Month: April 2017

Commercial Loan Calculator – Interst Only Commercial Property and Bussiness Loans #business #contracts

#business loan calculator


Commercial Loan Calculator

Calculates commercial property loan and business loan repayments, total costs, fees, exit costs with monthly, fortnightly, weekly and interest only mortgage repayments.

  • Default calculation is “interest only” and monthly repayments over 15 years. Adjust values to suit your calculation.
  • When changing the repayment frequency repayments automatically change to principle and interest payments.
  • Calculate real annual interest rate for your loan based on interest rate and fees paid.

  • If you require help with commercial loan calculations or anything related to commercial finance please click the button below for assistance.

    1. Loan Amount – Estimate of how much you would like to borrow – not sure find out how much you can borrow

    2. Number of Years – Enter the number of years to pay the loan

    3. Fixed or Intro Term (optional): Insert the fixed rate term in years or the introductory rate or honeymoon period. Expressed in years

    4. Fixed or Intro Term Interest Rate (optional) – Insert the fixed interest rate term or the introductory rate or honeymoon period.

    5. Ongoing Interest Rate – Insert the interest rate. If there is a fixed or introductory period insert the interest rate after the period has ended.

    6. Repayment Frequency – Choose monthly, fortnightly, weekly or interest only and the repayments result will reflect your repayments for that period. Note that interest only payments are calculated per month. Click the following link if you would like to use a specific interest only mortgage calculator.

    7. Application Fee – Insert the total upfront fees for the loan

    8. Monthly Fees – Insert the ongoing monthly fee if applicable to the loan

    9. Yearly Fees – Some lenders charge an annual fee for loans

    10. Discharge Fees and or Early Exit Fees – Most lenders charge an discharge of mortgage fee between $150 and $900 when your mortgage has been discharged. Insert early exit fee penalties if you discharge your loan within the first 3 to 5 years.

    11.Total Fees – This includes all the upfront, ongoing and exit fees associated with your loan.

    12. Intro or Fixed Repayments- This is your monthly, fortnightly, weekly or interest only repayments for a fixed rate loan or introductory rate loan

    13. Ongoing Repayments – This is your monthly, fortnightly, weekly or interest only repayments for the loan. If there is a fixed or introductory period then these are the repayment after the period has expired.

    14. Interest Paid – This is the total interest paid over the term of the loan without making extra repayments, interest rate changes or using an offset facility.

    15. Total Cost of Loan – This is the total cost of the loan and it includes all the upfront, ongoing and exit fees for that loan.

    16. Comparison Rate – As described above

    This is an estimate only. It is provided for illustrative purposes only and is based on the accuracy of information provided. It does not constitute a quote. Results are based on amortised scheduled repayments and, once any discount or fixed rate period expires, applies the current variable rate for the remainder of the loan term. All applications for credit are subject to lenders normal credit approval criteria.

    • Commercial Loans
    • Home
    • Commercial Property Loans
    • Business Loans
    • Development Finance
    • Low Doc Commercial Loans
    • Car Lease
    • Equipment Finance
    • Commercial Loan Lenders
    • Commercial Loan Brokers
    • Commercial Loan Calculators
    • Commercial Loan Calculator
    • Comparison Rate Commercial Loan Calculator
    • Interest Only Loan Calculator
    • Business Loan Calculator
    • Commercial Loan Quotes
    • Commercial Property Quotes
    • Low Doc Property Quotes
    • Business Loan Quotes
    • Car Lease Quotes
    • Equipment Finance Quotes

    Need Help?

    If you need help with a product or need more information we have lender representatives Australia wide that can help you with your enquiry.

    About us

    Smart Search Finance is an Australian mortgage comparison website that helps you find products best suited to your lending needs. We compare home loans, investment loans, Self Managed Super Funds (SMSF) and commercial loans from a wide variety of lenders.

    With access to hundreds of lenders and their representatives offering more than 3,000 products. We have one of the most comprehensive listing of mortgage based loans on the Australian mortgage market.


