Bigger Savings on Dump Truck Insurance #dump #truck #insurance #quote


Dump Truck Insurance

The U.S. Department of Transportation (USDOT) releases an annual report of truck accident statistics each year showing that an average of 500,000 truck accidents happen on American roads and highways. About 75 percent of these accidents are caused by the drivers of smaller passenger cars – not the truck operators.

Whether you are a private contractor who owns a single dump truck or a business owner who owns a full fleet of heavy-duty commercial vehicles, you have made a significant financial investment. Protect that investment with an insurance policy designed specifically for your individual situation.

Facts About the Caterpillar 797B, World’s Largest Dump Truck

  • At 25 feet high and 47.5 feet long, this 1.3 million pound dump truck can haul up to 380 tons of material
  • Too large for roads, this truck must be disassembled and reassembled at job sites
  • Despite its approximate $5 million price tag, several of these USA-produced trucks are currently in use in tar sand areas in Wyoming and Montana and in Chile, Argentina, Australia and Canada
  • The fuel tank can hold 1,800 gallons of diesel
  • Each tire stands 13 feet high and costs $40,000
  • Its V-12, 24-cylinder engine provides 3,550 horsepower and allows the truck to achieve speeds of up to 42 miles per hour

What Is Dump Truck Insurance?

Dump truck coverage falls under the general category of commercial vehicle insurance. Like any commercial vehicle, owners of dump trucks are required to have liability insurance coverage before these trucks can be legally driven or used for jobs.

This coverage is particularly necessary as mishaps in these heavy-duty vehicles can lead to extensive damages. Because dump trucks are intended mainly for off-road use, their design is often such that a collision with a car can have deadly results. In fact, the Bureau of Labor and Statistics reports an average of one dump-truck related fatality every week in the United States.

What Does Dump Truck Insurance Cover?

A basic commercial dump truck insurance policy will provide the mandatory coverage required to operate these commercial vehicles. This includes the minimum bodily injury and property damage liability coverage amounts required by state law.

To ensure that your finances are secure and that your business is properly covered, you may want to consider building a basic commercial vehicle policy. Most commercial truck insurance companies provide the following additional coverage options that you can include in your dump truck policy:

  • Non-trucking insurance: This coverage is designed for independent owner/operators with contract jobs. It provides liability insurance if you should be involved in an accident in your truck during off-work hours.
  • Motor truck general liability insurance: This coverage will protect you from liability for damage you cause to your customer’s property while operating your vehicle on their grounds.
  • Physical damage insurance: This additional coverage provides compensation for any damage to your dump truck, and is usually required by dealerships if you are leasing your vehicle.
  • Motor truck cargo insurance: If the cargo you will be hauling on your truck is valuable, you may be required to carry motor truck cargo insurance.
  • Collision insurance: This will cover the repair of damage to your dump truck if you collide with another vehicle or object.
  • Fire and theft insurance: This comprehensive insurance will provide compensation for damages to your vehicle from fire or theft.
  • Environmental insurance: This insurance will cover certain pollution-related losses and fines and the costs for restoration and clean-up, if necessary.
  • Rental reimbursement / downtime insurance: If your truck is damaged in an accident, this coverage will allow you to continue your business operations while your truck is being repaired or will cover business losses if continuation is not possible.
  • Off-season comprehensive only insurance: If your business is seasonal, this will save you money while protecting your vehicle while it is not in use.

Safety Tips for Dump Truck Owners and Operators

The three main hazards faced by dump-truck operators are collisions on the roadways, tipping when unloading, and accidents while backing up. The following safety precautions can help to avoid many of these common mishaps.

  • Always perform a basic inspection of the vehicle before operating it. This inspection should include checks on the tires and lug nuts, vehicle lights, mechanical functions such as the lifting mechanism and windshield wipers, brakes, tailgate, and restraint chains.
  • When driving the truck to and from the job site, exercise extreme caution, taking special care to check blind spots.
  • Make sure that all employees at the job site are wearing protective gear such as hard hats, heavy-duty boots and reflective vests.
  • When loading your vehicle, begin by loading in the center of the box and keep the load as evenly distributed as possible.
  • Do not overload the dump-bed or exceed the vehicle’s maximum payload.
  • When unloading your vehicle, do so on level ground whenever possible. If level ground is not an option, create a barrier that can adequately support the rear unloading point or edge.
  • Do not activate the dumping mechanism of the truck if there are people or vehicles nearby.
  • Make sure your truck is properly equipped with mirrors, lighting and back-up alarms.
  • Dump truck drivers have several blind-spots. When backing up, a spotter should work with the driver to prevent accidents and injuries.

