Business class hosting for E-commerce and high usage websites.
We have powerful business servers which provide much larger capacity than standard shared hosting environments.
- Limit of 50 users per server
- Higher outgoing email limit (1000 emails / hour)
- Larger CPU/Memory allocations for PHP/CGI/Perl scripts
- FastCGI PHPAccelerator
- PHP5 MySQL5
- Apache 2.0
- Cpanel Control Panel with Fantastico
- Intel 8 CPU Xeon servers
- Find out more about cPanel via the live demo on our servers
- Check out the cPanel features and the Fantastico features
- Need more control? Check out our VPS (Virtual Private Server) plans with SSH and full root access
Choose a Plan
More disk space, no daily hit limits, 256 Softaculous script installer and many more features not included in free hosting.
$19.99 / Month
- Diskspace: Unlimited*
- Bandwidth: 1000 GB per month
- Add-on Domains: 100
- Parked Domains: 100
- Sub-domains: 100
- Email Addresses: 100
- MySQL Databases: 100
- FTP Accounts: 100
- Advertising: NONE
- Technical Support: FREE
- Free domain: One (1)Free .COM. NET. ORG
- Control Panel: cPanel (Demo )
- Script Installer: Softaculous
$39.99 / Month
- Diskspace: Unlimited*
- Bandwidth: Unlimited per month
- Add-on Domains: Unlimited
- Parked Domains: Unlimited
- Sub-domains: Unlimited
- Email Addresses: Unlimited
- MySQL Databases: Unlimited
- FTP Accounts: Unlimited
- Advertising: NONE
- Technical Support: FREE
- Free domain: One (1)Free .COM. NET. ORG
- Control Panel: cPanel (Demo )
- Script Installer: Softaculous
All orders are processed though our dedicated client portal (iFastNet / SecureSignup.net)
A great alternative to Godaddy or secureserver.net
#small business tools
Top 5 Small Business Tools
Being your own boss can mean being your own marketing department, public relations team or sales squad you name it, small business owners often end up handling it themselves, at least at some point. With so many hats to wear, you need to make every second count.
Luckily, there are plenty of tools out there that can streamline tasks, boost productivity and, in sum, save lots of time and money. Since I travel frequently, I ve built up a list of favorites that help me prioritize when I m short on time and that get me where I need to go as quickly as possible. Most of these services are free, and all of them do a fantastic job addressing the everyday challenges that small business owners face. What s not to love?
Buffer — Social media made easy
This user-friendly social media management tool helps me distribute content across major channels Facebook, Twitter, LinkedIn, Google+, etc. with minimum hassle. It lets me schedule posts in advance, selecting prime times to optimize my reach, which is especially helpful when I m away from my computer or traveling. And it allows me to leverage analytics to improve my engagement rates, as well as add clean visual elements, perfectly formatted for each different channel, through its intuitive Pablo tool.
You can use Buffer as a browser extension or handle your social media on the go through the mobile app for iOS and Android. It s free for individuals, but Buffer offers upgraded packages starting at $10 a month to cover multiple profiles, teams and agencies. Sleeker and easier for beginners than tools like Hootsuite, Buffer simplifies the management aspect so you ve got more time to hone your message.
Outlook — Smarter inbox, smarter email
I don t spend enough time on email, said no small business owner ever. Managing and organizing an email inbox can be one of the biggest time wasters entrepreneurs face. That s why I use Microsoft Outlook to either delete, respond, drag to, task or process all mail. Never keep email in your inbox. It creates unnecessary stress and leaves you always feeling behind. Most people use folders, but that s highly inefficient. Processing mail immediately helps me prioritize and label every email that comes my way. This eliminates the need for folders (and trying to determine which one an email should be assigned to), by allowing me to label each email with one or many categories of my choosing. This makes them simple to find when the time comes.
OnStar — Your car as your ally
Since many newer cars include a free trial of OnStar, people already know about many features it offers: a turn-by-turn navigation system, a mobile hotspot, a diagnostics system, and services such as emergency response, stolen vehicle and roadside assistance. When I m on the road, OnStar is my go-to. I rely on its excellent AtYourService tool, which comes at no extra cost with my Guidance Plan. With a press of OnStar s blue button, I can connect to a live adviser for assistance in looking up destination addresses, finding nearby gas stations, making restaurant reservations and even booking hotel rooms. There s a mobile app as well.
