Month: April 2018

How to Write a Business Plan (with Sample Business Plans), business plans samples.#Business #plans

How to Write a Business Plan

Creating a business plan will help you achieve your entrepreneurial goals. A clear and compelling business plan provides you with a guide for building a successful enterprise focused on achieving your personal and financial goals. It can also help persuade others, including banks, to invest in what you are creating.

Steps Edit

Part One of Three:

Doing Your Homework Edit

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Part Two of Three:

Structuring Your Business Edit

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Business plans samples

Business plans samples

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Top Entrepreneur: Business Plans, Marketing, Franchising and much more, business plans samples.#Business #plans #samples

Own your business, get started!

Many people have different takes on entrepreneurship, some see it as creating a new and original concept, others might argue that entrepreneurship is simply taking the risk of running a business. However, for the vast majority of people, Richard Branson is the epitome of entrepreneurship. This is one of his quotes on entrepreneurship: I wanted to be an editor or a journalist, I wasn’t really interested in being an entrepreneur, but I soon found I had to become an entrepreneur in order to keep my magazine going.

Business plans samplesProjected Income Statement

Business plans samplesProjected Cash Flow Statement

Business plans samplesPro Forma Balance Sheet

Business plans samplesBreak Even Point Calculator

The purpose of these tools is to help the prospective entrepreneur to reduce the risk in starting the new venture. The process of calculating the financial viability of a business idea forces the entrepreneur to think critically and to consider each aspect of the new business venture. The main goal of any business is profitability and thus the financial planning should be priority number one.

Converting ideas into opportunities requires that one must evaluate each idea. This could be done by a feasibility study which focusses on the ability of the entrepreneur to pursue the idea and to match his or her own skills with what is required of the business to succeed. In other words, it is a general examination of the potential of the idea to be converted into a successful business venture.

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Health – Province of British Columbia, business plan pdf.#Business #plan #pdf


MSP for B.C. Residents

Enrolment with the Medical Services Plan (MSP) is mandatory for all eligible residents and their dependents.

PharmaCare for B.C. Residents

BC PharmaCare helps B.C. residents with the cost of eligible prescription drugs, and certain medical supplies and pharmacy services.

Health Forms

Find the entire collection of health-related forms here.

Services and Information Topics

About B.C.’s Health Care System

Understanding how the system works is the first step in receiving the information and services that you need.

Accessing Health Care

A world-class health care system is only something to brag about if residents can access services in a timely and cost-effective manner. Learn how you can find a healthcare service provider near you and how you can apply for financial aid when you need to travel for medical purposes.

Health & Drug Coverage

B.C s publicly-funded health care system ensures that all eligible B.C. residents have access to medically necessary health care services through the Medical Services Plan and to eligible prescription medications, medical supplies, and pharmacy services through the PharmaCare program.

Managing Your Health

There are a lot of choices that you can make to maintain or improve the physical and mental health of you and your family. Learn about the programs and services that the Province of British Columbia provides to assist you in staying healthy and making healthy choices.

Keeping B.C. Healthy & Safe

The provincial government is committed to promoting healthful living and to making B.C. a healthy place to be. One of the ways the government demonstrates this is through its work on a variety of preventative measures that can help you lead a better and longer life and reduce the burden on B.C. s health care system.

Conducting Health Research & Evaluation

Whether conducted by individuals or by larger organizations, health research enriches our understanding of how the healthcare system can be improved to help residents achieve and maintain optimal health. Use these resources to enrich your understanding as you contribute to the dialogue around healthcare in B.C.

Health Forms

As you engage with the B.C. healthcare system, many services will require you to complete and submit forms to the provincial government. Find the entire collection of health-related forms here.

Practitioner & Professional Resources

Providing your patients with optimal care and running a successful practice are much easier with access to the right resources. These resources, in conjunction with other professional tools, can help you to achieve these goals.

HealthLink BC

Business plan pdf

Find medically-approved information on more than 5,000 health topics, symptoms, medications, and tips for maintaining a healthy lifestyle.

HealthyFamilies BC

Business plan pdf

HealthyFamilies BC is aimed at improving the health and wellbeing of British Columbians at every stage of life.

BC Guidelines

Business plan pdf

BC Guidelines provides clinical practice guidelines, protocols and recommendations to B.C. practitioners.

Current Health Topics

Business plan pdf

This resource provides a centralized, current, and evidence-based source of current information about the emerging health issues in BC.

In Focus

One week left to help shape the #BCHumanRights commission

The Province’s public engagement to shape British Columbia’s new human rights commission ends in one week.