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    Investment news is the most boring news #financing #for #business

    #investment news


    Investment news is the most boring news of all, tell us why your company matters

    “EXCITING STARTUP CORP has raised $50 million from RAPACIOUS VC BASTARDS. Do you want to interview the CEO to find out how excited he is to be able to dive into a vault of money, Scrooge McDuck-style?”

    A16z just invested in his payments app for ducks

    All Killer, No Filler

    We’re bringing Momentum to New York: our newest event, showcasing only the best speakers and startups.

    One of my favorite policies at The Next Web is that we don’t write about funding news. The figures support that decision. Most readers care as little as I do about the movements of money bags.

    Of course, it’s important to understand how VC and Angel investments effect the tech industry. The choices these mostly white, male gamblers make have an effect on what entrepreneurs choose to build. But these stories aren’t interesting in and of themselves.

    Yes! Team of millionaires I support, defeat the team of millionaires I despise.

    A lot of our rivals go all out in covering investment news. They hype it. They analyse it like American sports commentators going stats crazy before a football* game. They revel in it. All power to them.

    But ultimately, writing about how much money a company has raised without actually questioning whether it’s doing something useful or even groping towards the concept of being useful, is fan service.

    Big numbers are exciting to us because we like to imagine ourselves having that many resources to play with. Fetishising investment in the tech world while you pull in an average salary – underpaid crew, represent! – is akin to voting Republican because you imagine you might be that rich one day.

    Another thing ruined by Obama.

    Really, this is a public service announcement to founders and their public relations people. I will *never* write about how much money you’ve raised. At least, not that alone.

    Image credit: Walt Disney Productions

    *Note for the confused: What you call ‘soccer’ is FOOTBALL. No arguments brooked.

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    Nepal Stock Exchange Ltd #business #models

    #stock market


    As of 2016-09-01 15:00:00

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    Business Plan Template – Free & Simple for Small Business #cool #business #cards

    #business plan template


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    What is a Business Plan and Why Is It Important?

    Put simply, a business plan has two main purposes to outline business goals and to define the strategy for achieving them. While business plans are traditionally used when companies seek investors or commercial lenders, the business planning process has become popular among small business owners as a way to develop a strategic blueprint for the operation and success of their companies. With a solid business plan template, you will have the confidence and documentation to get out there and pitch your product or services to anyone.

    Use a Business Plan if:

    • You are starting a business and want to write down your objectives and outline the plans for your startup.
    • You have an idea for a product or service and hope to get potential investors, lenders, donors or business partners on board.

    View Sample

    Sample Business Plan

    More than just a template, our step-by-step interview process makes it easy to create a Business Plan

    Save, sign, print, and download your document when you are done.

    How to Write a Business Plan

    If you’ve spent any time researching business planning software, you may be a bit overwhelmed by the formality of making a business plan and the variety of components that you should include. Unlike other services out there, our business plan template makes it simple to get started, however you will still need to set aside some time to think through your ideas, even for the most basic business plan.

    Whether you’re writing a short and simple, one-page business plan or a detailed multi-page guide, making a business plan outline is always a good way to put your ideas down in draft form.

    Here are the standard elements of a business plan to consider as you write your outline:

    • Executive Summary: A high-level snapshot of your business and your strategy.
    • Business Description: What do you do? What differentiates you from others?
    • Description of Product/Services: What do you sell? Why should people buy it?
    • Market Analysis: Identify industry trends. Who are your core competitors?
    • Marketing Strategy: Who are your customers and how will you reach them?
    • Company Structure: Are you incorporated. Who will manage your company?
    • Operations and Budget: What is the plan for running your company?
    • Financial Assets and Liabilities: How much capital/debt do you have?
    • Funding Requests: How much funding do you need and how will you use it?
    • Financial Projections: What is the return on investment?
    • Appendix: Do you have any other supporting documentation?

    If you’re still unsure about starting a business plan, or want to get more familiar with the different parts of a business plan template, we’ve got a great guide to starting a business that covers the entire business planning process in more depth. You can also read through the sample business plan above to see a live example.