Waze — Savvy navigation
There s nothing more frustrating than wasting time in a traffic jam especially here in the Seattle area. Enter Waze . a community-based navigation app that issues turn-by-turn voice directions and provides road alerts before you get stuck in a back-up. When you enter a new destination and leave the app open on your phone, it contributes passively to traffic data, but app users can also actively share information, pointing out cheap prices at gas stations, reporting accidents and editing maps to update local road data. Available free for iOS, Android and Windows Phones, this handy app saves me time, gas money and headaches.
TripIt — Taming your travel itinerary
Gone are the days of shuffling through reams of printed travel reservations or even searching through multiple emails, for that matter. TripIt consolidates confirmations for flights, hotels, car rentals and restaurant bookings into an easy-to-digest master itinerary that I synchronize with my calendar or share selectively with colleagues or family. The free app allows me to access all my info on most of my devices, even offline.
For $49 annually, you can upgrade TripIt to receive real-time travel alerts, alternative flight route information, notifications for potential seat upgrades and frequent-flyer point tracking. TripIt also offers group packages to coordinate itineraries for whole teams, with master calendars and expense tracking.
Saving time for what really matters
These tools leverage technology so that you don t lose time that s critical to your business success. You can turn your car into your office, and you can use the spare minutes you spend waiting in line for coffee or to board a plane to knock out key communications. The more effectively you work, and the more time you save, the more you can concentrate on the aspects of your business (and life) that are near and dear to your heart. For me, that s what it all boils down to.
About the Competition
PolyCello employees inspecting equipment and product quality in the company’s blown film extrusion lines
Now entering its 4 th year, Canada’s Top Small & Medium Employers is an editorial competition that recognizes the small and medium enterprises (SMEs) that offer the nation’s best workplaces and forward-thinking human resources policies. Canada’s SME sector is tremendously important to the nation and is responsible for:
- over half of the nation’s gross domestic product;
- almost 90% of the private-sector labour force; and
- over three-quarters of the new jobs created in the past decade.
Our 2016 winners were announced in a special magazine published in The Globe and Mail on March 29, 2016. Read the press release issued the same day, announcing this year’s winners.
Employers are evaluated by the editors of Canada’s Top Small & Medium Employers using the same eight criteria as our national competition :
- (1) Physical Workplace;
- (2) Work Atmosphere & Social;
- (3) Health, Financial & Family Benefits;
- (4) Vacation & Time Off;
- (5) Employee Communications;
- (6) Performance Management;
- (7) Training & Skills Development; and
- (8) Community Involvement.
To determine eligibility, the Top 100 editors adopted the SME definition used by Statistics Canada, limiting the competition to private-sector commercial organizations with under 500 employees.
Fusion Learning employees looked back to the past for fashion inspiration during the summer conference
The Globe and Mail is our editorial partner on the Canada’s Top Small & Medium Employers competition. Each year, the competition winners are announced in a special magazine published nationally in The Globe and Mail. Our editors’ detailed reasons for selection are published on our job search engine, Eluta.ca click an employer’s name below to read why each of this year’s winners was chosen. Publishing detailed Reasons for Selection is an important feature of our competition: it provides transparency in the selection of winners and “raises the bar” so that other employers can discover and adopt initiatives that work well at other SMEs.
To be considered a “Small or Medium Enterprise”, your company must: (a) have less than 500 employees worldwide, including employees at any affiliated companies; and (b) be a commercial, for-profit enterprise, i.e. non-profit organizations don’t meet the definition.
Applications for our 2017 competition will be available early in 2016. Our 2017 winners will be announced in a special magazine in The Globe and Mail early in 2017. To receive an application for next year’s competition, employers should join our mailing list:
To learn more about the competition, we invite you to join us at the Top Employer Summit. our annual editorial conference on the Canada’s Top 100 Employers project. This event lets you discover the latest best practices from winners, meet competition organizers and editors, and hear inspiring stories from world-class speakers – all presented in a commercial-free format. The conference is Canada’s largest annual event for senior-level HR professionals.
Scalar Decisions employees at the company’s 10th anniversary party
The Little Engines of Growth
There are big differences working for Canada’s Top Small and Medium Employers
Jason Leung knows the difference between working for a big corporation and for a Small and Medium Employer. Really, it gets down to that little word “big”.