Purchase the Right Dump Truck Insurance Policy

Rates for dump truck insurance policies can vary significantly depending on your specific coverage needs and the insurance company you choose. To ensure that you are purchasing an ideal policy at a competitive rate, review quotes from a minimum of three commercial truck insurance providers. Just make sure these are reputable companies who understand your needs. It might be a good idea to consult AM Best or other insurance rating organizations, and consult with colleagues, lawyers, and financial planners who can give recommendations on the best coverage for your business.

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Indiana Child Support Calculator: Childcare Costs and Health Insurance #health #insurance #and #child #support


Indiana Child Support: The Effect of Childcare Costs and Health Insurance

The Indiana Child Support Rules and Guidelines allow for the deduction or a credit for amounts paid for work-related childcare costs and the child’s portion of health insurance premiums from a parent’s child support obligation.

However, questions often arise as to how the child’s portion of health insurance premium is calculated and what constitutes work-related childcare costs.

Calculating Health Insurance in Child Support

The child’s portion of heath insurance premium is calculated by obtaining the premium spreadsheet, typically from the parent’s Human Resources department. The cost for employee only and the cost for employee plus 1 or employee plus child are then located.

The cost for the employee only is subtracted from employee plus 1 or employee plus child and the remaining amount is the cost for the child’s portion of the health insurance premium.

It is important to determine whether the figures used are for monthly premiums, per pay period, or weekly. If the amounts are not weekly amounts, then the figures must then be converted to weekly amounts for use in an Indiana child support calculator worksheet.

Determining What Amount is Reasonable

Once the child’s portion of the health insurance premium is determined, the amount must be determined to be reasonable based on the parent’s income.

For example, if the father has health insurance available to him for the benefit of the children at a cost of $55 per week but the father only earns $1,000 per week (gross income), then the court will determine that the amount is not reasonable. For a gross income of $1,000 per week, the reasonable cost threshold is $50 per week.

This is determined by using a Health Insurance Premium Worksheet that states the reasonable value. Any amount below the listed amount would be considered reasonable. Therefore, if the child’s portion of the health insurance premium in the example above was $45, then that amount would be reasonable.

If neither parent has health insurance available to them at a reasonable cost, then the court will not order either parent to provide the insurance. If health insurance is reasonably available to one or both parents, the court may order a parent to provide the health insurance.

The parent ordered or agreeing to provide the health insurance will then receive a credit against their child support obligation for the amount he or she pays.

Calculating Childcare Costs

Calculating work-related childcare costs would seem to be much easier. However, issues often arise when there are questions as to what portion of the childcare is actually necessary to allow the other parent to work.

For example, if a parent works part time but the child is in full time childcare, then not all of the expense is work-related childcare and the other parent may introduce evidence of such at a hearing to determine child support.

There are also questions that may arise if the parent is unemployed but actively looking for employment. The court may determine that at least some amount of work-related childcare is appropriate in order to allow the parent time to prepare and deliver resumes, to attend interviews, and to pursue other employment seeking opportunities.

Another common situation that arises is when one parent is in school or taking education classes. Courts have commonly held that childcare costs should be included in child support calculations to allow the parent to further his or her education and allow him or her to potentially obtain better employment in the future to provide for the child.

If a parent elects to enroll a child in full-time childcare when part-time childcare would cover the parent’s needs to allow him or her to work, attend school, or locate employment, then the court may determine that the cost of part-time childcare may be included in the child support calculation and order the parent electing to place the child in the full-time program to be fully responsible for the difference.

The parent who pays the portion of the obligation ordered by the court and included in the child support obligation worksheet will receive a credit for the amount they pay for the work-related childcare in their child support obligation. Indiana Child Support Calculator

Indiana Child Support Attorneys

If you have questions about your current child support obligation, wish to modify your child support obligation, or are involved in a case revolving around child support issues and child support calculation, you should contact the Indiana child support attorneys at Cordell Cordell.

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Goal 2025 – Increasing Degree Attainment #goal #of #higher #education


Lumina Foundation is committed to increasing the proportion of Americans with high-quality degrees, certificates and other credentials to 60 percent by 2025. Lumina s outcomes-based approach focuses on helping to design and build an equitable, accessible, responsive and accountable higher education system while fostering a national sense of urgency for action to achieve Goal 2025.