    Types of Business Plans

    Regardless of what type of business you are starting, our step-by-step business planning software will provide you with the best business plan template to get your new venture off the ground. Here’s a look at some specific areas where we can assist you:

    Small Business Plan
    Writing a business plan is a good idea regardless of your industry or startup size. Small business owners should especially consider creating a small business plan to outline their strategies and define their business objectives. Here are some examples of businesses where the exercise of business planning can be particularly useful:

    • Bar or Restaurant
    • Bookkeeping Business
    • Construction Business
    • Consulting Services
    • Day Spa Business
    • Event Planning Business or Wedding Venue Rental
    • Fashion/Clothing Line Business
    • Home Care Business
    • Hotel Business (including Airbnb)
    • Law Firm
    • Online Boutique Business
    • Other Retail Business
    • Property Management or Real Estate Business
    • Tech Startup or Software Company
    • Transportation Services

    Non-Profit Business Plans
    In the same fashion as other ventures, nonprofit organizations can use our business planning software to outline their mission and strategy. A well-written non-profit business plan can help organizational leaders communicate their vision and build trust within the communities that they serve. For example, having defined and outlined their approach in a non-profit business plan template, organizations may find themselves better equipped to answer challenging questions when it comes to fundraising and finding new donors.

    If you would like to create a business plan and have a question about what’s right for your small business or organization, feel free to ask a lawyer .

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    Udemy Business Strategy Courses Review #local #business #listings

    #business strategy


    Udemy Business Strategy Courses Review

    A strategy can be defined in many different ways, but essentially all definitions encompass several key elements. A business strategy is defined as the decisions a company makes when it comes to discuss its business objectives and the ways of achieving them. A good strategy will include the clear definition of goals, as well as the plan with which the company will pursue said goals.

    An Udemy business strategy class can prepare you with ways to best create and implement a business strategy. More than anything, strategy training is first and foremost about analysis. One must understand the business they are in, the market surrounding it, and the obstacles and/or competition which stands in the way of achieving the goals that were set. Because the business world can be unpredictable, analysis is crucial. When done correctly, analysis of internal and external data can help maximize the company’s potential, make smart use of its resources, and gear it towards success.

    A strategy should also include the scope of the business, and the value or impact – monetary or otherwise – that the company will have on itself, its environment, its customers, clients, and shareholders. In that sense, strategy is the very foundation of any business, company, or enterprise. A strategy makes plain the bigger questions which drive any business: what business are we in? How do we succeed in it, taking into account our available resources? What are our objectives, on a small and large scale? How do we make those objectives happen in the best possible way?

    Business Strategies, thanks to Udemy

    The Udemy business strategy courses page displays the top free courses, the top paid courses, and new and mention-worthy courses. Examples of the courses are: Sales and Business Case Development ($89), Productivity Management Formula ($125), Listbuilding for Internet Marketers ($199), and Foundations of Business Strategy (Free).

    The courses on Udemy also provide training which promotes innovation, smart planning, and customer retention. Udemy offers courses on drafting a business plan, naming a business, using the internet for marketing purposes, and managing a product responsibly.

    Idea Validation

    One very popular course is Idea Validation from idea to paying customer in 1 day, by instructor Evan Kimbrell. Kimbrell is the founder and director of San Francisco-based SprintKick, a digital agency which provides solutions to anyone and everyone with an idea. From design through development to deployment – Kimbrell’s company does it all, and has a proven track record.

    Kimbrell’s course is all about validating a business idea before deploying it, sort of ‘beta testing’ it in the shallow waters. In his course, Kimbrell teaches students how to develop an idea from scratch, experiment with it, and avoid the problems and pitfalls which cause many – if not all – business ventures to fall flat on their faces. The course has over 51 lectures and nearly 9 hours of content, and has been taken by nearly 4000 students. This course has no pre-requisites, other than an internet connection. Of course, some knowledge of basic online research techniques can be beneficial, but it is not necessary.