Leung used to work in sales, based in Vancouver, for one of the world’s largest soft-drink companies. Now he works in a smaller city for a much smaller company that makes food for small and medium sized friendly creatures.
Petcurean Pet Nutrition, which produces premium pet food in Chilliwack, B.C. is a fast growing company in a fast growing category. It has operations in many of the same countries around the world that the soft-drink company does. But it still has only 64 global employees.
Talk to Leung, who is now an Export Manager, about the workplace culture. “At my old company, it was almost a competition among employees about who was working the longest, who was working the hardest, who was doing the most out there. It was just show off, show off, show off. But here they really promote work-life balance. It feels like family.”
Then there is the challenge of getting something done. “Here, no door is closed, no one says, that’s not my department, don’t talk to me,” says Leung. “At my old company, I’d see it all the time. You’ve got to go through the ranks, talk to your senior manager, the senior manager talks to another person who talks to the person you really need. Here, I just walk into the general manager’s office myself.”
Millions of Canadians share Leung’s kind of workplace environment, although their company may not have made the list of Canada’s Top Small and Medium Employers. Some 90 per cent of the private-sector labour force is employed by a SME (commonly pronounced Smee, like Captain Hook’s sidekick). SMEs are credited with creating over 75 per cent of new jobs in Canada in the past decade.
And this little engine of growth often works on quite different principles from the big locomotives. Leung’s account of the contrasts he found between a soft-drink giant and a pet food SME is echoed 3,200 kilometres away in a tech company in the Waterloo region. “Generally people who come to us from large organizations are very familiar with structure and going through channels,” says Dan Latendre, Founder and CEO of Igloo Software, which employs just over 90 people in Kitchener, Ont. “Whereas here, we’re all about agility and innovation if that’s a great idea, why aren’t we acting on it?”
Latendre believes in a “flat”, non-hierarchical style of organization that can be surprising to people who come from big companies. “They’re very aware of chain of command,” he says. “Here it’s, hey, we’ve formed a project team, let’s get this project done. You may have me, as CEO, in the project along with other people. But we all work for the project manager, and we all have tasks to get done. Which kind of blows people’s minds, that they’re working directly with the CEO.”
To some people, notes Richard Yerema, Managing Editor for Mediacorp Canada, which compiled the SME list, working for a small company means trade-offs a more family style atmosphere and more agility, perhaps, but fewer benefits than at a big outfit. But the 100 companies on this 2016 SME list are proof that sometimes you can have it all. Benefits are often competitive with those of much larger firms.
Take Petcurean. Its Human Resources Manager, Cari McClelland, joined a year ago and found a benefit plan that included prescription drugs, a maternity leave top-up, long-term disability and, after staff asked for it, vision care.
“For a company our size to carry that extensive a benefit package is not the norm,” says McClelland, an experienced HR professional. “I’ve been amazed at the willingness of our leadership to say, ‘let’s look at it if we can do it, we’ll do it’.”
Yet many such benefits are becoming the norm at Canada’s Top SMEs. Yerema says that nearly half of the employers on this year’s list provide some form of maternity leave top-up the additional payment that brings a new mother’s Employment Insurance benefit closer to her original salary for a certain number of weeks. “That is quite an accomplishment,” says Yerema. “Ten years ago, even many large companies weren’t offering it.”
At Igloo, too, Latendre offers benefits that his staff say are equivalent to those of large tech companies they’ve worked at, such as BlackBerry. They also get stock options, offering the promise that the company’s success will benefit every employee.
And that may be another part of the attraction of the Small and Medium Employer. Along with the friendly atmosphere, the quick decision-making and the pot-luck get-togethers, there’s the idea that this small upstart might one day become the most successful software company or pet food company in the world. “SMEs capture the imagination for a lot of people,” notes Yerema. “What would it have been like to be the fifth person hired at Google?”
By Berton Woodward
From the official announcement magazine for Canada’s Top Small & Medium Employers, published on March 29, 2016 in The Globe and Mail.
#small business startup
Quotes delayed at least 15 minutes. Market data provided by Interactive Data. ETF and Mutual Fund data provided by Morningstar, Inc. Dow Jones Terms Conditions: http://www.djindexes.com/mdsidx/html/tandc/indexestandcs.html. S P Index data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. Terms Conditions. Powered and implemented by Interactive Data Managed Solutions
2016 Time Inc. All rights reserved. Part of the Fortune.com Sites. Powered by WordPress.com VIP
YOU BROKE MONEY.COM!
