget (450 employees).

    Number of Full-time, Permanent Employees by Group

    Large More than 15,000 Mid-size 1,000 to 14,999 Small 100 to 999

    Subcomponents, the subagencies, bureaus, divisions, centers and offices within agencies need to have at least 100 femployees.

    The number of employees was determined by using OPM s FedScope database. Our criterion was based on the number of permanent employees as of fiscal year 2014, unless otherwise noted.

    Why aren t past rankings shown?

    We have different numbers of agencies participating in the rankings. For example, in 2007, 222 subcomponents participated in the rankings and the median rank was 111. In 2015, 315 subcomponents participated in the rankings and the median rank was 157. We also have made changes to the ranking s categories. For these reasons, the rank is not the most accurate reflection of an agency s performance over time. We recommend focusing on score and quartile trends instead.

    Why would an agency not have scores in some categories?

    The Consumer Financial Protection Bureau, Federal Deposit Insurance Corporation, Government Accountability Office, Intelligence Community, Millennium Challenge Corporation, Office of the Inspector General at the Tennessee Valley Authority, Peace Corps, Smithsonian Institution, and U.S. Army Audit Agency do not participate in the OPM survey but conduct comparable surveys that include our three index questions. These agencies may or may not include the questions required for the category scores.

    Why would an agency not have scores for some demographics?

    To calculate a Best Places to Work index score for a demographic group at an agency, we require at least 30 respondents in the category. If there were fewer than 30, we did not report a score.

    Small Business Administration

    The Best Places to Work in the Federal Government rankings are produced by the Partnership for Public Service a nonprofit, nonpartisan organization committed to improving the effectiveness of government. As part of our strategy for change, we work with numerous agencies, many of which are represented in our Best Places to Work profiles and rankings, on everything from improving employee satisfaction and commitment to leadership development.

    1100 New York Ave NW
    Suite 200 East
    Washington, DC 20005
    (202) 775-9111

    2016 Partnership for Public Service

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    Is Frequent Business Travel Killing You? #government #small #business #loans

    #business travel


    Is Frequent Business Travel Killing You?

    We often look at those who get to jet off to new and exotic locations on a regular basis with envy, even if their travels are for work. For those who don’t have the ability to frequently travel, being able to visit new places and cultures is an absolute luxury.

    But, a study recently published in the journal Environment and Planning is shedding light on a dark side of frequent business travel. According to this study, people who engage in frequent travel, which the study refers to as “hypermobility,” may experience adverse psychological, emotional and physical effects.

    Jet lag is one of the most common health risks with frequent travel, disrupting your body’s circadian rhythm. It can cause fatigue and gastrointestinal problems and even affect your mood, judgment and ability to concentrate. Jet lag’s interference with the body’s rhythms causes a widespread disruption of many biological processes, potentially increasing the risk of heart attack or stroke and, if chronic, may cause cognitive deficits.

    Frequent air travel can increase the risk of deep vein thrombosis (DVT) and pulmonary embolism, expose you to more germs and contribute to dry eyes and dehydrated skin.

    Every time you fly, you get zapped by a little extra UV and cosmic radiation from space. It goes right through you, in very small amounts. It s typically nothing you need to worry about, even if you re pregnant. But, flying 85,000 miles a year goes beyond the limit for public exposure to radiation – with exposure to radiation at high altitude hundreds of times higher than at ground level, the risk of cancer becomes higher.

    Frequent business travelers tend to have fewer opportunities to exercise, worse eating habits than when they’re at home and occasionally over-consume alcohol, further impacting their health.

    Wait, there’s more.

    Frequent travel impacts psychological and emotional health. There’s always a level of stress preparing and making arrangements for trips, but when you arrive at your destination for vacation, you relax and unwind. This is often not the case for business travelers – their workload isn’t reduced and they may experience more stress trying to complete tasks during travel.

    Flight delays can trigger anxiety and fatigue. And, constantly traveling for business can be disorienting and lonely since so much time is spent away from friends and family. While frequently traveling opens you up to new opportunities to make new connections and friendships, this study found these relationships tend to be situational, expendable and short-lived.

    Researchers in this study found the brighter side of hypermobility is the “glamorized” viewpoint others have of the frequent traveler, perceiving them as having a higher social status. And social media only enhances this with the ability (or social obligation) to post photos and check in to exotic locations for everyone to see where you are.

    While frequent business travelers’ social media posts glamorize what they’re doing, they also overshadow all of the negative impacts of what they’re doing.

    Frequent business travel is becoming more common, meaning these negative effects could begin to impact a broader population, according to researchers.

    So what does all of this mean? For frequent business travelers, you may not have a choice about flying for work, but you can work to counteract these negative effects.

    First, make a concerted effort to eat healthy, skip alcohol and take advantage of hotel fitness centers during business trips. Make sure you try your best to keep moving instead of sitting for hours upon hours – walk around the airport, walk around the plane, find a space to stretch. That will help with the possibility of developing DVT. When you can, catch up on your sleep to prevent and ward off jet lag. And when you are home, make sure you’re spending plenty of time with your friends and family.

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    South Hills School of Business – Technology – Official website of South Hills School

    #business technology



    “Impersonal” simply isn’t in our vocabulary. At South Hills, you’ll never get lost in the crowd – or the shuffle. Our small classes allow for plenty of personal attention from your teachers. And our exceptionally responsive staff is here to answer all your questions and provide you with the tools you need to succeed.


    Any school is only as good as its teachers, and ours are truly outstanding. South Hills’ faculty have won awards for excellence in teaching for 6 times in 7 years. And with their uncommonly deep experience working in the field, our teachers are great professional mentors, too.


    “No fluff; no filler!” That’s South Hills’ academic motto number one. “Learn by doing!” is number two. All our programs deliver the material you really need to know to launch a successful career in your chosen field. And we believe the best way to do that is through hands-on, project-oriented learning.