Friday, November 10, 2017

Mental Health and Substance Use Supports

Business plan pdf

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WHOIS Lookup For Domain Registration Information, Network Solutions, names for business.#Names #for #business

names for business

You can now start a WHOIS lookup directly in your browser!

Use the format: and you’ll come directly to our WHOIS results page. Stay tuned for more useful features coming soon to WHOIS!

What is WHOIS?

When you register a domain name, the Internet Corporation for Assigned Names and Numbers (ICANN) requires your domain name registrar to submit your personal contact information to the WHOIS database. Once your listing appears in this online domain WHOIS directory, it is publicly available to anyone who chooses to check domain names using the WHOIS search tool.

There are a variety of third parties who may check domain names in the WHOIS check database, including:

  • Individuals check domain names for expiration dates
  • Registrars check domain names when transferring ownership
  • Authorities check domain names when investigating criminal activity

As an accredited domain names registrar, Network Solutions must comply with the WHOIS database requirements set forth by ICANN. However, in an effort to ensure that customers feel comfortable with the visibility of their personal information, Network Solutions offers three options for your WHOIS database listing.

Public WHOIS Database Listing

If you’re comfortable with having your information available to the public and don’t want the extra fee associated with private domain registration Network Solutions will submit a public listing to the WHOIS lookup database. This listing will include your name, address, phone number, email address and domain name expiration date. Your website hosting IP address and host name will also be listed.

Private WHOIS Database Listing

Having your personal information made available to the public will increase your risk of becoming a victim of hackers, spammers and even data miners. To keep your contact information out of the hands of those who may use it maliciously, Network Solutions offers private domain name registration. For a small monthly fee, we’ll act as your proxy which means that anyone who does a WHOIS lookup for your domain name information will find our contact information, not yours.

Our WHOIS lookup services are designed to help you achieve convenience and peace of mind. Our exceptional customer service team is here to help guide you through the simple WHOIS setup process, while our private WHOIS database listing ensures your information is protected. You can also use our WHOIS lookup services to find out when that your domain you have your eye on is set to expire, as well as who owns it, if their information is public. Choose Network Solutions for your reliable WHOIS provider.

Network Solutions believes that its customers should ultimately decide how their contact information will be listed in the WHOIS database. When you’re ready to register a domain name, consider your WHOIS options before your personal information becomes available to the public.

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Fleet Management News – Business Info, Commercial Carrier Journal, names for business.#Names #for #business

No magic bullet for trailer aerodynamics

Names for business

Trucking in aerospace: fleets look beyond compliance to increase safety

Names for business

Did we just get our first unauthorized look at Tesla s semi?

EPA formally proposes repeal of Obama-era glider kit emissions regulations

Plan for trucks-only tolls in Rhode Island delayed into 2018

Names for business


Jason Cannon

No magic bullet for trailer aerodynamics

Aaron Huff

Trucking in aerospace: fleets look beyond compliance to increase safety

Jason Cannon

Did we just get our first unauthorized look at Tesla s semi?

Jason Cannon

Letting the bully have your milk money and taking a beating for the privilege

Names for business

Michigan State Police begin roadside drug testing pilot program

Names for business

Several fleets announce pay scale changes for drivers

Names for business

Montana-based fleet set to begin U.S. Capitol Christmas Tree tour

Names for business

Texas Congressman asks Trump to delay ELD mandate via Executive Order

Names for business

Next-generation truck OEMs look to build a footprint through partnerships

Names for business

Names for business

IronPlanet and Ritchie Bros. join forces to lead the asset disposition industry

Names for business

Spireon adds ELD option to FleetLocate platform

Names for business

Cargo thefts up in third quarter

Registration opens for TMC annual meeting

Names for business

Freightliner adds 60-inch raised roof sleeper option to Cascadia

Names for business

Knight-Swift earnings tumble in first quarterly report due to merger-associated fees

Names for business

FMCSA nom Martinez clears first confirmation nod in Senate

Names for business

New truck OEMs working to carve out their niche

Names for business

Ryder exec Scott Perry bolts to hydrogen-electric truck maker Nikola

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Must Clicks

Names for business

Indicators: Trucking employment flat in October, shippers ‘exposed to new reality’

