Category: News

Christian Home Based Business Opportunities at #free #business #templates


#home based business opportunities

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Title : Independent Distributor
Location : Worldwide
Contact : Home Based in the Heartland, Pam Thielen
Phone : 402-289-1800
Salary : Commission
Description : Earn while you learn, building a business from home with the support of a 24 year old company featured in CBS Marketwatch, Forbes, Fortune, Business Week and Success from Home (twice). I am looking for motivated individuals who desire a better life obtained in ethical ways and are willing to put effort forward. The rewards of a strong work ethic and being teachable are; financial freedom, quality relationships, and the satisfaction of positively impacting lives. I earn a six-figure income working around my family and enjoy what I do. To request more information, click the following link: http://www.christianet.com/homebasedheartland/

Title : Home Based Business
Location : US
Contact : Energy Savings Network, Bill or Linda Blakely
Phone : 512-630-8976
Salary : Residual Income
Description : This ground-floor business opportunity allows a flexible schedule, working from home. This is a product that is unconsciously purchased and habitually used by everyone you know. No deliveries, no inventory and no complicated paperwork. This business gives you the power to earn while helping others save money on their energy bills. If you are serious about changing your financial future and would like more information about this opportunity Click here: http://www.christianet.com/energysavings/

Title : Work From Home
Location : US
Contact : Irene Fennell
Phone : 512-917-4812
Salary : Residual Income
Description : If your dream is to run your own business, get out of debt, earn a secondary source of income, exchange the traditional 9 to 5 for your own schedule, or all of the above, this home based business opportunity can help you achieve it. Now is the best time to make a change and choose to live to your full potential. It’s about you, and we are ready to show you the way. If you are serious about changing your financial future and would like more information about this opportunity Click here: http://www.christianet.com/mjservices/

Title : Customer Service Professionals Wanted! Apply Today!
Location : Working From Home
Contact : Arise Virtual Solutions
Description : Arise contracts with thousands of small businesses run by someone like you! Many of these small businesses are looking for client support professionals- join them, or be your own boss and use your existing business or start a new small business! These small businesses provide sales, customer service, and technical support from home, for Fortune 150 companies such as Staples, Orkin and Carnival. We also have great opportunities, available with two of the major telecommunications companies in the United States, for those service providers that possess strong customer service and technical experience. Visit https://partnersetup.arise.com/ to create your profile today!

Title : Work From Home Jobs
Location : US
Contact : Top Picks Home Businesses
Salary : Commission
Description : Pick from different types of work from home business opportunites that fit within your busy schedule. Click the website below and begin exploring your whole new life. http://exclusiveclicks.com/a/A4708/B50/


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Business Accounts #business #leads


#business bank account

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BUSINESS ACCOUNTS

Get your business off to the best possible start with our simple current account.

  • 18 months free day-to-day business banking*
  • Simple pricing and free electronic payments
  • Dedicated support from our UK-based business management team
  • Financial and digital tools for your business

Switching to Lloyds Bank

Switch to us for a simple Business Current Account that lets you focus on growing your business.

  • Simple pricing and free electronic payments
  • 6 months free day-to-day business banking*
  • A guaranteed switch in 7 working days, from when your account is opened using the Current Account Switch Service (CASS)
  • Dedicated support from our UK-based business management team.

Treasurers’ Account

  • manage your account online and by phone
  • free business banking* for companies with a turnover of less than 50,000
  • get ongoing support and guidance
  • receive no charges on daily debit and credit entries
  • open a Treasurers Account quickly and easily, with no minimum amount required
  • withdraw funds as and when needed, without the need to give notice
  • arrange to have a second signatory on the account
  • easily set up direct debits and standing orders using Internet Banking
  • regularly monitor funds with free monthly statements
  • get free presentation cheques to use when making a large donation or awarding a major prize.

Credit Union Account

  • Benefit from tiered interest rates for a higher return on your whole investment, provided that cleared funds are available.
  • Enjoy an interest-earning Business Instant Access Account for all surplus funds.
  • Take advantage of cash deposits credited the same day and have immediate access to all cleared funds.
  • Receive free business banking* on all Sterling account transactions.
  • Access cheque and paying-in books available with one or more signatories.
  • Access a free bookkeeping system to help with annual reports to the Registry of Friendly Societies.
  • Receive monthly statements on all your accounts.