Dear MONEY Reader,
As a regular visitor to MONEY.com, we are sure you enjoy all the great journalism created by our editors and reporters. Great journalism has great value, and it costs money to make it. One of the main ways we cover our costs is through advertising.
The use of software that blocks ads limits our ability to provide you with the journalism you enjoy. Consider turning your Ad Blocker off so that we can continue to provide the world class journalism you have become accustomed to.
HostGator is one of the world’s top 10 largest web hosting companies with more than 8,000,000 hosted domains. We have over 850 employees to provide you superior around the clock support. We are the perfect choice whether you are looking for business, personal, or even Fortune 500 hosting.
Every web hosting plan comes with a 45 day money back guarantee, 99.9% uptime guarantee, and is fully guaranteed by the CEO himself. If you ever have a problem with the regular support, just ask that your ticket be assigned to Adam and he will personally take the time to give you the VIP attention that you deserve.
Web Hosting Features
- Flexible, Easy to Use Control Panel
- Unmetered Bandwidth
- Unlimited Sub Domains, FTP Accounts, and Email Accounts
- 99.9% Uptime Guarantee
- No Contract with a 45 Day Money Back Guarantee
Free With Each Hosting Plan
- Free Weebly SiteBuilder and Website Building Tools
- 4,500 Free Website Templates (View Website Templates )
- Free Website Transfer, Domain Transfer, MySQL Transfer, Script Transfer (Details )
- 52 Free scripts can be instantly installed on your account with a few clicks
- $100 Google Adwords Offer (Details )
- $100 Yahoo!/Bing Credit (Details )
cPanel Control Panel
- Latest cPanel Control Panel
- Website Statistics: AWStats, Webalizer, Raw Log Manager, Referrer and Error Logs
- Instant Shopping Carts, Blogs, Portals, Forums, Counters, and Formmail
- Password Protected Directories and Custom Error Pages
- Web Based File Manager, Hotlink Protection, IP Deny Manager, Redirect URL
- Unlimited MySQL Databases with phpMyAdmin Access
- Programming Language: CGI, Fast CGI, PHP 5, Ruby on Rails, Perl, Python, SSL
- Programming Modules: Curl, CPAN, GD Library, ImageMagick
- System Management: SSH Access and Cron Job Scheduling
- FrontPage Extension
- Unlimited POP3 Email Accounts with SMTP
- WebMail Access: Horde, SquirrelMail, RoundCube
- Receive your email to your phone via IMAP Support
- Prevent spam with SpamAssassin
- Unlimited Autoresponders, Mail Forwards, Email Aliases, 25 Mailing Lists
- 24/7/365 Premium Support via Phone, Live Chat, and Ticket System (Email)
- Automatic Weekly Off-Site Data Backups
- 24/7/365 Server Monitoring
- Online Support Portal with over 500+ Video Tutorials and 680+ Help Articles
- HostGator Community Forum Access
- Instantly install over 75 open-source scripts with just a click!
- WordPress Hosting – Host your very own WordPress blog
- Joomla Hosting Drupal Hosting – Professional CMS Solutions
- Magento Hosting – Free E-commerce platform for your own store
- Wiki Hosting – Start a Wiki web site with MediaWiki
Start Building Your Website Today!
Please submit the online form to initiate your website content transfers.
VPS accounts that have a control panel (either cPanel or Plesk) qualify for unlimited cPanel to cPanel transfers, or up to 10 Manual Transfers per VPS level. I.E. a Level 5 VPS qualifies for 50 manual transfers, while a Level 7 qualifies for 70 manual transfers.