    This course is intended for anyone with an idea: entrepreneurs, product managers, small business owners, marketers, and basically anyone who is interested in testing the waters online before committing to a specific plan.

    Analyzing An Idea (or Product)

    Kimbrell’s course is the very definition of good business strategizing. It aims to help out those who already have an idea or product, but are interested in analysis. Kimbrell’s teaches his students to analyze their idea or product, and the market in which they are in, in order to see if the goals which they are interested in achieving are indeed achievable. According to Kimbrell, most businesses fail because they lack proper planning and testing. In his course, he provides valuable tools which will save those who use them time and money, and ensure that once they finally do launch, there will be a lot less risk involved.

    Students which took the course had very good things to say about both the class itself and its instructor. Only one student said he was forced to listen to the lectures in the form of a podcast, since Kimbrell’s body language was very distracting. Kimbrell’s course is well-organized, and provides a great starting point for all business newcomers.

    Related topics are found on the strategy Udemy page. Courses on productivity, finance. web development. and running a home business are displayed as quick links, for easy access and navigation throughout the Udemy website .

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    Government grants and financing – Canada Business Network #business #search #engines

    #business grants


    Government grants and financing

    Government departments and agencies provide financing such as grants, contributions, subsidies, and loan guarantees. Find out what type of government financing may be available for your business. Use the search tool or browse by type of financing.

    Browse government financing by type

    Explore opportunities to receive public funds to help springboard your business venture.

    Examine these loans and other borrowing possibilities for your new or existing business.

    Having trouble securing a loan for your business? A government-backed loan guarantee could help you attract creditors.

    Looking for more return on your business expenditures? Browse potential tax benefits that could help reduce overhead.

    Are high wage expectations making you reluctant to put up that Help Wanted sign? A wage subsidy program can put the perfect employee within your reach.

    Searching for a long-term financial solution for your business? An equity investor may be willing to bank on your potential.

    Date modified: 2016-05-05

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    Vending Machine Business Plan: Did You Think of These Before You Got Started? #secured

    #vending machine business


    Vending Machine Business Plan: Did You Think of These Before You Got Started?
    by Chris Tomasso

    The first things you must consider when making a business plan is, What are your goals? , and Does the math work? Many people first get the idea to get into vending because the notion of passive income and controlling their own destiny is so compelling. While this is true, they forget to calculate if it even makes sense for them.

    Without a proper business plan, you can set yourself up for failure from the start. This is because, in vending, there is a significant delay between your actions and your financial results. Whether you make the right or wrong decision, you don t see your outcome for a while. So much money is moving from place to place in vending that it can be hard to track. There are many sources of income: Cash from machines, free vend, subsidizations, renting machines, rebates from corporations, and more. Expenses are varied, including but not limited to: Rent on a warehouse, insurance, vehicle repair and maintenance, machine repair and maintenance, buying product, accounting, and acquiring new accounts. Revenue from the business is the result of thousands of small transactions. In general, your profit is not immediately obvious.

    Why create a business plan?

    It may seem straightforward, but in a business where the average operating profit is 45%, but the average net profit is just 2%, you can’t afford not to plan. Creating a business plan will help you price your product, set up service schedules, set minimum sales requirements for locations, determine how much you can afford to invest in new business, and it lays the groundwork for your future success.

    If you don t create a business plan, you could be working for less than minimum wage in a job that is supposed to give you more time and freedom.

    Where do I begin?

    A business plan can only be effective if it reflects your specific goals. If you haven t already, ask yourself some of these questions:

    • How many hours are you willing to work?
    • Are you looking to build it and sell it or give it to your kids some day?
    • Is it a retirement vehicle?
    • Will you need to train someone to eventually run it for you?
    • Do you have cash to invest in it or are you building it from scratch?
    • Do you want a flexible schedule or time to travel or spend with loved ones?
    • What resources do you already have? A person who is well connected will have a lot easier of a time starting out than a person who has just moved to the area.
    • Do you have warehouse space or a vehicle you can use?