Islamic Business Account

  • Deposit funds into an account that doesn t attract or charge interest.
  • Ensure your money is never used for any non-Shariah approved activities.
  • Get 18 months free business banking*.
  • Keep a minimum balance of just 1 in your account each month.
  • Access your money instantly, as and when you need it.
  • Conveniently make payments using a business debit card.
  • View your account information and make payments online.
  • Make and receive business payments using a cheque book and paying-in book.

If you re just starting out, our Islamic Business Account comes with ongoing support. This includes:

  • access to one of the largest branch networks of any bank in the UK
  • multiple ways to manage your finances including Internet Banking, Mobile Banking and PhoneBank.

Switch your Islamic Business Account

  • Get six months free business banking*.
  • Choose between two switching services the Current Account Switch Service or the Transfer of Payment Arrangement Service.
  • Open an account that doesn t pay or charge interest.
  • Ensure your money is never used for any non-Shariah approved activities.
  • Keep a minimum balance of just 1 in your account each month.
  • Access your money instantly, as and when you need it.
  • Make payments using a business debit card.
  • View your account information and make payments online.
  • Make and receive business payments using a cheque book and paying-in book.

*Free day-to-day business banking includes electronic payments, cheques, cash, deposits and withdrawals. All we ask is that you operate your account in credit or within agreed limits. Free electronic payments include Direct Debits, Standing Orders, Debit Card transactions, Lloyds Banking Group/Other Bank ATM Withdrawals and Internet Banking/Phonebank Debits/Credit inc. Bulk Payments.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Telephone: 0207 626 1500.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 119278.

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Lloyds Bank plc is an introducer to Arthur J. Gallagher Insurance Brokers Limited who arrange and administer Lloyds Bank Business Insurance Services and source products from a panel of insurers.


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Canadian Government Funding – Small Business Grants #business #financing #options


#small business grants

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Canadian Government Funding for Small Businesses

Mentor Works has worked with hundreds of SMEs across Canada to solve one wide sweeping issue: cash flow planning. The challenge facing most Canadian businesses is how to find and take advantage of suitable Canadian government grants and loans to assist with their cash flow and accelerate their growth. Browse a list of top small business funding programs to find out what your businesses can leverage:

List of Canadian Government Grants and Loans for Small Businesses

We have created a table of some of the most popular government grants for small business units in Canada, including repayable funding options, splitting them up into:

Each program has specific and unique eligibility criteria that you should review prior to applying to ensure your business and project are eligible. If you would like information on a specific program, please click on the program name to learn more. Have questions about the program? Fill out the form at the bottom of the program page, call our toll free number (1-888-599-3111), or send us a message via our Contact Form .

Government
Funding
Program

Receive up to $100k in grant funding towards an industry post-secondary collaborative research project to create new water technologies that will:

  • Commercialize new water technologies
  • Bring new water technologies to market
  • Tap into the global water demand

Industry-led Research Development Stream: Supports pre-commercialization R D, leading to new agri-based products, processes, and practices.

  • Combines industry, academia, government expertise to promote innovation
  • Scope may be national, regional, or localEnabling Commercialization Adoption Stream: Accelerates the rate of identification, assessment, development and adoption of innovation-based products
  • Commercialization projects of a new product or innovation
  • Technology adoption projects to improve internal operations or end products

Provides non-repayable funding support to Canadian agriculture, agri-food, fish, and seafood industries by allowing them to identify market priorities and carry out marketing activities to develop export opportunities:

  • Development and production of advertising materials
  • Trade shows, conferences, and trade missions
  • Implementing marketing and branding plans

Apprenticeship Job Creation Tax Credit

Supports the training and certification of new trades apprentices through wage subsidies. Credit covers the training of new trades employees.

Apprenticeship Training Tax Credit (Ontario)

Incentive to allow SME s to hire new apprentices in trades.

  • Register new trades apprentices in sectors where there is high demand for skilled workers

Automotive Innovation Fund (AIF)

Supports the development of innovative, fuel-efficient new automotive products and processes to:

  • Create knowledge-based jobs in Canada;
  • Improve automotive sustainability and environmental impacts; and
  • Improve Canada s competitiveness.

Automotive Supplier Innovation Program (ASIP)

Provides research and development grants to assist with innovative automotive product development. Ideal projects activities:

  • Prototyping;
  • Product engineering; and
  • Pre-commercialization testing and validation.

Build in Canada Innovation Program (BCIP)

The Build in Canada Innovation Program is a first purchase program offered by the Canadian government.