(Snappy 500 or VPS without a control panel)
VPS accounts with no control panel are for advanced Linux customers who are comfortable with installing and configuring their own services. If you would like us to transfer their data to such a VPS (or a Dedicated server with no control panel), you would be responsible for making sure that their services are configured correctly and will need to inform us exactly where the data needs to be placed (we will not configure or restore anything, but only copy files or packages to the specified directory on the VPS/server). If you are not comfortable with installing and configuring their own services, we suggest upgrading to a Level 3 plan with cPanel. We will not be able to install and configure each service for you. If a Level 3 package is too expensive, then a Reseller or Shared account might work based upon your needs.”>? VPS
10 per VPS level
We provide 75 free website transfers. The content transfers are free within the first 30 days; for any requests outside the first 30 days, we will reply back with a quoted price. If the server is running cPanel and you are coming from another cPanel server, then we offer unlimited full cPanel account transfers.”>? Dedicated (Basic)
Please submit the online form to initiate your website content transfers. We provide 100 website transfers. The content transfers are free within the first 30 days; for any requests outside the first 30 days, we will reply back with a quoted price. If the server is running cPanel and you are coming from another cPanel server, then we offer unlimited full cPanel account transfers.”>? Dedicated (Standard, Elite, Pro)
1 While we can do unlimited cPanel to cPanel transfers for you, depending on your account, you will have a limited number of Manual Transfers.
2 Full cPanel transfers include all domains, Addon Domains, Subdomains, and cPanel settings. This will also include your emails and email accounts. Please note that this does require that your old host’s cPanel backup generator to be active.
A few examples: An Aluminium Reseller account includes up to 30 free transfers. Out of this 30, you can have 20 cPanel to cPanel transfers and 10 Manual Transfers, or any combination of the two that totals 30 or less websites. Another example: A Pro Dedicated server includes unlimited cPanel to cPanel transfers, this means you can have 150 sites (or even more) moved. Also since there is an unlimited total number of transfers, you can utilize up to 100 Manual Transfers.
Unmetered Web Hosting
How much disk space and bandwidth will my plan include?
Diskspace and Bandwidth is “Unmetered” which means you are not charged according to the amount of diskspace or bandwidth you use.
However, that being said, we do require all customers to be fully compliant with our Terms of Service and to only utilize disk space and bandwidth in the normal operation of a personal or small business website.
For example, customers who are using 25% or more of system resources for longer than 90 seconds would be in violation of our Terms of Service. Please see our TOS or contact us with any questions.
What happens if I exceed usage?
If we have concerns about your account’s bandwidth or disk space utilization, you will receive an email asking you to reduce usage.
Again, it is very rare for a customer who is managing a personal or small business website to exceed our usage policies.
This file was last modified 7/20/2015.
Money Back Guarantee
Customer Satisfaction is HostGator’s #1 Priority!
We are confident you will be happy, and even offer you a full 45 day money back guarantee to try us out.
We’re here to help you as well with 24/7 phone, live chat and helpdesk support by friendly support agents.
If you are not completely satisfied with our services within the first 45 days of your service, you will be given a full refund of the contract amount.
Please note that this is only for shared, reseller and vps hosting packages and does not apply to dedicated servers, administrative fees, install fees for custom software, or domain name purchases.
For more information please contact us at any time and we’ll be happy to provide you more information.
Pricing Reflects A Discount On The First Invoice Only
HostGator often offers promotions, coupons and special offers to customers during their initial term. Please note that special offers are limited-time promotional prices that are available to new customers and are valid for the Initial Term only, and not for successive or renewal periods. Promotional rates apply to Shared, Cloud, VPS, Dedicated, WordPress Cloud Hosting plans and .com and .net domains and will automatically renew after initial term at regular rate found in your control panel.
*VAT (Value Added Tax) is not included in our advertised price and will be charged separately and itemized on invoices and billing information. Standard VAT rates based on EU Member State regulations may apply. For more information on VAT, please refer to the Value Added Tax (VAT) knowledgebase article.
Window Cleaning Coach: How to Start a Window Washing Business, Tips, Advice, Training, Tools,
#window cleaning business
Hi, my name is Dave and I run my own successful window cleaning business called ShineTime in Birmingham, England.
The reason I’ve created this website is because I found that there was a lack of free information on setting up your own window cleaning business when I first started.
Instead I found there are a lot of opportunist window cleaners on the internet who are selling their knowledge (you can’t blame them really can you).
I realise when you’re setting up your own business funds are tight, so I’ve decided to give my expertise away for free.
The reason for this generosity you might ask? Well window cleaning helped me out of a tight spot: I was working in a dead-end factory for minimum wage and wasn’t too happy about the situation.