    I strongly encourage you to really consider these questions and how running a vending business will fit in with your overall lifestyle goals. This could take you days or even weeks if you haven t consciously thought of it before. Once you seriously answer all of these questions, you ll need to start doing some math.

    Doing the math

    The exact math you need to do will be reflective of your specific goals and the resources you need to achieve those goals. As such, it s beyond the scope of this article. If you need help deciding what s realistic for you, I suggest seeking the help of a professional in the vending industry.

    What you need to keep in mind is that vending machines have a significant up front investment. It could take a year for the sales of a machine to recoup the cost of buying and installing the machine. This means that, although you will be making cash money immediately, you will not likely profit from those vending machines for at least a year.

    This reality needs to be reflected in your business plan. If it takes each of your machines one year to pay off their debt, those machines are not making money for you right now.

    How are you making money right now? Do you have this as a side job? Do you offer a service, such as installation or repairing machines for other vendors? Do you have office coffee service where the cost of installation is potentially much cheaper and the per item value potentially much higher?

    On the other hand, can you afford to not turn a profit on this machine for the allotted time? Can you afford to add at least 15% to that number to account for maintenance costs? If you can absorb these for the time being, great! If it s not making you a profit, it still may be a good idea, as long as you plan for it.

    Growing your vending business

    Planning for the future is also part of your business plan. How do you plan to grow your business? Do you plan on making lots of cold calls? Do you plan on generating a referral based business?

    Learning vending is a fantastic way to learn how to run any business. This is because, instead of running one giant entity like a restaurant, you are running dozens or hundreds of tiny machines, each with their own cash flow. In doing this you will get really good at recognizing good business opportunities and bad opportunities because you can automatically do the cash flow in your head.

    Like many other businesses, a vending business has an economy of scale. Vending supply companies, such as a cash and carry. sell products in cases, so if you only have one snack machine and you buy a case of chips, unless that company only buys one kind of chips then I guarantee your chips will expire before you sell them all.

    A case is 64 chips. In an average snack machine, a row for chips is between 10-12 spaces. This means that you will need 6 rows of one kind of chip to sell in no more than two months, because chips usually expire in two months. You will most likely have expired chips in this scenario. If you are in this situation, then you should probably take away your snack machine until you can find a location with a higher volume of sales. A vending business profits immensely from a certain scale, because you can get and utilize cases to offer a variety, get rebates from manufacturers, begin hiring employees so you re not doing as much route driving yourself, and get deliveries from vending supply companies instead of going to them to get product. These are just some of the benefits of scaling up your business.

    Since scaling is so important, you must decide if you’ve gotten started in the business too small. If this is your problem, you might be better off selling your route to someone with a larger business and working under them on a contract basis. Otherwise, you will have to secure a large loan in order to purchase a lot more equipment if you want your business to scale up quickly. This debt will then be subtracted from your profits. If you can still make a profit after subtracting all of your business operating costs and paying back the debt for starting the business, then great!

    Final Thoughts

    The difficulty of creating a sensible business plan is why so many small time vendors go out of business so quickly. More and more the little guys get squeezed out because the cost of running a business is much harsher for a smaller business as it is for a slightly larger business. This is because often time your fixed costs (rent, insurance, product cost, etc) remain the same whether you have two machines or two hundred machines.

    This is just barely scratching the surface. If you feel lost, I suggest seeking the advice of someone in the vending industry. I also recommend speaking with Robert Cornelius. He s our resident vending consultant at Vending How. No matter what you choose to do, it pays to plan and plan well.

    Chris is the editor and online marketing guy at Vending How. He can also drive more traffic to your website.

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    Cincinnati Business Courier: Fourth – Race Project Back on Track – Flaherty – Collins

    #cincinnati business courier


    Cincinnati Business Courier: Fourth Race Project Back on Track

    by Chris Wetterich | Cincinnati Business Courier

    A three-year-old plan to build a new apartment complex and garage in a key corner of downtown Cincinnati is back on track after years of delays, political saber-rattling, review and revision.