  • Pre-commerical, innovative product or service opportunity to bridge the commercialization gap
  • Must be of use to the Canadian government by improving efficiency and effectiveness

Receive up to 66% or $10K in training grants per trainee to enhance your workforce.

  • Most training that improves skillsets and career advancement is eligible.
  • Training can be carried out throughout the calendar year.
  • Program available from 2014-2020 with an annual funding pool of $192M in Ontario.

Grant for developing, producing, and promoting innovative, interactive software development projects including apps and video games.

  • 3 streams: Development, Production or Marketing Promotion
  • Covers up to 75% of eligible costs up to $400k/$1 million
  • Canadian companies can apply if ≥75% of content is developed in Canada

Small businesses with $10M in annual gross revenues can receive loan funding for expansion activities up to $1M.

  • Competitive interest rates
  • Can apply at a financial institution or credit union
  • May require a business plan


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2015 Small Business Ideas in India Starting #business #valuation


#small business ideas

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Small Business Ideas in India

At present, there are a large number of young professionals who are looking to earn quick money with minimal investment. And with India’s growing economy, there are a lot of possibilities where one can venture into. The ‘Startup India, Standup India’ programme announced by Prime Minister Narendra Modi on Independence Day has been successfully inaugurated in Mumbai’s Thane district. In addition, the Union Finance Minister Arun Jaitley has assured the startups that both the government as well as the banking system would be making resources available to them. As someone who’s intending to enter the world of business, you can soon find a special tax regime that would enable you to foster innovation to an optimum.

Here is a list of business ideas that novice entrepreneurs, having minimal finance options, can utilise to earn maximum profit in minimal return period.

Starting Off with Rs. 1,000

A great business idea to start off with nearly Rs. 1,000 is ultra-short temping services. As a part of this business, the companies provide manpower services on a temporary basis to event management firms. The break-even period for this business is close to 10 months and a gross profit of approximately 20 percent can be expected. An important skill needed to make this business a success is networking. Organizing private tuitions is yet another excellent business idea to earn a handsome income with Rs. 1000. You can plan to be a private tutor by grabbing adequate knowledge about a particular subject. All you need to do is occasional investments associated with purchase of new books in case there is a change of syllabus.

Business Idea for an Investment of Rs. 7,000

A good business idea with a budget as minimal as Rs. 7,000 is a shoe-wash company. Earlier, canvas shoes were cleaned using old toothbrushes and detergent; however, nowadays people have moved on to trendy sneakers and want the shoes to be cleaned by people who are experts in the field, so that the shoes can be maintained properly.

In order to be successful in this business, it is essential to know how to use chemicals and a fair degree of marketing skills are also required. The break-even period for this form of business is at least three months. The businessmen can expect a gross profit of nearly 40 percent in this case.

Business Idea for an Investment of Rs. 15,000

Having a food delivery service is a great business idea if a person has around Rs. 15,000 with them. Nowadays, customers want the best food on their tables without making the efforts to go and get it and this is where a food delivery company can come in handy.

The main skills needed to run this business smoothly are sales and management. This business has a break-even period of two months at the very minimum and can provide gross profits of nearly 20 percent.

Business Ideas with INR 20,000

If a person wants to start a business with Rs. 20,000, they can start making uniforms. Nowadays, even business schools and medical and law colleges are making it mandatory for their students to wear uniforms. Interested businessmen can establish contacts with uniform manufacturing companies and provide dresses at convenient prices. The most important skill in this business is man management and it takes almost a year to break even.

Business Ideas for an Investment of Rs. 50,000

Property management can be a great business idea if you have a start-up capital of approximately Rs. 50,000. The businessmen need to find out a proper workplace and take responsibility for their detailed documentation procedures and thus save a lot of their time. Adequate sales and marketing skills are needed in order to be successful in this business. The company can achieve break-even status within a month and expect a gross profit of around 50 percent. Yet another profitable business venture in this range is phone-based business consulting services. These days, several entrepreneurs are looking to make a name for themselves and the time is right for experienced businessmen to make the most of their skills and knowledge and guide these young enthusiasts with some good business plans. Networking is a critical skill needed to flourish in this business that can take almost four months to come on break-even terms.

