Month: March 2018
SBA 7(a) Loan Eligibility
SBA provides loans to businesses, so the requirements of eligibility are based on specific aspects of the business and its principals. As such, the key factors of eligibility are based on what the business does to receive its income, the character of its ownership and where the business operates.
SBA generally does not specify what businesses are eligible. Rather, the agency outlines what businesses are not eligible. However, there are some universally applicable requirements. To be eligible for assistance, businesses must:
- Operate for profit
- Be small, as defined by SBA
- Be engaged in, or propose to do business in, the United States or its possessions
- Have reasonable invested equity
- Use alternative financial resources, including personal assets, before seeking financial assistance
- Be able to demonstrate a need for the loan proceeds
- Use the funds for a sound business purpose
- Not be delinquent on any existing debt obligations to the U.S. government
A business must be engaged in an activity SBA determines as acceptable for financial assistance from a federal provider. The following list of businesses types are not eligible for assistance because of the activities they conduct:
- Financial businesses primarily engaged in the business of lending, such as banks, finance companies, payday lenders, some leasing companies and factors (pawn shops, although engaged in lending, may qualify in some circumstances)
- Businesses owned by developers and landlords that do not actively use or occupy the assets acquired or improved with the loan proceeds (except when the property is leased to the business at zero profit for the propertyвЂ™s owners)
- Life insurance companies
- Businesses located in a foreign country (businesses in the U.S. owned by aliens may qualify)
- Businesses engaged in pyramid sale distribution plans, where a participant’s primary incentive is based on the sales made by an ever-increasing number of participants
- Businesses deriving more than one-third of gross annual revenue from legal gambling activities
- Businesses engaged in any illegal activity
- Private clubs and businesses that limit the number of memberships for reasons other than capacity
- Government-owned entities
- Businesses principally engaged in teaching, instructing, counseling or indoctrinating religion or religious beliefs, whether in a religious or secular setting
- Consumer and marketing cooperatives (producer cooperatives are eligible)
- Loan packagers earning more than one third of their gross annual revenue from packaging SBA loans
- Businesses in which the lender or CDC, or any of its associates owns an equity interest
- Businesses that present live performances of an indecent sexual nature or derive directly or indirectly more 2.5 percent of gross revenue through the sale of products or services, or the presentation of any depictions or displays, of an indecent sexual nature
- Businesses primarily engaged in political or lobbying activities
- Speculative businesses (such as oil exploration)
Special considerations apply to some types of businesses and individuals, which include:
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Provide us with correct listing info
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Whether it requires manual listing service processes, leveraging our industry relationships or automation through our real-time network, we do whatever it takes to make sure your local business listings are updated and optimized for the long term. Once we make an update, it sticks.
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If you have manually claimed online local business listings for even a single location before, you know how long it can take for each directory like Yelp, Google, Yahoo and more. In addition to the big ones, there are dozens of sites that require manual claiming, so 100% automation simply isn’t a solution. Our listing service team manually claims each location or directory listing one at a time. It’s their job so it doesn’t have to be yours.
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Why do accurate local business listings matter?
- Improves ranking in search engines like Google, especially for local searches. (Imagine what you would have to pay for an Adwords ad in the same area.)
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Accurate listings make your business easier to find, creating happy customers and, in turn, more positive reviews.
Based on audits of over 200,000 businesses, locations appear incorrectly in more than 75% of national directories.
Keeping listings updated is an easier part of business now. When we notice a problem with an online listing, I can call my Connectivity account manager, give them a specific issue and they will take care of it effortlessly.
Kim Holen, General Manager, Gruen Agency
Our Comprehensive Approach to Business Listing Services
Managing local business listings is very labor intensive but extremely valuable for your digital marketing and customer acquisition efforts. What Connectivity offers is an approach that takes the work of claiming, managing and optimizing local listing s off your team s plate. Beyond local business listings software, Connectivity acts as a complete local business listing service.
We use a three-tiered approach to make sure your listings are as accurate as possible. The first step is sending all your accurate info to major data aggregator platforms such as Infogroup, Acxiom, Factual and Localeze/Neustar which corrects a big chunk of listings. Meanwhile, we push accurate business listing data to our network of publishers such as Mapquest. While your updated data is processing all over the internet, fixing and optimizing your incorrect listings, our manual claiming team goes into important sites such as Google, Bing and Yelp to personally update and claim listings on your behalf.
Our approach ensures your local listings will be updated everywhere including all top directories, in-car navigation systems, review websites, online maps, niche industry websites and more.
Free Website Builder: Make a Free Website & Hosting, Webs, small business websites.#Small #business
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Webs does a surprisingly good job of making it easy to build a good-looking, customized site through a completely browser-based interface.
Our simple drag and drop interface makes building beautiful free websites quick and simple.
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Get support the way you want it.
Sometimes you want to talk to a person – and sometimes you don’t. That’s why our flexible packages offer different support options that fit your style.