Goal 2025

Reaching Goal 2025 that 60% of Americans hold degrees, certificates or other high-quality postsecondary credentials by 2025 is essential to meeting our nation s growing need for talent.

Between now and 2025, assuming current rates of degree and certificate production continue, about 24.2 million Americans will earn postsecondary credentials. To reach Goal 2025, 16.4 million more need to be added to that total. Lumina is committed under our current strategic plan to make substantial progress by 2020 toward this total. Specifically, our target is to increase attainment by 5.9 million over the next three years. These credentials will be earned by the millions of Americans who will not obtain postsecondary credentials if we keep doing what we re doing but could be added to the total counting toward Goal 2025.

Over the course of our first two strategic plans. we have made substantial progress toward Goal 2025. With clear and abundant evidence, we now know that to increase postsecondary attainment to the levels we need, we must work with many partners to build an equitable postsecondary learning system out of our current disparate and disconnected systems. Fortunately, the need to increase postsecondary attainment is now widely recognized by the American people, and state and local leaders throughout the nation are mobilized to take action.

It is time to move to action on solutions that dramatically increase attainment to reach Goal 2025. The comprehensive system of postsecondary learning that Lumina is committed to help build will allow all Americans to obtain credentials representing the knowledge and skills they and the nation need. It is the key to meeting the nation s growing demand for talent.

What is the Issue?

The U.S. lags behind its global competitors in postsecondary attainment. America currently ranks a disappointing 11th in global postsecondary attainment, but the pace of attainment among younger adults is even more troubling. According to the OECD data, an astounding 64 percent of young adults (ages 25-34) in South Korea have completed education beyond high school. Those rates in Japan and Canada are approaching 60 percent, while young adults in the U.S. are hovering just above 40 percent.

Why is the Goal so Urgent?

Our rapidly evolving, complex economy is causing a surge in demand for skilled employees. Two-thirds of all jobs created in this decade will require some form of postsecondary education, according to the Georgetown Center on Education and the Workforce. Today, only about 40 percent of adults in the U.S. have achieved that level of education. Americans with a high-school diploma or less accounted for four out every five jobs lost in the recent recession.

Who is Affected?

Students who’ve traditionally been under-represented by the old system. When we talk about access for underserved students, it’s with a focus on today’s student These are low-income, racial and ethnic minorities, working adults, and first-generation students. The students we once called nontraditional are no longer the exception in postsecondary education … they are the rule. These 21st-century students represent our future—not merely the future of the higher education enterprise, but the future of the nation itself.

How Can I Help?

Read about the many ways to contribute to the national effort to reach Goal 2025. We have suggestions for innovative thinkers, institutional leaders, policymakers, student advocates, and families to connect and share strategies with others working to help students succeed. There is a role for everyone in both public and private sectors to contribute. Goal 2025 is not just Lumina Foundation’s goal, it’s the nation’s goal for creating a stronger nation through higher education.





What You Can Do

Every American has a role in helping us reach Goal 2025, and we all benefit when we get there. Everyone–from employers to instructors to families–has clear steps to take. And no matter how small, each step toward the goal is essential. Find out how you can contribute to building a stronger nation through higher education.

What Needs to be Redesigned

Lumina’s priority is to fundamentally rethink how higher education is delivered, and what outcomes can be expected from postsecondary completion. Lumina Foundation is leading a national conversation about the disruptive innovations helping to design and build a 21st century system that meets the needs of all students.

Facts & Figures

Read some key facts on how we can increase levels of educational attainment equitably, through the use of quality data to improve student performance, identify problems, measure progress toward the goal and inform policy and decision making at all levels.

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Charges Associated With Public Urination In California #public #urination #ticket


Charges Associated With Public Urination In California

If you’re charged with public urination or a crime related to public urination, take it seriously. Being convicted of any crime, even a minor one, could impair your ability to get a job or professional license years down the road.

California Laws on Public Urination

You can be arrested for public urination under both state and local laws in California.

California state statutes do not expressly prohibit public urination, except in public transportation (California Penal Code section 640). But public urination may be considered disorderly conduct (California Penal Code section 647) or creating a public nuisance (California Penal Code sections 370 and 372). Interestingly, it was not until 2006 that a California court expressly found that public urination could constitute a public nuisance.

Usually, people are arrested not just for public urination but for other disruptive behavior in public (often involving intoxication) that has attracted the attention of the police.