I finally decided to start my own window cleaning business, and after a lot of trial and error my business became successful. I want to help other people thinking of starting their own window cleaning company avoid some of the mistakes I made when I first started by doing this informative website.
Let’s get one thing straight, being a window cleaner is a horrible job: in Winter you feel like your hands are going to drop off, if you’re working by yourself it can become very lonely, and sometimes your customers can give you hassle. As you’re the head of the company you’re the one who has to deal with troublesome customers because there’s nobody to pass the blame onto.
It’s not easy either, most people seem to think it’s just a case of buying a bucket, getting a chammy and you’re away. Sadly there’s a lot of competition out there, it’s highly likely you’ll find all the best areas where you live (the posh ones that make you the most money) are taken.
You have to be prepared to work hard to build up your round and be able to discipline yourself because there’s no boss to kick you up the arse when you feel like having an impromptu day off. It’s very easy to slip into the habit of thinking: I can’t be bothered with it today. or I think I’ll knock off early .
It’s good to have the freedom that only comes with being your own boss, but it still doesn’t mean you can spend every other day in bed. Disappointing I know, but that’s life.
I want to make it clear that not everybody is suited to self-employment, some people need a person watching over them to make them work. If this is a description of you then you probably shouldn’t bother wasting anymore of your time on this site. Instead, you may want to consider looking for other cleaning jobs first to get some experience and see if a window cleaning career is really for you.
Despite all the drawbacks however, I believe if you’re desperate, i.e. stuck in a job you absolutely hate, or unemployed and on the dole, then window cleaning could be for you because it’s a realistic way of making a respectable living for a person who has no other options, just don’t expect to be driving around in a Bentley anytime soon.
#short term business loans
Where to Find Smart Short-Term Business Loans
You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money .
Short-term business loans can get you the funds you need to overcome cash flow gaps, handle emergencies and unexpected expenses or finance a small expansion.
These loans and lines of credit typically come in amounts from $5,000 to $250,000, carry short repayment terms of a few months to several years, have looser qualifications than long-term loans and provide cash quickly.
Because short-term business loans generally have high borrowing costs, the smartest approach is to choose financing with the lowest annual percentage rate you can qualify for. Lines of credit are more flexible and generally have shorter repayment periods, while loans tend to offer a longer term.
Repaying a short-term business loan on time can help you qualify for a long-term business loan in the future. Long-term loans typically come in amounts from $250,000 to $1 million or more, are less expensive and have a repayment period of five to 15 years or longer, making them better suited to a real estate purchase, business acquisition or debt refinancing.
Short-term lines of credit: Kabbage and Dealstruck
With Kabbage’s line of credit, you borrow only the money you need and pay fees just on the money you borrow. That flexibility makes it a better option for managing cash flow than for a larger expense such as an expansion. You repay each draw on the line of credit over six or 12 months.
It’s also fairly easy to qualify (take a look at minimum qualifications below) and a good option for borrowers with bad credit. Although Kabbage does check your credit scores, it doesn’t weigh them as heavily as other factors, such as your average monthly revenue.
The pitfalls of short-term business loans
Of course, there are a few disadvantages to short-term business loans that small-business owners should keep in mind:
Higher cost: They typically carry a higher APR — the total annual cost of borrowing, including all fees and interest — than long-term loans. That’s due to their shorter repayment period, faster funding, looser qualifications (lower credit score and revenue requirements) and the fact that many are unsecured business loans. which don’t require collateral.
More frequent repayments: Lenders may require you to make loan payments daily or weekly as opposed to monthly. Although these payments are smaller, they can be an issue for businesses that have uneven sales or those that don’t always hold much cash in a bank account. You’ll have to make sure you have enough money in your account to make the payments at all times, or you’ll risk incurring fees or defaulting on the loan.
Risk of debt trap: The speed and ease of short-term business loans can become addictive. Instead of repaying the debt in full, business owners may be enticed to refinance and roll over the debt into a new loan. But this can result in a debt trap: continual refinancing just to keep up with payments. This is a common issue with merchant cash advances. a costly form of short-term financing that can carry an APR over 300%. If you have several high-interest small-business loans, business debt consolidation may be the solution you need.
Find and compare the best small-business loans
NerdWallet has created a comparison tool of the best small-business loans to meet your needs and goals. We gauged lender trustworthiness, market scope and user experience, among other factors, and arranged them by categories that include your revenue and how long you’ve been in business.