Names for business

Drivers seek $1.1M from carrier over classification as contractors

Names for business

EPA formally proposes repeal of Obama-era glider kit emissions regulations


Names for business

XStream Trucking’s tractor-trailer gap aero device

Names for business

Fontaine’s lightweight fifth wheel assembly

Names for business

ASA Electronics Voyager SEE360 Camera System

Names for business

2002-16 Sprinter van starters, alternators

Names for business

Double Coin/CMA RR706 tire gets three new sizes

Industry Briefs

Names for business

EBE Technologies has record 2017

TransConnect Services finalist for best place to work in Memphis

Names for business

eCapital joins Blockchain in Trucking Alliance

Names for business

STEMCO acquires brake manufacturer

Names for business

J. Grady Randolph selects Spireon for flatbed tracking

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Finance tax proposals threaten family business planning, business proposals.#Business #proposals

Finance tax proposals threaten family business planning

Latest from Melissa Shin

Business proposals

There s a glimmer of hope in the Department of Finance s consultation paper released July 18 at least for family businesses. Aside from that, however, there aren t many positives for small business owners.

The tax community is reeling from Finance s proposals in general, which the government says improve the fairness of Canada s tax system.

Jesse Brodlieb, partner in Dentons taxation group in Toronto, disgrees. The average wage earner doesn’t have the same risk profile as the average small business owner, and the tax rates ought to reflect that, he says.

And James Kraft, vice-president and head of business advisory and succession planning at BMO Wealth Management, takes issue with the breadth of the proposals compared to the size of the problem. To save $250 million in tax loss, this is completely overdone, he says.

The (scant) good news

Starting with the positive, the government has agreed to consult on ways to better accommodate genuine intergenerational business transfers while still protecting against potential abuses of any such accommodation.”

Right now, it’s often more profitable to sell a business to an outsider than a family member, thanks to an anti-avoidance rule in Section 84.1 of the Income Tax Act. In brief, if a parent sells their corporation to a child’s holding company, the sale can be taxed as a dividend even though selling to a stranger would result in a capital gain (read more here). That means the parent can t access the lifetime capital gains exemption (LCGE) to shelter the sale proceeds. This and other consequences means 84.1 is colloquially known as the most litigated section of the Tax Act against tax planners, says Ali Spinner, a tax partner at Crowe Soberman in Toronto.

For 84.1 to apply currently, the purchaser must be:

  • a corporation that does not deal at arm s length with the vendor; and
  • considered to be connected to the acquired company after the transaction.

Groups as diverse as the Chicken Farmers of Canada and the Conference for Advanced Life Underwriting (CALU) have asked the government to amend the dividend treatment for genuine family transfers.

Finance s consultation comes just a few months after the House of Commons defeated a private member s bill that would have created an exception to section 84.1 for share transfers from a corporation’s owner to a child or grandchild. The bill, which failed in February 2017, would have required the child to own the business for at least five years after the transfer for the exception to apply (unless the buyer dies). Under the bill, the exception would not have applied to transactions above $15 million, and CRA could request additional paperwork.

For its part, CALU has previously suggested other carve-outs such as requiring the owner to be a minimum age to access the exemption (e.g., 50 or 55) and limiting the exception to the portion of the capital gain that can be offset by the lifetime capital gains exemption.

Finance will accept comments until October 2, 2017, at [email protected] Interested parties can also cc their MPs.

And now, the bad news: the government has proposed tightening another aspect of 84.1.

Pipeline planning threatened

Currently, Section 84.1 makes it so that if a shareholder shelters a capital gain under the LCGE, the shareholder cannot extract cash from the corporation. People were getting around this, however, by using a series of self-dealing transactions to convert surplus funds, which would normally be distributed via salary or dividends, into capital gains and then deliberately paying tax on it (i.e., not sheltering the gains under the LCGE). This workaround is known as surplus stripping.

The Department of Finance is targeting surplus stripping, saying that even if the shareholder converts funds into capital gains and pays tax on it, they still cannot extract cash without being taxed again. The proposals make it so the shareholder s only option to extract funds, besides selling, is through salary or dividend.

This also affects something called pipeline planning, says Brodlieb. This type of planning is designed to reduce double taxation on death for private company shareholders. (A CRA position states that the company stays active for at least a year after the owner s death for this to work.)

Here s how pipeline planning works: when a shareholder dies, her shares are deemed disposed (but her estate still owns them), and she pays capital gains tax on her terminal return. Pre-proposals, You could then transfer those shares to another non-arm s length company for a promissory note without realizing any more tax, he says, effectively having the shares only be taxed as capital gains. The company could pay down that note without further tax to the shareholder, whether it s the estate or the children. On a $10-million gain, the capital gains tax would be about $2.5 million.

Under the proposals, 84.1 would be revised so that the transfer to the company for the promissory note would trigger a dividend, even though the shareholder already paid capital gains tax on her terminal return. At current dividend tax rates of about 45%, doing the pipeline on a $10-million gain would trigger $7 million in tax: $2.5 million due to the deemed disposal on death, and $4.5 million due to the dividend.