Very rarely, people are charged with the more serious crime of indecent exposure (California Penal Code section 314), a misdemeanor that requires “lewd” behavior. (For more on what constitutes lewd conduct, see our article on Public Lewdness .)

Many city and county ordinances classify public urination as an offense. A typical ordinance might prohibit urination “on any street, sidewalk, alley, plaza, park, beach public building or public facility, or any place open to the public or exposed to public view.” An ordinance with this kind of wording prohibits urination even on private property, if it’s visible from a public place.

Failed California Legislation Concerning the “Right” to Hygiene Centers

In 2013, California legislators considered a bill introduced by Assemblyman Tom Ammiano, known as the “Homeless Bill of Rights .” Among other things, the bill would have required local governments to provide “sufficient” health and hygiene facilities, open 24 hours a day, seven days a week. Opposed by numerous local government entities, the bill died.

Criminal Penalties and Consequences

Penalties for a California misdemeanor may include any or all of the following: incarceration in county jail (for up to a year), payment of a fine, and community service. Penalties are more severe if you’ve been convicted of prior offenses. Whatever the penalty, you’ll have a criminal record that may haunt you later, when you try to get a job, rent an apartment, or get a professional license. Most importantly, conviction of the state’s indecent exposure statute results in having to register as a sex offender, which can be devastating.

Violations of local ordinances are generally punishable by fines and/or community service. Fines vary widely from county to county; a typical ordinance might specify a fine of $50 to $500, depending on the circumstances.

If you’re facing a misdemeanor charge, get legal advice from an experienced local criminal law attorney. You may be able to get the charge reduced or even eliminated.

Talk to a Defense attorney

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Business Administration Colleges in New Jersey with Degree Info #business #administration #colleges, #business #administration


Business Administration Colleges in New Jersey with Degree Info

  • Doctorate
      • Doctor of Strategic Leadership
      • Doctor of Strategic Leadership – Individualized Studies
      • Doctor of Strategic Leadership – Leadership Coaching
      • Doctor of Strategic Leadership – Servant Leadership
      • Doctor of Strategic Leadership – Strategic Foresight
      • Doctor of Strategic Leadership – Strategic Leadership
  • Master
      • Master of Arts in Law – Business
      • Master of Business Administration – General Management
      • Master of Business Administration – Innovation Management
      • Master of Arts in Law – Non-Profit Management
      • Master of Arts in Not-for-Profit Leadership
      • Master of Arts in Organizational Leadership – Not-for-Profit Management
  • Bachelor
      • Bachelor of Applied Science in Management and Leadership
      • Bachelor of Science in Business
      • Bachelor of Science in Business – General Management
      • Bachelor of Science in Professional Studies – Business
      • Bachelor of Science in Professional Studies – Leadership Studies
      • Bachelor of Arts in Leadership Studies

Get Started with Regent University

4 Keiser University

Minimum eligibility requirements:
  • Must be a high school graduate.
School locations:
  • Master
      • Master of Business Administration – Management (Spanish)
  • Bachelor
      • BA in Business Administration – Management
      • Business Administration, BA – Management
      • BA in Business Administration – Marketing
      • BA in Business Administration – Finance
  • Associate
      • AA in Accounting
  • Non-Degree
      • Graduate Business Certificate – Management and Leadership

Get Started with Keiser University

5 Full Sail University

Minimum eligibility requirements:
  • Must be a high school graduate or have completed GED
School locations:

Get Started with Full Sail University

6 Southern New Hampshire University

Minimum eligibility requirements:
  • Must be a high school graduate or have completed GED
School locations:

Get Started with Southern New Hampshire University

7 Northcentral University

Minimum eligibility requirements:
  • Masters degree applicants must have a Bachelors degree
  • Doctorate degree applicants must have a Masters degree
School locations:

  • Doctor of Strategic Leadership
  • Doctor of Strategic Leadership – Individualized Studies
  • Doctor of Strategic Leadership – Leadership Coaching
  • Doctor of Strategic Leadership – Servant Leadership
  • Doctor of Strategic Leadership – Strategic Foresight
  • Doctor of Strategic Leadership – Strategic Leadership
  • Master of Arts in Law – Business
  • Master of Business Administration – General Management
  • Master of Business Administration – Innovation Management
  • Master of Arts in Law – Non-Profit Management
  • Master of Arts in Not-for-Profit Leadership
  • Master of Arts in Organizational Leadership – Not-for-Profit Management
  • Bachelor of Applied Science in Management and Leadership
  • Bachelor of Science in Business
  • Bachelor of Science in Business – General Management
  • Bachelor of Science in Professional Studies – Business
  • Bachelor of Science in Professional Studies – Leadership Studies
  • Bachelor of Arts in Leadership Studies
  • View more
    • Master of Business Administration – Management (Spanish)
    • BA in Business Administration – Management
    • Business Administration, BA – Management
    • BA in Business Administration – Marketing
    • BA in Business Administration – Finance
    • AA in Accounting
    • Graduate Business Certificate – Management and Leadership

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  • What is Sales Force Automation? Webopedia Definition #sfa, #sales #force #automation, #business, #ecommerce, #software,


    sales force automation

    Related Terms

    Abbreviated SFA. sales force automation is a technique of using software to automate the business tasks of sales, including order processing, contact management, information sharing, inventory monitoring and control, order tracking, customer management, sales forecast analysis and employee performance evaluation.

    SFA is often used interchangeably with CRM ; however, CRM does not necessarily imply automation of sales tasks.

    Learn more about sales force automation, CRM and business intelligence on eCRM Guide .

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    What is a Totaled Car? Kelley Blue Book #car #totaled, #what #is #a #totaled


    Q: What is a Totaled Car?

    A totaled car is a vehicle that cannot be repaired legally, safely or cost-effectively. The term is derived from insurance company terminology that describes damage that cannot be reasonably fixed and forces the insurance company to declare your car a total loss. However, even if the vehicle is declared a total loss, you do not have to relinquish the car to your insurance company. Some car owners decide to repair their cars for emotional or financial reasons.

    Your car insurance agent will decide if your car is a total loss according the company’s guidelines. You or your insurance company is also responsible for notifying the state if your car is totaled, depending on your state’s laws.

    There are three reasons a car may be considered a total loss. If it cannot be repaired safely, insurance companies always declare it a total loss. If a car requires repairs that cost more than its assessed value, your insurance company will also call it a total loss. State law may also require the car insurance company to declare your car a total loss due to the type or extent of the damage.

    The sale price of comparable cars in your area determines the assessed value of your car, which is called the Actual Cash Value (ACV) of the car. The car’s condition, mileage and optional upgrades also affect its value, so it’s important to give your insurance company as much accurate information about your car as possible.

    Totaled cars may still be valuable enough to warrant repair. If you would like to keep your car, there are ways to retain ownership and still receive a settlement check.

    Insurance companies usually sell damaged cars to a salvage yard for parts or repair. If you would like to be responsible for repairing the car yourself, you can request to purchase the car back from your insurance company. Your insurance company will solicit bids for your totaled car from local salvage yards to set a fair price. If you are willing to pay that price, the insurance company will deduct the cost of the totaled car from your settlement check and return the car to you.

    If the damage is too great, state laws may not allow the insurance company to sell the totaled car back to you. These laws will also restrict how you can use the totaled car. Most states refuse to issue license plates for a totaled car until it is completely repaired, can pass state inspection, and meets the requirements to apply for a new title. Depending on your state’s laws and the extent of the car’s damage, the title may also be changed to a salvage title. Additionally, you’ll be required to carry insurance on the salvaged car, such as collision coverage. that meets your state’s requirements for insurance. It is unusual to be able to obtain full coverage on a salvaged car.

    The laws that govern car insurance companies and totaled cars vary between states, so it’s important to consult with your state’s Department of Motor Vehicles (DMV) before committing to repairing your car. Some car insurance companies also refuse to insure any car declared a total loss — be sure to call your insurance agent to verify they’ll insure a totaled car.

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    Business ideas work from home, business idea for change proposal #start #a #small #business

    #work from home business ideas


    Main menu

    Business ideas work from home

    Business ideas work from home Analysis

    Business news from the Chicago Tribune. Get money tips, stock market updates and the latest Chicago business news.Our team of over 18,000 Springspotters sources the latest innovation, startup, and new business ideas from around the world. View today’s best innovations business ideas work from home Sample business plans, business plan software, marketing plans, business contracts, and agreements.TED Talks are influential videos from expert speakers on education, business, science, tech and creativity, with subtitles in 100+ languages. Ideas free to stream and.