Wedding planning is also a good business idea when you have got Rs. 50,000 to start with. Today, wedding ceremonies in India are being organised and celebrated on grand scales and the celebrators might not have the time to properly attend to every little nuance as a lot of time is required in this as well. Wedding planners can help people in such situations. Creativity is the name of the game in this business domain that can provide gross profits of almost 15 percent. However, achieving break-even status will depend on the quality of projects that the company gets.

Concierge services such as babysitting and medical treatment can be started with an initial capital of Rs. 50,000 or more. Network communication capabilities are the most critical skills required to do well in this business that can take at least half a year to achieve parity and give approximate gross profits of 10 percent.

Housekeeping services for hotels is a proper business idea if an entrepreneur has Rs. 50,000 to start with. With the hotels looking to keep their rooms sparkling clean, this is a good business idea. Good communication and man management skills are necessary to succeed in this domain. This business can provide gross profits of almost 20 percent.

Business Idea for an Investment of Rs. 75,000

Pre-recruitment assessment is a profitable business venture if the entrepreneur has a starting capital of around Rs. 75,000. This service can be helpful in letting companies hire the best possible employees. The companies in this domain can chip in by creating the tests at different levels and then evaluating the candidates based on their performance in the same. Good marketing and sales capabilities are necessary for good performance in this domain. The minimum breakthrough period for this business is two months and it can provide gross profits of nearly 25 percent.

Business Idea for an Investment of Rs. 1,00,000

Entrepreneurs looking to offer custom-made chocolates for their customers can get started with almost Rs. 1,00,000. Making chocolates as per food quality standards is a prerequisite. It is important to love chocolates and be creative to thrive in this business. Expected gross profit in this segment can vary between 30 and 35 percent and the minimum period required to achieve parity is a week.

Business Idea for an Investment of Rs. 2,00,000

If an entrepreneur knows intercity and interstate bus routes really well and has almost Rs. 2,00,000 to invest straight away, then a bus service website can be regarded as a good business opportunity. The website can also provide information pertaining to the ticket rates and the channels for booking them.

However, it is essential to have good IT skills to be successful in this business. The minimum period needed to achieve break even in this business is five months and the expected gross profit is close to 10 percent.

Business Ideas for an Investment of Rs. 3,00,000

A good business idea with a start-up capital of Rs. 3,00,000 is that of custom-made festival gifts. The entrepreneurs can choose innovative gifts, wrap them in an eye-catching manner and then send them to their clients. The entrepreneurs need to be sensitive, creative and understanding and have a good knowledge of gift-makers in the town. It can take at least three months to achieve parity in this business, which can be expected to provide gross profits of almost 20 percent.

Entrepreneurs with such start-up capital can also go for the online ads service business. They can have contacts with the website owners and then get the appropriate space, which can help the clients get access to their target audience.

The owners should have good knowledge of networking and media planning in order to be successful in this business. The minimum time required to come to break-even status in this business is a year and the anticipated gross profit is 20 percent.

Starting a Small Business


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Business Plan Executive Summary #investment #news


#sba business plan

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The executive summary is often considered the most important section of a business plan. This section briefly tells your reader where your company is, where you want to take it, and why your business idea will be successful. If you are seeking financing, the executive summary is also your first opportunity to grab a potential investor’s interest.

The executive summary should highlight the strengths of your overall plan and therefore be the last section you write. However, it usually appears first in your business plan document.

What to Include in Your Executive Summary

Below are several key points that your executive summary should include based on the stage of your business.

If You Are an Established Business

If you are an established business, be sure to include the following information:

  • The Mission Statement – This explains what your business is all about. It should be between several sentences and a paragraph.
  • Company Information – Include a short statement that covers when your business was formed, the names of the founders and their roles, your number of employees, and your business location(s).
  • Growth Highlights – Include examples of company growth, such as financial or market highlights (for example, “XYZ Firm increased profit margins and market share year-over-year since its foundation). Graphs and charts can be helpful in this section.
  • Your Products/Services — Briefly describe the products or services you provide.
  • Financial Information – If you are seeking financing, include any information about your current bank and investors.
  • Summarize future plans – Explain where you would like to take your business.

With the exception of the mission statement, all of the information in the executive summary should be covered in a concise fashion and kept to one page. The executive summary is the first part of your business plan many people will see, so each word should count.

If You Are a Startup or New Business

If you are just starting a business, you won’t have as much information as an established company. Instead, focus on your experience and background as well as the decisions that led you to start this particular enterprise.