Such conditions would negate the value of the pipeline, meaning it d be better to sell the shares to a non-arm s length company before death, or to sell to an unrelated third party.

It s a punishment for holding shares until you die, says Brodlieb, who expresses frustration with the proposals. At this point, why would you work for yourself? You re penalized at every turn and when you die, they kick you in the pants again.

If these policy changes come into effect, they would be retroactively effective July 18, 2017. Again, comments can be submitted until October 2.

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Business News – Baltimore Sun, business first.#Business #first


Online retailer Bambeco is sold to Richmond-based distributor

Baltimore-based Bambeco, a fast-growing online retailer of sustainable home furnishings, has been sold to a Richmond, Va.,-based maker and distributor of home and garden goods after months of seeking an investor to support expansion. Bambeco became a brand of Evergreen Enterprises after the sale.

Baltimore ice rink at the Inner Harbor opens on appropriately chilly note

Questar tops off 414 Light St. tower on Baltimore Inner Harbor

Baltimore-area home sales, prices continue to climb in October

Community leaders and developers vow to sustain progress around Mondawmin despite Target’s closing

Lacrosse retailer LAX World shutters stores and leaves Cockeysville headquarters

Five minutes with David Rosen, partner and director of tax services at Rosen, Sapperstein & Friedlander

Baltimore wood stove maker raises $1.2 million with help from University System of Maryland

Spirit Airlines announces new flights to Cancun from BWI Marshall Airport

Marks Thomas Architects to merge with Moseley Architects

Hurricanes contribute to slight dip in passengers, ending 2-year streak of growth at BWI Marshall Airport

The Armoury More coverage of Under Armour

Under Armour co-founder s Pennsylvania ranch is on the market for $13.5 million

Struggling against headwinds, Under Armour navigates shifting retail shoals

Sun Hall of Fame

Honoring The Baltimore Sun s Business and Civic Hall of Fame, Class of 2017

Celebrating the 2017 Hall of Fame class

    Barbara Mikulski

    KAL: Sun Hall of Fame, Class of 2017

    Michael Cryor

More Business News

Hogan proposes end to state income taxes on military pensions

Gov. Larry Hogan marked Veterans Appreciation Month on Thursday by renewing his call for elimination of state income taxes on Maryland’s military retirees. At a State House news conference, Hogan contended that such a move is needed to keep the state’s military retirees from moving to states that.

Flanigan construction acquires green roof company Stancills

The Baltimore-based, family-owned construction firm P. Flanigan Sons said Thursday that it has acquired Stancills Inc., another family-owned company that Flanigan already had been using to supply the aggregate and soils for storm water and other environmental projects. Details of the acquisition.

Rosenstein: Rule of law must take precedence over politics

U.S. Deputy Attorney General Rod J. Rosenstein did not explicitly mention the continuing probe into Russian interference in the 2016 presidential election, but he stressed the importance of holding the rule of law above politics during a speech Thursday in Linthicum. Rosenstein, Maryland’s former.

Black Friday isn t for two weeks, but some stores are already offering deals

Thanksgiving is still two weeks away, but Black Friday has already begun – at least for some retailers. Best Buy on Wednesday began offering Black Friday discounts on hundreds of items, including big-screen TVs, Apple Watches and tablets. Walmart followed a day later, with $6 pajamas and $998.

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Business News & Financial News, Reuters, business first.#Business #first


Business first

Asia-Pacific leaders say to fight ‘unfair trade’ in nod to Trump

Business first

Exclusive: Rupert Murdoch twice discussed CNN with AT ?>

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Business proposal, business proposal.#Business #proposal

Bid/Proposal Advertisements

Please take notice of this letter from the Chief Procurement Officer about the Port Authority s Zero Tolerance Policy and Code of Ethics and Financial Disclosure.

Business proposalLetter from the Chief Procurement Officer

  • Overview
  • Competitions
  • Construction
  • WTC
  • Goods


  • Surplus Sales/


  • EWR Terminal


    As of March 30, 2015, the Port Authority of NY & NJ Procurement Department is located at 4 World Trade Center (4 WTC). Send all Bids and Proposals to:

    The Port Authority of NY NJ

    Attention:В Bid / Proposal Custodian

    4 World Trade Center (4 WTC)J

    150 Greenwich St., 21st Floor

    New York, New York, 10007

    Bids and proposals are only accepted Monday through Friday between 8:00 a.m. and 5:00 p.m., excluding Port Authority holidays.