    Why would i want a job in retail home work lloyd kahn

    This article has been excerpted from 55 Surefire Home Based Businesses You Can Start for Under $5,000 by Entrepreneur Press & Cheryl Kimball 2009. Want to know how to start a business or how to run a business to achieve its maximum potential? Small Business Canada will show you how. Absolutely everything you need to start, create, and grow a successful business online is included at Wealthy Affiliate. We cater to all levels of experience, someone.

    A LinkedIn reader sent me this, I interviewed for a job with a. I got the email today from the HR Manager that they went with the. Do I even respond at all. of posting the job and interviewing a bunch of other candidates.Here’s a cover letter email and matching resume sample that Laura wrote to find. Job seekers are often puzzled about how to respond to a job posting that has.

    What new businesses are coming to lebanon pa

    US Traders Accepted. NO
    A new business in. 2016 WASHINGTON — A sluggish month of retail spending has tempered expectations for the U. S. economy’s growth in the coming. PA. We also offer business directories listing vendors. Lebanon County PA Events. 10/1/2016

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    Register a business #cheapest #business #cards

    #register a business


    Companies and Intellectual Property Commission

    Registering your Company

    In terms of the Companies Act, 2008, a company may be registered with or without a company name. When a company is registered without a reserved name, its registration number automatically becomes the company name. This is the quickest way to register a company.

    Such a company may transact with a trading (business) name, or may apply to add a reserved name at a later stage. In this case, the company will need to first reserve a name and then apply for a name change, which constitutes a change to its Memorandum of Incorporation (MOI) (refer to Maintain a Business).

    If your initial name reservation application is not approved, you will need to apply for new names. You may apply for between 1 and 4 names during each application process. Each name reservation application costs R50. A company registration may vary between R125 and R475 (R125 for a private company, R475 for a non-profit company registered without members).

    There are five types of companies that you can register. If you wish to run a franchise business, you would register a private company. If you wish to register a church, you would register a non-profit company. A private school could be registered as a private company or non-profit company, depending on its objectives. An association of professionals such as lawyers, doctors, civil engineers etc, may be registered as a personal liability company.

    Defensive names

    To view information on defensive names, click here .

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    12 Home Business Ideas You Can Start for Cheap – Work from Home Happiness

    #work from home business ideas


    12 Home Business Ideas You Can Start for Cheap

    12 Home Business Ideas You Can Start for Cheap

    Becoming a solopreneur, whether that means freelancing or starting your own business, is a great way to take control of your work life and earnings. But while making the decision to go solo can be a tough one, coming up with an idea that doesn t require a storefront isn t. Thanks to the internet, online marketplaces, and social media marketing there are endless possibilities for starting your own business right from the comfort of your own home.

    The best part? Getting started doesn t have to cost much (if anything!). If the cost of starting your own business has been holding you back or you have budget concerns, check out these 12 home business ideas you can start for cheap!

    1. Cleaning Service

    Offices, residences, retail, or restaurants are all potential customers if you want to start a cleaning service . You can even put a unique spin on it by offering green cleaning. For the cost of some quality cleaning products and supplies, you can get your first client as soon as you can make a Costco run. Cleaning service businesses typically don t require a lot of advertising. When you do really good work, word-of-mouth referrals take care of new business for you.

    2. Online Writing Services

    No list of home business ideas would be complete without mentioning online writing services. Copy editing, ghostwriting, and copywriting are super important in today s online world of information. Companies from around the world rely on the service of writers to get them noticed in a sea of content. Think you need a lot of education and experience to start a writing career? Think again. You can start a freelance writing career with no prior experience .

    3. Event Planner

    Some people just have event planning in their bloods (I, am not one of them). Taking care of the details of an important day and making sure everything goes off without a hitch, is what party planners are known for. Thanks to their fire-putting-out capabilities and knack for getting things done, people are willing to pay big bucks for a party planner who takes the reins while letting them actually enjoy their event. There are some great resources out there about starting your own event planning business from the ground up.

    4. Household Organizer

    The saying, Cluttered desk, cluttered mind, are words I live by when working from home. The same can be said about running a household and having everything in a state of disarray negatively affecting how smoothly your days go. It s no secret that organization leads to productivity, but getting (and staying organized) just isn t everyone s forte. If you ve got a knack for order and can help others clear the clutter, you ve got a home business you can start for dirt cheap. (Bonus points when you let clients know about Amazon s trade-in program which allows them to get rid of their stuff and earn money back!).