    Later this summer, the Cincinnati Center City Development Corp. will demolish Pogue’s Garage at Fourth and Race streets and begin building a new garage, the podium for a $106 million, 225-apartment luxury tower to be built and owned by Indianapolis-based Flaherty Collins Properties. Demolition will take three to five months with construction of the 14-story building expected to begin by the end of the year.

    The project will activate a sector of downtown that has some residential presence already with apartment and condo buildings on the west side of Fourth and Fifth streets, and, just as important, add much-needed supply to a Cincinnati housing market with pent-up demand.

    “That’s a lot of bodies introduced to a part of town that straddles between Fountain Square and (west) Fourth Street where there is residential. There’s sort of a gap there, and this fills it in pretty well,” said Adam Gelter, 3CDC’s executive vice president for development. “Fourth Street in general, especially as you come east, is one of the better streets in town from an urban feel, but it isn’t tremendously active, particularly at night. The tenants on the first floor and the people above will bring a little bit more life to the street.”

    Jim Crossin . Flaherty Collins Properties vice president for development, said the company is happy with how plans for Fourth and Race turned out.

    “We think the project will be a great success,” Crossin said. “3CDC — they operate a lot of parking facilities. They’ll also take care of the loan and lease of the ground-floor retail, which is in their area of expertise. Our business is multifamily development. It works out great that they’re doing those two portions of the project.”

    The company was not fazed by the long process of dealing with a change in city administration and shifting priorities.

    “Almost everything we do is a public-private partnership. The public side of most of our deals usually involves the local municipality,’’ Crossin said. “We like them because in the end, it’s usually an opportunity to develop a special project downtown where projects aren’t easy to get done. It takes often working through the political process to get it done.”

    Like other recent, brand-new downtown apartment projects, nearly half of the building will be a parking garage. 3CDC will build seven stories – first-floor commercial space, plus six floors containing 700 parking spaces – and Flaherty Collins Properties will build seven stories of apartments on top of that. Some parking will be reserved for residents while other spaces will replace those lost in the demolition of Pogue’s Garage.

    The apartment tower will be C-shaped with an amenity deck on the eighth floor that includes a grilling area and resort-style outdoor pool.

    Crossin said hiding the parking garage is an important architectural feature of the building. Atlanta-based Preston Partnerships, which designed the second phase of the Banks, will design the building, while Turner Construction will manage the construction.

    “There’s screening on the garage to mask that it’s a parking garage,” Crossin said. “We wanted it to not look like a residential building sitting on top of a garage. We wanted a cohesive design that fits into the context of downtown.”

    Flaherty Collins Properties aimed for a ratio of 1.1 to 1.2 parking spaces per unit. Asked whether he believes additional downtown apartment towers will need as much parking in the future, Crossin said that while the streetcar could reduce parking needs, “We’re still in the Midwest where you may need to use your car less, but everybody needs a car.”

    If residents become less dependent on their cars, Crossin said, the parking spaces could be used by others.

    “If you add more jobs downtown, which definitely seems to be going in a positive direction, those people will need places to park.”

    The project is “addition by subtraction,” Gelter said. It gets rid of a hideous parking garage that empties via ramps on city streets. 3CDC expects to open the new garage before the overall project is complete, as it did with the 84.51 center at Sixth and Race streets.

    “If nothing went back, it would be better than it is today,” Gelter said.

    First-floor retail also was key.

    “As we build around the country doing urban mixed-use, our residents – the No. 1 thing they want is a walkable, urban environment,” Crossin said. We wanted to have street-level retail space that serves as an amenity to residents.”

    Flaherty Collins Properties has developed 50 properties and 8,000 units, with many of their projects in Indiana.

    The project will inject several hundred new residents in an area of downtown with a lot of longtime retailers, such as Koch Sporting Goods and Bromwell’s. Both developers and government leaders view downtown as having more demand than supply, with Downtown Cincinnati Inc. reporting an occupancy rate of 97 percent for residential units in 2015.

    Even as Flaherty Collins Properties worked through the Fourth and Race deal, it considered other Cincinnati projects. It has talked to some downtown parking lot owners who other developers have reported have been reluctant to sell or join developments as equity partners.