    Our ultimate goal is to prepare you for fulfilling employment in your chosen field. Our dedicated Career Services staff will assist you to finding an appropriate internship at the end of your studies, and will continue to help you throughout your working life to find the best match for your skills and passions.

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    Business Technology – Houston Community College #business #card #template

    #business technology


    Business Technology

    Program Information

    General Requirements

    • The Business Technology curricula are designed to provide students an opportunity to develop the knowledge, skills, and abilities required for assuming administrative assistant and other office positions in today s competitive workplace. The curricula are competency-based and organized to teach industry-driven educational outcomes.
    • All courses in the Business Technology programs apply toward the AAS in Business Technology. The Business Technology program offers courses that qualify students for the (MOS) Microsoft Office Specialist certification. Please visit the MOS website: for more information.
    • Students who hold Certified Administrative Professional or Certified Professional Secretary credentials are granted 15 semester credit hours for the following courses: POFT 1370, (Introduction to Office Technology); POFT 2301, Intermediate Keyboarding; ACNT 1303, Introduction to Accounting I; POFT 1325, Business Math and Machine Applications; POFT 2331, Administrative Systems.
    • To be granted the 15 semester credit hours, the applicant must request that the certifying agency provide the College with proof that the applicant has passed all sections of the certification exam.
    • The Texas Higher Education Coordinating Board (THECB) allows students to earn only one AAS in Business Technology. Students may choose from one of the following four specializations: General Office Administration, Microsoft Office Technology, Legal Office Assistant, or Medical Office Specialist.
    • Likewise, the Texas Higher Education Coordinating Board (THECB) allows students to earn only one Certificate in Business Technology. Students may choose from one of the following six specializations: Bilingual Business Technology, Human Resources/PeopleSoft, General Office Administration, Microsoft Office Technology, Legal Office Assistant, or Medical Coding/Transcription Specialist.
    • Business Technology also offers the following Marketable Skills Achievement Awards (MSA): Financial PeopleSoft and Medical Management.

    In addition, please note that a student may only earn one Marketable Skills Achievement Award (MSA) per academic year.

    TSI testingrequired prior to first enrollment for all AAS degrees and Level II certificates.

    Program Outcomes

    Students will be able to:

    • Read, listen, speak, and write proficiently.
    • Apply keyboarding and document processing skills to specific office applications.
    • Use appropriate tools and processes such as records management, accounting fundamentals, and software applications in word processing, spreadsheet, database, and presentations to manage information.
    • Apply organizational skills to the management of projects, daily schedules, multiple tasks, and unexpected interruptions.


    There are 18,645 Executive Secretaries and Executive Administrative Assistants are employed in the Greater Houston Area. This number is expected to increase by 4.0% over the next four years.

    • The estimated annual job openings is 500 jobs a year.
    • Median Wages – $26.24 hourly, $55,000 annually


    The Business Technology Program is accredited by the Accreditation Council for Business Schools and Programs (ACBSP). ACBSP is a leading specialized business accreditation association committed to advancing excellence in business education worldwide. Our member institutions share the common belief that an excellent business education is defined by professors who are committed to teaching, students who come from a diversity of backgrounds, and courses that provide relevant skills for real-world opportunities.

    Continuing Education

    Continuing Education certificates offer contact hours, not academic credit. One Continuing Education Unit, or CEU, is 10 contact hours of successful participation/completion in an organized continuing education experience under responsible sponsorship, capable direction and qualified instruction. CEUs are not substituted for college credit hours, but rather are a means of reporting continuing education activities. Transcripts listing CEU credits satisfactorily completed are available on request. CEUs are recognized internationally as a measure of substantial professional education and training.


    Contact Us

    Business Technology

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    Company Registration #stock #market #prices

    #small business administration


    Company Registration

    “A majority (more than 50%) of your firms’ equity (e.g. stock) must be directly owned and controlled by one of the following:

    • 1.1) One or more individuals who are citizens or permanent resident aliens of the US,
    • 2.2) Other for-profit small business concerns (each of which is directly owned and controlled by individuals who are citizens or permanent resident aliens of the US).
    • 3.3) A combination of (1) and (2) above.
    • 4.4) Multiple venture capital operating companies, hedge funds, private equity firms, or any combination of these, so long as no one such firm owns or controls more than 50% of the equity.

    Note: This option is allowed only for SBIR awards from agencies that are using the authority provided in § 5107 of the SBIR/STTR Reauthorization Act (majority-VC-owned authority), 15 U.S.C. § 638(dd)(1).

    *The venture capital operating company, hedge fund or private equity firm must have a place of business located in the United States and be created or organized in the United States, or under the law of the United States or of any State.

    Note: If an Employee Stock Ownership Plan owns all or part of the concern, each stock trustee and plan member is considered an owner. If a trust owns all or part of the concern, each trustee and trust beneficiary is considered an owner.”

    “The size requirement: An SBIR/STTR awardee, together with its affiliates, must not have more than 500 employees. Is size determined by revenue for SBIR/STTR? No, for SBIR/STTR, size is determined only by the number of employees. There are no revenue limits. What is the definition of an employee? For the SBIR/STTR programs, an employee includes all individuals employed on a full-time, part-time, or other basis. This includes employees obtained from a temporary employee agency, professional employee organization or leasing concern. SBA will consider the totality of the circumstances, including criteria used by the IRS for Federal income tax purposes, in determining whether individuals are employees of a concern. Volunteers (i.e. individuals who receive no compensation, including no in-kind compensation, for work performed) are not considered employees. See 13 C.F.R. § 121.106(a).”

    OMB No. 3245-0356; Expires 01/31/2019

    Agency Micro-sites

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