Demonstrate that you have done thorough market analysis. Include information about a need or gap in your target market, and how your particular solutions can fill it. Convince the reader that you can succeed in your target market, then address your future plans.

Remember, your Executive Summary will be the last thing you write. So the first section of the business plan that you will tackle is the Company Description section.


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UAH – Business – Degrees #business #first #louisville


#business degrees

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Graduate Degrees

CBA Graduate Student

“I’m juggling a full-time job, being a parent, and being a student at the same time. And, while it’s not easy, I know that it’s worth it. I know that it’s going to pay off in the end.”

Welcome to the UAH College of Business Administration! We offer seven Masters’ programs which can be pursued full-time or part-time in the evening. Several of our degrees are also available online. We also offer five Graduate Certificate Programs for professionals wanting to study a specific topic in-depth. Details about each of our programs and course requirements are provided in the links below.

Graduate Degree Programs

Graduate Certificate Programs

The College of Business Administration is accredited by the AACSB International – The International Association for Management Education. Fewer than 28% of all business schools are accredited by this prestigious body.

For a more detailed description of the courses, please see the Graduate School Catalog .

Additional information for graduate students can be found at UAH’s School of Graduate Studies .


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How to Write a Business Report for English Learners #business #school


#business report

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How to Write a Business Report for English Learners

By Kenneth Beare. English as 2nd Language Expert

Kenneth is an ESL teacher, trainer, and content developer. He provides consulting services for English language learning projects through Englishfeed. You can follow Kenneth on Twitter. on his Google profile: Kenneth Beare. or on Facebook to stay up to date on his latest English learning materials.

Updated July 28, 2015.

If you would like to learn how to write a business report in English follow these tips and use the example report as a template on which to base your own business report. First of all, business reports provide important information for management that is timely and factual. English learners writing business reports need to make sure that the language is precise and concise. The writing style used for business reports should present information without strong opinions, but rather as direct and accurately as possible.

Continue Reading Below

Linking language should be used to connect ideas and sections of the business report. This example business report presents the four essentials that every business report should include:

Terms of reference refer to the terms on which the business report is written.

The procedure describe the method that was used to collect data for the report.

The findings describe the data or other important information the report produced.

Conclusions are drawn on the findings which provide reasons for recommendations.

The recommendations are specific suggestions made based on the conclusions of the report.

Read the short example business report and follow the tips below. Teachers can print this examples for use in class in lessons using sound teaching writing strategies .

Reports: Example Report

Margaret Anderson, Director of Personnel has requested this report on employee benefits satisfaction. The report was to be submitted to her by 28 June.

A representative selection of 15% of all employees were interviewed in the period between April 1st and April 15th concerning:

Continue Reading Below

  1. Overall satisfaction with our current benefits package
  2. Problems encountered when dealing with the personnel department
  3. Suggestions for the improvement of communication policies
  4. Problems encountered when dealing with our HMO
  1. Employees were generally satisfied with the current benefits package.
  2. Some problems were encountered when requesting vacation due to what is perceived as long approval waiting periods.
  3. Older employees repeatedly had problems with HMO prescription drugs procedures.
  4. Employees between the ages of 22 and 30 report few problems with HMO.
  5. Most employees complain about the lack of dental insurance in our benefits package.
  6. The most common suggestion for improvement was for the ability to process benefits requests online.
  1. Older employees, those over 50, are having serious problems with our HMO s ability to provide prescription drugs.
  2. Our benefits request system needs to be revised as most complaints concerning in-house processing.
  3. Improvements need to take place in personnel department response time.
  4. Information technology improvements should be considered as employees become more technologically savvy.
  1. Meet with HMO representatives to discuss the serious nature of complaints concerning prescription drug benefits for older employees.
  2. Give priority to vacation request response time as employees need faster approval in order to be able to plan their vacations.
  3. Take no special actions for the benefits package of younger employees.
  4. Discuss the possibility of adding an online benefits requests system to our company Intranet.

Important Points to Remember

  • A report is divided into four areas:
    • Terms of Reference – This section gives background information on the reason for the report. It usually includes the person requesting the report.
    • Procedure – The procedure provides the exact steps taken and methods used for the report.
    • Findings – The findings point out discoveries made during the course of the report investigation.
    • Conclusions – The conclusions provide logical conclusions based on the findings.
    • Recommendations – The recommendations state actions that the writer of the report feels need to be taken based on the findings and conclusions.
  • Reports should be concise and factual. Opinions are given in the conclusions section. However, these opinions should be based on facts presented in the findings .
  • Use simple tenses (usually the present simple) to express facts.
  • Use the imperative form (Discuss the possibility. Give priority. etc.) in the recommendations section as these apply to the company as a whole.