This article was updated June 21, 2016. It was originally published Jan. 12, 2016.
To get more information about funding options and compare them for your small business, visit NerdWallet’s small-business loans tool. For free, personalized answers to questions about financing your business, visit the Small Business section of NerdWallet’s Ask an Advisor page.
You may also like
See how different lenders stack up in NerdWallet’s expert reviews
We want to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and safe by following our posting guidelines. and avoid disclosing personal or sensitive information such as bank account or phone numbers. Any comments posted under NerdWallet’s official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.
2016 NerdWallet, Inc. All Rights Reserved
Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.
Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools, blog content and editorial reviews are based on objective analysis. For more information, please see our Advertiser Disclosure .
#business bank accounts
Small Business Chequing & Savings Accounts
Why open a Business Chequing Account?
- Will help keep your business and personal expenses separate
- Get your business off to a good start for tax purposes
- Project credibility and professionalism to customers and suppliers of your new business
- We will help ensure that your business banking solutions keep pace and continue to reflect your unique needs as your business grows
To ensure your account is opened quickly, all owners and signing officers will need to provide 2 pieces of approved personal identification. Depending on your business’ legal structure, one of the following documents will also be required by your TD Canada Trust Business Banking Specialist:
- Sole Proprietorship – Certificate of Registration of Business Name
- Partnership – Certificate of Registration of Partnership. Partnership Agreement (if available)
- Corporation – Articles of Incorporation. Certificate of Registration of Business Name (if available)
- Association – Articles of Association (if available)
- Formal Trust – Trust Agreement
Find out more about our Chequing Service Plans
#green business ideas
Green Business Ideas for Entrepreneurs
Updated August 11, 2016
What is a Green Business and what are the advantages of starting one?
A “green” business strives to have a positive impact on the environment and community. It develops and practices business strategies that go beyond regulation and demonstrate commitment to a healthy and sustainable future (earthshare.org ). German-based Roland Berger Strategy Consultants estimates that the global market volume for environmental technologies will reach a projected $2,740 billion by 2020.
As someone thinking of starting a small business. a green business has two advantages over other kinds of businesses. First, environmentalism is growing rapidly so you will be targeting a growing market. Second, starting a green business can be particularly satisfying as you get to make your own contribution to making the world a better place.
Here are what I think are the best green business ideas for entrepreneurs .
1) Help them grow it.
Gardens for Small Spaces
The growing concern about where our food comes from and what s been done to it is translating into increasing numbers of people who want to grow their own food, wherever they live.
One green business idea is to produce garden-paks , small collections of seeded plant trays that would fit on the smallest balcony and allow people to grow their own vegetables.
On a larger scale, as a garden designer you could specialize in rooftop garden installations.
Or you could develop a green business focusing on products that will help people grow their own food, such as greenhouses suitable for residential homes or ecological pest controls. Growing food is one trend that’s only going to. um. get bigger (excuse the pun).
Worm farming and organic compost sales are other green gardening business ideas that might work for you.
2) Help them cut energy costs.
Solar Power Generation and Solar Water Heating Systems
I think it s a safe bet that the cost of traditional energy going to go up – making green business ideas related to saving energy and cutting energy costs also a safe bet.
Solar water heating systems can provide significant energy cost savings (providing up to 70% of a family s hot water when properly installed, according to some distributors).
Between 2008 and 2011 solar panel (photovoltaic) electrical generation had an annual growth rate of 147%, helped by rebates and subsidies that vary from province to province. The installation of rooftop solar panels and the tie in to household/commercial electrical systems requires a lot of expertise and businesses that provide this service are flourishing.
If either of these green business ideas appeals to you see Natural Resources Canada s Solar Thermal and Solar Photovoltaic Energy information sites.
3) Help them clean it.
Eco-friendly Cleaning Products
From laundry through vehicles, things have to be cleaned.
But people are a lot more sensitive to what s being poured down the drain and want to be able to get the sparkle without the environmental strain. One green business idea to help them accomplish this is to sell environmentally friendly cleaning products. This is another green business idea that could work well as an ecommerce site. (See 8 Easy Ways to Get Your Small Business Into Ecommerce ).