With a powerful free website builder and professional website templates, Webs can help you easily create the website you’ve always wanted to promote your small business, sell something online, or simply showcase your creativity.
Ready to get started? Get helpful tips for small business websites and more in our resource center.
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Webs makes small business marketing simple.
Explore the Webs online marketing platform below.
Better Websites Made Simple.
Small Business Websites
We have been working with Belle Angelique Beauty on the redevelopment of their website. The new site features a clean design, is mobile responsive and is integrated with a Content Management System, allowing the client to make updates and add new pages. Check it out!
Webdesign for a mobile beauty therapist
Small Business Websites обновил(-а) фото профиля.
Small Business Websites
Are you looking to get your business online? Check out our new article on getting your first business website.
How to get your first business website in 6 easy steps
Small Business Websites
Are you looking to get your business online?
Our affordable business websites include everything you need to get your business online – from registering your domain name, through setting up your hosting, to launching your business website and submitting it to search engines.
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Small Business Websites
We re proud to announce the launch of our latest web project, a bespoke, mobile responsive website for Stepping Stones, a training package created by the Salamander Trust charity.
Small Business Loans
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Apply anywhere in Australia and prepare to be amazed!
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I would like to express our sincere thanks for your assistance with our start-up funding! The whole process was very quick and easy, provides very competitive rates and all enquiries were dealt with within the time frames stated. I would recommend Max Funding to any business and would have no reservation in using your service again.
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Thank you very much for your fast easy process of the loan funding, the process from start to end was very efficient!! fantastic team very professional and friendly Thank you once again!! l will definitely pass on this service to my friends & family. Many Thanks.
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The Complete Beginner’s Guide to Investing in Stock
History has shown that investing in stocks is one of the easiest and most profitable ways to build wealth over the long-term. With a handful of notable exceptions, almost every member of the Forbes 400 list got there because they own a large block of shares in a public or private corporation. Although your beginning may be humble, this guide to investing in stocks will explain what stocks are, how you can make money from them, and much more.
What Is Stock?
Have you ever asked yourself, What is stock? or wondered why shares of stock exist? This introduction to the world of investing in stocks will provide answers to those questions and show you just how simple Wall Street really is. It may turn out to be one of the most important articles you ve ever read if you don t understand what stocks represent. Find out the answer to What is Stock? and how it comes to exist . More
How Do I Actually Make Money from Investing in Stocks?
You probably know that investing in stocks is a way to get rich but very few new investors actually realize how you make money from your shares of stock. Now, you don t have to wonder any longer. Let us show you the two ways you can profit from owning and investing in stocks, and some of the factors that determine how fast a company grows. Find out how to make money from owning stocks . More
How to Invest in Stocks
Once you ve come up with a list of potential stock investments, you need to actually jump in and start buying shares. How do you do it? It s not hard at all. Let us show you how to invest in stocks . More
How Can I Find Stocks for My Portfolio?
Now that you understand the basics of investing in stocks, the next step is to find investment ideas. You need the names of actual companies in which you want to purchase stock. How can you find good investment ideas? Here are some suggestions . More
Why Do Stock Prices Fluctuate?
When you own shares of stock, you better get used to your portfolio going up 50% or falling 50% over short periods of time. What, exactly, makes shares of stock fluctuate so much? The answer is really simple . More
What Is a Stock Split?
If you invest in stock, you are going to experience a stock split at one time or another. What is a stock split? Are stock splits good or bad for you? Find out what stock splits do to your investments . More
What Is a Stock’s Market Capitalization (and Why Should I Care)?
Once you begin investing in stock, you need to pay close attention to the market capitalization of each stock you own. Terms such as mega cap, big cap, small cap, and micro cap may not make sense to you now, but in a few moments, it will be old hat. Find out more about how market capitalization influences your investment returns . More
What You Should Know About Stock Prices
Did you know a $50 stock can be more expensive than an $800 stock? It has to do with the way corporations are structured and as a new investor, this is one of the most important things you need to learn before you invest a single dollar into the stock market. Find out how you should think about share price . More
Studies have shown that 99% of the real, after-inflation return you earn on your stock investments will come from the dividends you receive each year. This guide covers everything a new stock investor needs to know about dividends including how they are paid, and much more. More
Should I Invest In Blue Chip Stocks?
Now that you are an investor, you are going to hear a lot about blue chip stocks, or bellwethers as they were called in the old days. How is investing in blue chip stocks different, and why would you consider adding them to your portfolio? Discover the benefits of blue chip stocks . More
How Is Investing in Preferred Stock Different from Investing in Stock?
Preferred stock is very different from regular shares of common stock that virtually all investors have owned at one time or another. In fact, preferred stocks have their own list of risks and drawbacks. Find out how investing in preferred stocks is different . More
How To Choose a Stock Broker for Your Stocks
It s difficult to begin investing in stocks without a stock broker. This complete guide to choosing a stock broker and brokerage firm should make the process easy and enjoyable. More
Role of Finance in a Business, how to finance a business.#How #to #finance #a
Role of Finance in a Business
Money is the nerve center of a business.