Continue learning about other types of business documents using these resources:


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Business Services – Geeks of Nevada, Inc #business #brokers


#business services

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Business Services

Every customer is important to Geeks of Nevada, Inc. but we also realize that business rely on their systems to function. Geeks of Nevada, Inc. is there to react and ensure that your business runs as smoothly as possible.

We offer multiple levels of service ranging from a single instance service to a service level agreement (SLA). Proactive management of your IT systems helps to prevent surprise downtime which oftentimes brings your company to a screeching halt. We focus on quality and operational excellence while comprehensively managing your IT infrastructure without compromising service delivery to our clients and their customers. Acting as your trusted business technology advisor and helping to incorporate technology strategies that support your overall business strategy and long term goals.

  • Onsite PC Desktop and Laptop Repair
  • System Monitoring and Maintenance
  • Wired and Wireless Networks
  • Network Security
  • Antivirus and Malware Protection
  • Spam Filtering
  • Backup Solutions
  • New Computers
  • Hardware Upgrades
  • Operating System and Software Upgrades
  • Database Management
  • Individual and Group Training

I have been doing business with Geeks of Nevada for 5 years. They built a custom computer for me. Set up my computer for wireless internet and email. They can even access my computer remotely and help me with any problems. My laptop was set up by Geeks so that my office computer can be accessed remotely so my emails can be answered and web site updated from the road. Geeks of Nevadas service is always prompt and any issues are resolved perfectly.

– Willeta Kerschner Executive Director BNI Northern Nevada

Hours


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Business services – European Commission #business #quotes


#business services

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Business services

Business services cover many varied sectors. They range from technical services such as engineering, architecture and IT, to other professional services such as legal services, employment services and facility management. As one of the largest service sectors, business services contribute to 11% of EU GDP.

Business services are particularly important to European competitiveness as they are essential to manufacturing and other service sectors. They are also increasingly being used to enhance the value of products through new combinations of goods and services and play a central role in the ‘servitisation’ of the European economy.

There is significant untapped growth potential for business services in the EU today. While they currently face relatively low average productivity and persisting legal barriers, EU internal market legislation and policy actions aim at removing these obstacles and stimulating competitiveness in the sector.

EU legislation

There are two EU Directives that support the business services sector in particular:

  • The Services Directive allows business service providers to more easily establish in another EU country or provide services across borders. This Directive covers a large number of business services but there are exceptions such as private security services, temporary work agency services and notarial services.
  • The Professional Qualifications Directive facilitates the recognition of professional qualifications for those wishing to work in another EU country. This Directive covers regulated professions that largely offer their services to businesses such as accountants, lawyers, consultants and engineers.

High Level Group on Business Services

To analyse the untapped potential of this important sector and provide a new impetus to policy development, the European Commission set up a High Level Group on Business Services. This initiative was announced in two flagship communications: An Integrated Industrial Policy for the Globalisation Era and A Single Market Act I .


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What SBA Doesn – t Offer #stock #markets #today


#small business grants

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SBA does NOT provide grants for starting and expanding a business.

Government grants are funded by your tax dollars and, therefore, require very stringent compliance and reporting measures to ensure the money is well spent. As you can imagine, grants are not given away indiscriminately.

Grants from the Federal government are authorized and appropriated through bills passed by Congress and signed by the President. The grant authority varies widely among agencies. SBA has authority to make grants to non-profit and educational organizations in many of its counseling and training programs, but does not have authority to make grants to small businesses. The announcements for the counseling and training grants will appear on grants.gov. If Congress authorizes Specific Initiative Grants, organizations receiving such grants will receive individual notifications.

Some business grants are available through state and local programs, nonprofit organizations and other groups. For example, some states provide grants for expanding child care centers; creating energy efficient technology; and developing marketing campaigns for tourism. These grants are not necessarily free money, and usually require the recipient to match funds or combine the grant with other forms of financing such as a loan. The amount of the grant money available varies with each business and each grantor.

If you are not one of these specialized business, both federal and state government agencies provide financial assistance programs that help small business owners obtain loans and venture capital financing from commercial lenders.

Application Forms for Non-Construction Grants

Application Forms for Construction Grants


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