    5. Grocery Delivery

    Wouldn t it be great if your car paid for itself? Well, if you use it to be a grocery deliverer, it just might! There s a reason why services like Uber, TaskRabbit. and Amazon Flex have soared in popularity, people love the on-demand economy and convenience of getting things done when they need it. Cash in on the craze and start a grocery delivery business. This kind of service is easy to market towards busy parents, small business owners, and elderly or disabled individuals who might otherwise have difficulty getting their shopping done (bonus ideas: offer other errand running services to increase revenue!)

    6. Property Manager

    I once filled in as a property manager for about three months while a former landlord (and good friend!) was away on personal business. Although she had just a handful of properties to her name and about a dozen tenants, I stayed pretty busy keeping up with collecting rent, fielding calls, showing vacant properties, and setting up work orders for repairs. Property owners need highly organized and efficient individuals to handle the day-to-day operations of having income-producing properties.

    7. Social Media Consultant

    You re going to pin, tweet, post, snap, and update anyway, so why not get paid for your expertise? Social media shows no signs of slowing down, in fact, there seems to be a new platform popping up every week. And that s a lot of social media to handle. That s why companies rely on social media savvy individuals to keep up with multiple accounts and help them stay relevant. If you can produce share-worthy content and know how to increase social interaction, you re on your way to what can be a lucrative social media consultant business !

    8. eBook Author

    Writing an eBook isn t as hard as you think. The best part of becoming an eBook author is that you literally can earn money while you sleep (or eat, or shop, or any other time!). With eBooks, you do the work once and get paid over and over again. Deciding on a topic and writing your first eBook can be done in a month s time, even if you have a full-time job and other daily commitments. The best way to earn money as a eBook author is to build up a portfolio of multiple books. The more you have, the more passive income you ll generate!

    9. Resume Writer

    Perfecting your resume is tough, but when you do, it can open many more doors than an outdated or out of touch one ever could. Job seekers recognize the power of a well-crafted resume and are turning to professionals to help them write an effective resume or CV that gets them an interview. There are tons of these kinds of gigs listed on the various freelance marketplaces. Networking on LinkedIn is also a great way to get the word out about your services and start securing work.

    10. Virtual Assistant

    There s really no limit to what a virtual assistant may be tasked with. Much of a VAs responsibilities will largely depend on the client s line of business and needs. But if you re a jack or jill of all trades, keep calm under pressure, and are generally pretty good at prioritizing and getting things done, you just might be the perfect VA. This profession has exploded in popularity in recent years. And now is as good as time as any to set yourself up as a virtual assistant and help busy professionals get more done in a day.

    11. Blog

    Running a blog is very much the same as running a business. While you might not see a ton of money rolling in right away, with the right monetization strategies in place, you can eventually make a living blogging and grow it into your very own personal brand. The startup costs are pretty small and between affiliate marketing, ad networks, sponsored posts, and other direct ad sales, there s many ways to produce income with your blog.

    12. Get Crafty

    Crafting is big business! Just look at all the successful Etsy sellers raking in six figures every year. Etsy aside, there are no shortages of sites where you can start selling your crafts today. You don t need a ton of inventory to get started, just enough to take some really good pictures and set up shop on whichever sites you choose. Many people start out selling part time and end up turning their hobby into a full-time home-based business.

    More Resources and Inspiration

    If you re looking for a home-based business idea, but aren t quite ready to go it alone, you may want to consider direct sales.

    The Work at Home Woman has some great information on the Best Products to Sell from Home .

    Direct sales success takes a lot of commitment and marketing. It s certainly not for everyone. If you think you might not be the best sales consultant, take a look at Dream Home Based Work s massive list of 120 Work at Home Jobs You Can Start from Home. the startup costs vary, but with such a large list, there s something for everyone!

    Once you have decided on a home-based business to start, don t forget how effective social media is for marketing your services. When done right, you can land your first client by using social media .

    This is a great list Ashlee. I would personally stay away from a cleaning service. I barely want to clean my own house but then I have to think of the money I d make from other ladies who feel like me ;).

    I m already doing the blogging thing and writing services but I wish I were crafty enough to start a crafts business.

    Thanks for sharing this. Have a great day and weekend.

    allie smith says

    I have been researching ways to make money online for months I have tried multiple survey sites. I have stuck with mint vine for the past 6 months and I have been making enough a month for a date night out with my husband or a trip to the mall. You can t quit your day job but for a few minutes a day in your spare time you can make some extra cash. Worth checking out


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