    • Clearly mark the solicitation number on the outermost package of all bids and proposals.
    • Use the correct zip code of 10007.
    • Follow all instructions within the solicitation documents.
    • Packages/envelopes/boxes are subject to security screening.

    There is extensive security at the World Trade Center Site. You must present a valid government-issued photo ID to enter 4 WTC. Individuals without packages or carrying small packages or boxes that can be conveyed by hand or on a hand truck may enter through the lobby. All envelopes, packages and boxes may be subject to additional security screening.

    There is no parking available at 4 WTC/150 Greenwich Street, and parking in the surrounding area is extremely limited.

    Express carrier deliveries by commercial vehicles will be made via vendors approved by Silverstein Properties, the WTC Property Manager, througgh the Vehicle Security Center (VSC). Presently, UPS is the only delivery vendor with approved recurring delivery times. UPS makes deliveries to 4 WTC around 9:30 a.m. each day. Please plan your submission accordingly.

    As additional express carriers may be approved by Silverstein Properties and scheduled for recurring delivery times with the VSC, this information may be updated.

    Under certain circumstances, a solicitation may allow for a commercial vehicle to be approved to make a delivery in accordance with the VSC procedures. If applicable, the specific solicitation document will include that information.

    The Port Authority assumes no responsibility for delays, including, but not limited to, delays caused by any delivery services, building access procedures, or security requirements.

    If you are downloading solicitation documents from this site, you must monitor this site to retrieve addenda, if any. Addenda will not be sent to you by other means.

    These advertisements are NOT listed in Bid/RFP sort order.

    Port Authority Bus Terminal International Design + Deliverability Competition

    Business proposal

    Construction Forecast

    The Construction Forecast is a roster of construction contracts published in a continuing effort to encourage participation in the Port Authority’s construction contracting opportunities. The forecast identifies contracts to be publicly advertised, as well as set aside to M/W/SBE firms, and serves as a valuable resource in understanding Port Authority construction contract procedures.


    Bid documents for publicly advertised contracts are available for viewing or purchase at the Port Authority’s Construction Contract Desk, located at 2 Montgomery Street, 1st Floor, Jersey City, New Jersey 07302.

    Below you will find listings for the following types of Construction solicitations:

    Bid/Proposals: Documents soliciting information through a competitive bidding process or responses to stated requirements.

    RTQ (Request to Qualify): Requests for information leading to the establishment of a list of qualified contractors to receive solicitations.

    VVP (Verification and Validation Process): Requests for information leading to the establishment of a list of contractors that have met the security requirements and are eligible to receive the solicitation documents.

    Other: Cancelled solicitations.

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  • Business names, business names.#Business #names


    Businesses can do much to prepare for the impact of the many hazards they face in today’s world including natural hazards like floods, hurricanes, tornadoes, earthquakes and widespread serious illness such as the H1N1 flu virus pandemic. Human-caused hazards include accidents, acts of violence by people and acts of terrorism. Examples of technology-related hazards are the failure or malfunction of systems, equipment or software.

    Ready Business will assist businesses in developing a preparedness program by providing tools to create a plan that addresses the impact of many hazards. This website and its tools utilize an “all hazards approach” and follows the program elements within National Fire Protection Association 1600, Standard on Disaster/Emergency Management and Business Continuity Programs. NFPA 1600 is an American National Standard and has been adopted by the U.S. Department of Homeland Security.

    The five steps in developing a preparedness program are Program Management, Planning, Implementation, Testing and Exercises, and Program Improvement. Find out more about the five steps below.

    Program Management

    • Organize, develop and administer your preparedness program
    • Identify regulations that establish minimum requirements for your program

    Find more information on Program Management here.


    • Gather information about hazards and assess risks
    • Conduct a business impact analysis (BIA)
    • Examine ways to prevent hazards and reduce risks

    Find more information on Planning here.


    Write a preparedness plan addressing:

    • Resource management
    • Emergency response
    • Crisis communications
    • Business continuity
    • Information technology
    • Employee assistance
    • Incident management
    • Training

    Find more information on Implemenation here.

    Testing and Exercises

    • Test and evaluate your plan
    • Define different types of exercises
    • Learn how to conduct exercises
    • Use exercise results to evaluate the effectiveness of the plan

    Find more information on Testing and Exercises here.

    Program Improvement

    • Identify when the preparedness program needs to be reviewed
    • Discover methods to evaluate the preparedness program
    • Utilize the review to make necessary changes and plan improvements

    Find more information on Program Improvement here.

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