    “We’re getting a subsidy from the city. The land is being contributed also,” Crossin said. “If it were Joe Smith with a parking lot that’s very valuable land worth several million bucks, it doesn’t work. If rents can continue to rise, we’ll reach a point where those deals do work without any help. I think the city’s hope is that they’re priming the pump.”

    Flaherty Collins Properties plans to keep looking for other projects.

    “We think Cincinnati’s a fantastic market downtown,” Crossin said. “We think there’s more demand (downtown) than there are new high-end projects currently.”

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    40 really creative business card templates #business #ideas #for #kids

    #business card templates


    40 really creative business card templates

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    Harvard Business Publishing – Business Information Guide – Subject Guides at Syracuse University Libraries

    #harvard business publishing


    Business Information Guide

    PDF of step-by-step instructions on how to find HBR articles and case studies in Business Source Elite.

    Significant reporting and analysis of management topics appear in the periodical Harvard Business Review . Syracuse University Libraries offers affiliated students, staff, and faculty full-text access to HBR articles and case studies online via the database Business Source Elite (which indexes HBR content back to 1922, with full-text article coverage from 1985 thru present).

    Instructions for finding Harvard Business Review Articles Case Studies in Business Source Elite

    NOTE: The case studies in HBR are short (around four pages each) and should not be confused with the premium Harvard Business Publishing case studies noted on this page under Harvard Case Studies.

    Harvard Business Review 500
    At the request of Harvard Business Publishing, EBSCO has made 500 of the most popular Harvard Business Review articles read only by disabling the printing, saving, and persistent linking functionality for these articles in Business Source Elite. All Business Source Elite subscribers (including SU Libraries) were offered the option to restore this basic functionality by paying an additional annual premium fee. When Syracuse University Libraries requested a quote from EBSCO to restore full access to the 500 HBR articles, we were presented with a significant five figure amount. SU Libraries is disinclined to pursue the option to restore full access to the HBR 500 by paying this premium. Not only is the price per article exorbitant, but more importantly, agreeing to such a fee in order to restore access to content for which we have already paid. could set a terrible precedent.

    What matters and what we wish to emphasize is that, if HBP s new model catches on, having to essentially pay twice (or multiple times) for the same online content will erode the Libraries ability to provide other resources to the SU research community. In short, it s a zero-sum game when it comes to Libraries acquisitions that support research, and this development further adds to the costs of supporting scholarship. In declining to license with HBP under the proffered terms, the SU Libraries goal is to protect our ability to support research at SU to our utmost. While that may sound contradictory, at least in the short-term, in the long-term it most assuredly is not. To learn more about this, please see the blog post titled SU Libraries Stance on Restricted HBR Articles .

    Harvard Business Review in Print

    Print editions of the Harvard Business Review from 1922 to the present are available in Syracuse University Libraries’ print collection.

    Harvard Case Studies

    Harvard Business Publishing case studies cover all areas of management, business planning, marketing, accounting, finance, organizational behavior, entrepreneurship and more. The case studies range from 10 to 30 pages in length and often include an author provided guide, called a teaching note, on how to teach the case in the classroom.

    These case studies should not be confused with the short case studies published in the Harvard Business Review and available in full text via SU Libraries’ database Business Source Elite.

    Access to the Harvard Business Publishing case studies requires individual purchase of cases, including purchase of copyright permission in situations where multiple copies are desired. Harvard does not offer institutional subscriptions that permit an academic library to subscribe to these case studies.

    • Students and faculty visiting the HBP site can freely search and browse topics to identify case studies of interest
    • Access to the full-text case study PDFs requires individual purchase (often priced between $5 and $10 per case)
    • Options for student access to cases selected by faculty are available under a coursepack style access model (in some instances, students enrolled in such courses can receive purchase discounts on cases their faculty identify)
    • S.U. faculty interested in access (for themselves or their students) should explore detailed information about applying for Harvard Business Publishing’s Case Study “Educator Access”

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