Looking at finance. image by mark humphreys from Fotolia.com
- 1 [Role Within Business] | Importance of Finance Its Role Within Business
- 2 [Different Functions] | What Are the Different Functions of Business Finance?
- 3 [Business Finance] | What Is the Meaning of Business Finance?
- 4 [Six Main Functions] | Six Main Functions of a Human Resource Department
The goal of any finance function is to achieve three benefits: business support service, lowest costs and effective control of the environment. Money is the lifeblood of a business and finance is the nerve center. Finance is required to promote or create a business, gain assets, develop products, run market surveys, advertise. The conventional view of finances focuses on being reactive, efficient, quantitative and risk averse. New innovative views focus on being vision-oriented, opportunity and growth focused, intuitive and risk-taking.
Budget And Forecasting
Budgeting and forecasting relate your business to the outside community. Driven by earnings and growth estimates, stock prices rely on timely data forecasting to achieve optimal price and market capitalization. Small businesses benefit from this knowledge even though not publicly traded. Knowledge of raw material requirements, personnel and staffing demands, and expansion requirements force entrepreneurs to thoughtfully consider their needs.
Also referred to as the close, Finance, Money Business and Stock Market website defines bookkeeping as the process by which all subsidiary ledges and journals of the organization are summed up for a given time. A close can be small and simple or incredibly long and complicated depending on the size and complexity of the company. Your company should be able to close within a few hours, so the process can happen daily.
Any company with shareholders or outside financing should have standard external reporting requirements. External reports focus on how banks, shareholders and the general public all relate to the organization. Stockholders rely on reports of data forecasting and budgeting when determining when to buy and sell, so accurate data defines the entire process.
Payables And Receivables
The finance department manages all cash flow into and out of a business. Vendors and creditors need payment correctly and on time to keep things running smoothly. You need to stay liquid–the right amount of cash on hand–at all times and finance must maintain payment plans that keep everything on track.
Due to public trading, large company owners tend to be widely scattered with management sometimes located in another place entirely. The management must ensure the owners economic welfare to stay employed. A company s success and growth occurs when the principles and procedures of corporate finance are followed. Corporate finance forms the backbone of a corporation. Without accurate and timely information, the system would fall to pieces.
About the Author
Dana Griffin has written for a number of guides, trade and travel periodicals since 1999. She has also been published in The Branson Insider newspaper. Griffin is a CPR/first-aid instructor trainer for the American Red Cross, owns a business and continues to write for publications. She received a Bachelor of Arts in English composition from Vanguard University.
fast business loans
Business Loans – Alternative Business Financing
We provide business cash advances, completely unsecured up to $250,000! A business cash advance is a great alternative to traditional loans and small business financing options such as:
- Small Business Loans
- Unsecured Business Loans
- Business Loan for Businesses with Bad Credit
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Our business cash advance is based on future sales. We facilitate success by providing cash in advance, quickly, without the formalities and strict requirements of a business loan offered by banks and other financing companies. Business loans require security (collateral), good credit and a long business history. New businesses and small businesses with bad credit may still qualify for an unsecured business cash advance loan.
Business Cash Advance Requirements
- Your business is registered in the United States
- Your Business is established – No Start-Ups
- Proof of gross monthly revenue
Business Cash Advance Vs. Small Business Loan.
Unlike traditional small business loan financing, with our business cash advance you are not fixed to a repayment schedule. If you have a slow period we take a smaller payment; working with the flow of your business. Additionally, unlike small business loans, our unsecured business loan alternative does not require collateral or a personal guarantee. We also do not require financials or tax returns. Our quick online application is simple and takes only a few minutes. Business loans require extensive paperwork and a lot of time. We can approve your business for an unsecured cash advance in less than 24 hours and have a working capital loan of up to $250,000 transferred to you in less than 1 week!
Behind every small business there is a business owner. We believe in business owners and we invest in their potential.
Top 100+ Local Business Listing Sites To List Your Business On For Free
We have spent years narrowing down the best local directory and social sites that any business can list on for free. Listing your business information on these free business listing sites increases online exposure and provides new avenues to reach potential customers. These business listings, also commonly referred to as local SEO citations, are one of the most important local search ranking factors for major search engines and are completely necessary for any effective local SEO campaign. Enjoy this list of free sites to list your business, check back often as we regularly maintain and update this list and don t forget to share this page if you find this list useful.
DirectoryBug Pro Listings
This list is for US based businesses, though many of these sites will work for businesses in other countries. We are working on expanding this list to include sites for other countries.
Common relevant search terms for referencing this list of business listing sites: SEO business listing U.S., local listing sites, free local listing sites, U.S. business listing sites, top local listing sites, local directory sites, U.S.A. business listing sites, best business listing sites
9435 Waterstone Blvd #140,
Cincinnati, OH 45249
1720 West End Ave #105,
Nashville, TN 37203