Going green is also a great marketing strategy for a cleaning business. Commercial and residential cleaning businesses are still hot business ideas as the demand for cleaning services is still growing. Using only eco-friendly cleaning products in your cleaning business could give you a competitive edge.
Note: Also watch for the commercialization of virtually waterless cleaning. Researchers at the University of Leeds have developed a new way of cleaning clothes using less than 2% of the water and energy of a conventional washing machine.
4) Help them find it locally.
Books like the 100-Mile Diet have inspired many people to think carefully about where their food is grown and the negative environmental effects of consuming products that may be shipped from thousands of miles away.
People want local eco-friendly alternatives to the products they ve been using. To service this need farm markets have been proliferating in North America, selling everything from locally raised beef, pork or poultry to locally made soaps and cleaning materials. Talk to your local farm market association or butcher store about selling your product locally. (And of course you should read How to Make a Bundle at the Farmers Market before you set up your stall.)
5) Show them what needs to be done.
As the price of energy goes up and being green becomes increasingly popular, more individuals and businesses want to become greener but don t know what the best course of action is. So green consulting is a business idea whose time has come.
Green consultants put together an action plan for their clients by examining their client s environment and analyzing their environmental strengths and weaknesses. For instance, a home or business may be using a lot more energy than necessary for heating or cooling because of a lack of weather-stripping, insulation, or improperly installed HVAC (Heating, Ventilation, and Air Conditioning) systems.
Some green consulting businesses also offer event management. The green business idea is that the consulting company will see to it that every aspect of the event, from advertising through waste management, is handled in the most environmentally friendly way.
6) Help them get there.
Scooters and Bikes
Transportation is another venue of change for many people, whose need to go green is strengthened by increasingly high prices at the pump. Scooters and bikes are a very appealing all-in-one solution; as a scooter or bike rider you get to save money, be environmentally friendly, and, if you get the kind of bike that needs pedaling, improve your health, too!
I have to admit that s not the kind that appeals to me; my favourites are the Vespa and the three-wheeled Piaggio MP3. Becoming a dealer might be the business idea you ve been looking for.
All kinds of electric and gas scooters and electric bikes are going to increase in popularity though. Daymak Canada has a good range of green vehicles, including mopeds, scooters and electric bikes and offers franchises.
If you live in an urban area, renting out bikes and scooters might be a profitable green business.
7) Help them build green.
Green building is a trend rife with possibilities for starting new green businesses. Construction companies, architects, designers and contractors can specialize in green building. For instance, a contractor might become a LEED certified professional; a designer might focus on elements and materials that are the least environmentally destructive.
And green building calls for all kinds of green products that could become the foundation of your new small business, from water-saving toilets through salvaged wood (and solar water heating systems).
Learn more about LEED Canada (the environmental rating system used as a standard for new construction and major renovations) at the Canada Green Building Council website.
Green Businesses Deliver More Than Profits
Hopefully these green business ideas have got you excited about the possibilities. You may not get rich, and to be honest, you probably won t. But you will have the pleasure of running a business that helps people lead greener lives and combining what you do with what you believe in.
Where to From Here
For even more business ideas, visit the Business Ideas section of this website.
Canadian business counts, June 2015
Nationally, there were 1,250,822 active businesses with employees in June.
In addition, there were 2,586,343 active businesses without employees and with annual revenues greater than $30,000.
Note to readers
Canadian business count s p reviously called Canadian business pattern s p rovide counts of active businesses by industry classification and employment-size categories for Canada and the provinces and territories. Canadian business counts are based on the same criteria that were used to calculate Canadian business patterns. Data are available in CANSIM tables 552-0002 and 553-0002.
The counts are compiled from the Business Register, Statistics Canada’s central listing of Canadian businesses. They are based on the statistical concept of ‘location ‘ that is, each operating location is separately counted, including cases where one business comprises multiple locations. For example, a retail business with 10 stores represents 10 businesses in the Canadian business counts. Generally, among Canadian businesses, 99% are single-location enterprises.
Changes to the Business Register’s methodology or business industrial classification strategies can bring about increases or decreases in the number of active businesses reported in the Canadian business counts. As a result, the data do not represent changes in the business population over time. Statistics Canada recommends users not to use the data as a time series.
Custom extractions for other geographic levels can be ordered on a cost-recovery basis. Data prior to December 2011 are also available upon request on a cost-recovery basis.
Date modified: 2015-08-06